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Author: Subject: Loreto Bancomer "gringo line"
Hook
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[*] posted on 11-2-2007 at 10:57 AM


Larry, I think the concern is that it is also to the DETRIMENT of the Mexicans.

I cant argue with Dave's comment. It's clear that gringo plates get me past many gate guards without even a question. They just raise the gate even though they have never seen me. Yet a Mexican with national plates gets questioned every time.

It's the whole (perceived) "money talks" thing that seems to be the way of the world now.




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Natalie Ann
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[*] posted on 11-2-2007 at 11:25 AM


Quote:
Originally posted by Hook
It's clear that gringo plates get me past many gate guards without even a question. They just raise the gate even though they have never seen me. Yet a Mexican with national plates gets questioned every time.


Perhaps "they" think we all look alike :lol: and figure you live there.




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tuna stick
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[*] posted on 11-2-2007 at 12:29 PM


Most U.S. banks won't cash a check if you don't have an account with them.:no:
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Dave
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puzzled.gif posted on 11-2-2007 at 01:06 PM
Huh?


Quote:
Originally posted by tuna stick
Most U.S. banks won't cash a check if you don't have an account with them.:no:


Are you talking travelers checks?

I don't know of any bank anywhere that will cash a competitor's check without a guarantee. If the payor doesn't have an account then the payee must pledge.




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bajalou
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[*] posted on 11-2-2007 at 01:18 PM


The banks I've been to recently in the US will NOT cash a check unless you or the check writer have a account with them. No mention of "Pledges" whatever they are, the just say NO.

Haven't tried travelers checks.




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Dave
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puzzled.gif posted on 11-2-2007 at 01:48 PM
And why should they?


Quote:
Originally posted by bajalou
The banks I've been to recently in the US will NOT cash a check unless you or the check writer have a account with them.

No mention of "Pledges" whatever they are, the just say NO.


By pledge I mean guarantee. When I present your check at my bank my account becomes the guarantor. the bank's gonna place a hold on the funds until the check clears. When you open an account you sign a contract. Maybe people should start reading them. :rolleyes:




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bajalou
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[*] posted on 11-2-2007 at 02:17 PM


Quote:
Originally posted by Dave
Quote:
Originally posted by bajalou
The banks I've been to recently in the US will NOT cash a check unless you or the check writer have a account with them.

No mention of "Pledges" whatever they are, the just say NO.


By pledge I mean guarantee. When I present your check at my bank my account becomes the guarantor. the bank's gonna place a hold on the funds until the check clears. When you open an account you sign a contract. Maybe people should start reading them. :rolleyes:


But you have a account - If you didn't have a account, would they cash my check for you? That is what I and tuna stick else were talking about.




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Dave
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[*] posted on 11-2-2007 at 02:57 PM


Quote:
Originally posted by bajalou
But you have a account - If you didn't have a account, would they cash my check for you?


No, they wouldn't and they shouldn't. That's my point. If I didn't have an account I would take your check to your bank.

Why would I present your check at a bank where neither of us have an account? Why would I attempt to cash a check anywhere except my bank? And why would any bank, except my own, accept it? How would they know if the check would pay? And since I'm not a customer, which account would they debit?

You're asking banks to trust people? :lol:




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