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Author: Subject: Car insurance for driving into Mexico
AKgringo
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[*] posted on 10-13-2018 at 07:43 PM


My driver's license policy is issued by HDI Seguros, and I just looked at it again. One thing that I did not remember because it did not affect my drive last season, is a couple of exclusions.

I am not covered while driving a motorcycle, ATV, motorhome, rental car, or Mexican plated vehicle.




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J.P.
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[*] posted on 10-13-2018 at 08:53 PM


Quote: Originally posted by PaulW  
Most of the folks I know just have MX liability. That provides you with the get out of jail deal in case of an accident.
When the eventual accident occurs just drive or trailer the car back to the states and have your US insurance fix it. Works just fine. Does not really matter who your Mx carrier is because you don't want the car fixed in Mexico any
















I have to disagree I have had several car's fixed in Baja. One example my brother in Laws truck was hit in San Diego they totaled it and he bought it back for 1.500 and we brought to Ensenada and had it fixed and he came out 3.500 to the good. truck looks better than before accident.


[Edited on 10-20-2018 by BajaNomad]
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PaulW
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[*] posted on 10-14-2018 at 05:38 AM


Agree. Mexican body shops specialize if bringing a totaled vehicle back to drive-able condition. I have had some very good body work done in in San Felipe. My comment was about having a serious issue and having only liability insurance. In that case take it north and let your US insurance pay. It always works and is easier on the pocket book.
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motoged
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[*] posted on 10-14-2018 at 09:52 AM


Quote: Originally posted by PaulW  
Agree. Mexican body shops specialize if bringing a totaled vehicle back to drive-able condition. I have had some very good body work done in in San Felipe. My comment was about having a serious issue and having only liability insurance. In that case take it north and let your US insurance pay. It always works and is easier on the pocket book.


I was under the impression that an accident in Mexico is NOT covered by your Canadian/US insurance....and that is why Mexican insurance is recommended. An accident/police report may be needed once back home for your claim at home.

What am I missing?




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Alm
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[*] posted on 10-14-2018 at 09:59 AM


FMM and fishing permits can be purchased online, directly from the govt, prepaid and printed without any membership and without postage. FMM can also be purchased at the border.

Hotel discounts - if you are really after bargain prices - rarely happen when hotel is already priced reasonably.

Collection of books... don't know. Books are not something that people use very often, these days.
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