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Iflyfish
Ultra Nomad
Posts: 3747
Registered: 10-17-2006
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Mexican Auto Insurance
I am entering Baja through TJ.
We will be in our motor home. We have industrial strengh US insurance, but know we need at least liability in Mexico.
Please advise what is the easiest, least expensive way to deal with this? We may be in Mexico for six weeks to two months?
Thanks,
Iflyfish
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TacoFeliz
Nomad
Posts: 266
Registered: 7-22-2005
Location: Here
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Mood: Exploratory
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We've had good rates and good coverage from Baja Bound (www.bajabound.com) over the last few years. Set it up and pay online, several different options for longer stays and varying coverage.
Be sure to read the fine print -- some other insurers do not cover problems 'off a paved road' or if the vehicle is only looted or vandalized, not
stolen.
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DanO
Super Nomad
Posts: 1923
Registered: 8-26-2003
Location: Not far from the Pacific
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If it's two months and you intend to go back again periodically for similar trips, an annual policy would seem to be the most economical and
hassle-free. Several are available over the net or by phone or fax. I get mine through Lewis & Lewis. Here's their homepage:
http://www.mexicanautoinsurance.com/
\"Without deviation from the norm, progress is not possible.\" -- Frank Zappa
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BajaWarrior
Super Nomad
Posts: 2307
Registered: 9-27-2006
Location: Mission Bay, San Diego. Playa Hermosa, San Felipe.
Member Is Offline
Mood: Anxious to get south
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discoverbaja.com is who I use. Based in San Diego. Never a problem.
Good website too.
Haven't had a bad trip yet....
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Iflyfish
Ultra Nomad
Posts: 3747
Registered: 10-17-2006
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Thank you very much, exactly the info I wanted. Muchas Gracias!
TacoFeliz: I hope to go to that taco stand. It is in Ensenada right?
Iflyfish
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Taco de Baja
Super Nomad
Posts: 1913
Registered: 4-14-2004
Location: Behind the Orange Curtain, CA
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Mood: Dreamin' of Baja
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I also get mine through Lewis & Lewis. http://www.mexicanautoinsurance.com
Never had to file a claim, but they have good service on the purchising end  . In
fact I just bought 3 days on Sunday, had the policy faxed to me late in the day on Monday.
If you plan on being in Baja more than ~2weeks over a 12 month period, the year policy becomes the cheaper option.
[Edited on 12-6-2006 by Taco de Baja]
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CShirk
Newbie
Posts: 20
Registered: 12-5-2006
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does anyone know if AAA can extend their coverage to baja if you are already with them? I know they make a killer baja map.
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toneart
Ultra Nomad
Posts: 4901
Registered: 7-23-2006
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Mood: Skeptical
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www.vagabundos.com
Get their annual, tourist insurance. It is good for a year but restricted to a total of 6 months inside Mexico. I get it year after year. I also
belong to the club. They have a very good reputation and have all kinds of services. They exist to serve RVers and boaters. They are well connected.
Get their phone number and call them....very friendly and easy to deal with.
They are also a great resource for all Mexico related questions including immigration issues. Their online bulletin board is not as active as the
BajaNomad though.
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Diver
Ultra Nomad
Posts: 4729
Registered: 11-15-2004
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I have found Lewis and Lewis, and Discover Baja to both be reputable agents with the lowest pricing for my needs. The annual policy is most often the
cheapest.
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DanO
Super Nomad
Posts: 1923
Registered: 8-26-2003
Location: Not far from the Pacific
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Not Feliz, it's Tacos Fenix, next to the hardware store on the corner of Juarez and (if I have the right street) Floresta. Might be off by a block.
Just look for the crowd.
\"Without deviation from the norm, progress is not possible.\" -- Frank Zappa
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BajaNomad
Super Administrator
Posts: 4999
Registered: 8-1-2002
Location: San Diego, CA
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Mood: INTP-A
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| Quote: | Originally posted by DanO
Not Feliz, it's Tacos Fenix, next to the hardware store on the corner of Juarez and (if I have the right street) Floresta. Might be off by a block.
Just look for the crowd. |
Juarez and Espinoza. One block east of the riverbed/bridge. The hardware store
is currently painted red.
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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BajaNomad
Super Administrator
Posts: 4999
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Oh... and for insurance, I've used DB, L&L, and most recently Baja Bound - which makes it easy to just click and print. No complaints on any of
these 3.
Cshirk: Many USA companies have coverage in Mexico, only thing is, Mexico doesn't recognize it if you're in an accident. You'll want coverage from a
Mexican insurance company, which these companies mentioned above are providing.
If you don't have a recognized insurance company, then you won't have "proof" of financial responsibility, and are subject to being detained (read:
jail) in the interim.
--
Doug
[Edited on 12-7-2006 by BajaNomad]
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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Crusoe
Senior Nomad
Posts: 731
Registered: 10-14-2006
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AAA insurance is available for all of Mexico but extreemly expensive when I checked last 5 years ago. Vagabundos is top notch. The best in my book,
they get highest marks for helping with any problems and they are a great resource for any info. you could possibly looking for. Good luck.
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
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Are you saying that AAA has a Mexican subsidiary that provides Mex Liability Ins? Or they just cover Collision/Comp?
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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DanO
Super Nomad
Posts: 1923
Registered: 8-26-2003
Location: Not far from the Pacific
Member Is Offline
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| Quote: | Originally posted by BajaNomad
| Quote: | Originally posted by DanO
Not Feliz, it's Tacos Fenix, next to the hardware store on the corner of Juarez and (if I have the right street) Floresta. Might be off by a block.
Just look for the crowd. |
Juarez and Espinoza. One block east of the riverbed/bridge. The hardware store
is currently painted red.
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Yessssssssss, that's it. I can almost taste them now . . . .
\"Without deviation from the norm, progress is not possible.\" -- Frank Zappa
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MrBillM
Platinum Nomad
Posts: 21656
Registered: 8-20-2003
Location: Out and About
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Mood: It's a Zip-a-Dee-Doo-Dah Day
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AAA
AAA has sold Mexican Coverage (provided by a Mexican company) for as long as I've been a member. Back in the early 70s I bought it there for a couple
of trips, but found that it was too expensive even then.
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losfrailes
Senior Nomad
Posts: 577
Registered: 11-16-2004
Location: Ejido San Lucas near Santa Rosalia
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Mood: Good!
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Lewis and Lewis by far. Underwriters for Qualitas who handle claims (first hand experience) efficiently, quickly and fairly.
Cost of annual policy negates need for a monthly, or quarterly policy.
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BajaNomad
Super Administrator
Posts: 4999
Registered: 8-1-2002
Location: San Diego, CA
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Mood: INTP-A
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| Quote: | Originally posted by Crusoe
AAA insurance is available for all of Mexico but extreemly expensive when I checked last 5 years ago. Vagabundos is top notch. The best in my book,
they get highest marks for helping with any problems and they are a great resource for any info. you could possibly looking for. Good luck. |
Thanks Crusoe and Bill for the correction on how they handle it.
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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Bedman
Senior Nomad
Posts: 523
Registered: 9-4-2002
Location: Orange County, CA.
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Lewis and Lewis is by far the best in my book. Just CHECK the coverage amounts. Lewis and Lewis' Legal coverage alone is $50,000.00 Compare that to
the others insurers legal coverage that average Two or Three thousand max!! If you have an accident in Mexico, your gonna NEED a LAWYER. If you
really think 2 or 3 thou is going to cover the expense.... your just kidding yourself.
Bedman
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Iflyfish
Ultra Nomad
Posts: 3747
Registered: 10-17-2006
Member Is Offline
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Great info Nomads. Thank you one and all. I have made my decision. You saved me a lot of time and trouble. Saludos to BajaNomads!!
Iflyfish
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