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beachbum1A
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Registered: 6-17-2006
Location: Punta Banda, BC
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Using an ATM in Baja
Having never used an ATM in Mexico, what can I expect?
+ A menu in English?
+ Maxium amount of $$ withdrawl (per day)?
+ Funds in pesos-right?
+ At less than the current exchange rate-or the same?
+ Average fee per transaction?
+ Safe to use?
+ Available at most banks?
+ What else????? 
Thank you...
Just do it!
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woody with a view
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yes
depends on your bank +/- $300 u.s.
yes
same
+/-$5 unless your bank is affiliated with mexican bank
yes
yes
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osoflojo
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I agree with all woody says but would add that many banks now offer dollars as well as pesos (at least in Cabo) and my fees have been less than that.
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DENNIS
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I can get 5000 Ps per day.
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roundtuit
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Hace seen a few in Spanish
Withdrawl is what you set up with you bank..Big mistake last year 300 limit.
Mine is alot higher this year
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bobw
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Location: Calgary
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Are ATM pins restricted to 4 digit or do they allow for longer pins?
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shari
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Mood: there is no reality except the one contained within us "Herman Hesse"
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In some of the smaller villages like ours where there is no bank, we have a new little ATM machine at the telegraph office as there is no bank. Last
year they started taking Banamex and Banorte but have now expanded service to take Bank of America cards which is great. My limit for bank withdrawl
is 10,000 pesos at a time.
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bajabound2005
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beachbum -- depends on who you bank with. Bank of America has a relationship with Santander. No fees charged by either bank. $5000 pesos per day
limit. Exchange rate is good enough. Withdrew $5000 pesos a couple days ago and $455.17 (US dollars) came out the bank acct - which was right on with
the current exchange rate.
Wells Fargo has the same relationship with Bancomer.
Menus are usually in Spanish. If you need help the first time around we can meet up and we'll help you out. ALWAYS get the printed receipt. There
are ATMs everywhere but use the ones where your bank has a relationship so you don't dinged on the fees. The Commerical Mexicana on the Reforma seems
to have every bank represented via an ATM.
[Edited on 2-9-2007 by bajabound2005]
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Lee
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| Quote: | Originally posted by bajabound2005
beachbum -- depends on who you bank with. Bank of America has a relationship with Santander. No fees charged by either bank. $5000 pesos per day
limit. Exchange rate is good enough. Withdrew $5000 pesos a couple days ago and $455.17 (US dollars) came out the bank acct.
Wells Fargo has the same relationship with Bancomer. . |
I pulled 9,000 pesos out from an ATM at Santander Banco (centro) in La Paz recently. Don't know the limit but that might be it. Used a Wells
Fargo debit card.
ATM transaction is in Spanish but so basic that anyone can figure it out. That is, if I can do it, anyone can do it. My intelligence is limited.
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roundtuit
Senior Nomad
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I was told to keep it to 4 digits as some don' reconize more than that
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Mango
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You can "practice" on your local ATM in spanish. Just find one that has a language selection and pick spanish.
cuenta de cheques = checking acount, etc..
The menus are all set up the same and it works the same.. so it is really pretty easy.
I like to take out as many pesos as I can in one shot to aviod paying fees.
Some machines will give you many $500 peso bills, others $200's
I save a few $500's; but, you are best off to break your biggest bills down anytime you can as change can be hard to comeby in many areas and people
will refuse to take large bills.
Also refuse to take ripped or torn bills as change, as many vendors refuse to take them.
Good luck and happy travels.
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thebajarunner
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Be careful... it will give you suggested amounts to withdraw, and these are stated in pesos, and you probably can only make on draw per day.
First time I tried it I decided to go for $150, which turned out to be about $14 (US) and I was finished until the next day.
There is one just a block from El Nido in Rosarito that I have used with no fee.
Also a very convenient one just in the turnoff to the Bufadora in Maneadero, for anyone southbound, also no fee for my card.
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DENNIS
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Bajarunner ---
I assume you're refering to the bank in Maneadero. A bit farther south in Maneadero, east side of Hwy-1, Maria Louisa grocery store has an ATM
inside. It used to be in a room outside the store. One morning I went to use it and the guts of the machine were hanging by the wires. Another
satisfied customer had made a withdrawal during the night.
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thebajarunner
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Dennis, I am referring to the bank on the west side, just on the inside of the sweeping turn to Bufadora. Being right side, southbound, it is very
convenient to swing in and out with no delay.
The ATM is located in a small separate inside room and very convenient to use, and to get to.
Probably my favorite spot to get quick cash headed South.
Memory sez it is Bancomer (but memory ain't what it used to be)
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DENNIS
Platinum Nomad
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Bajarunner ----
You've still got it runner. Memory is right-on. Bancomer.
Not trying to nit-pick but, the bank is actually back toward Ensenada about a block and a half before the entrance to the curve. It's next to the
gas station. I think it's the only bank in town.
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bajalou
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| Quote: | Originally posted by bajabound2005
Wells Fargo has the same relationship with Bancomer.
[Edited on 2-9-2007 by bajabound2005] |
I have account with Wells Fargo and have ALWAYS been charged a fee by BOTH Wells Fargo and Bancomer.
Still the easiest and best way to get money down here. The fee is the same for $50 or $500 so I always get the most so have less transactions.
And pin is only 4 digits.
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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bajabound2005
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Might be the type of acct you have with Wells Fargo --
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beachbum1A
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Registered: 6-17-2006
Location: Punta Banda, BC
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Once again....
Once again you guys have come through like champs. Thank you all! I've gotten a wealth of good information on this board and hopefully I'll be able to
return the favor. Gracias!!
Just do it!
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Bob and Susan
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contact your bank BEFORE you go!!!
they have a tendency to lower your line of credit it there isn't a note on your account that says you'll be using ATM's in baja...
just a head's up
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bajalou
Ultra Nomad
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Location: South of the broder
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| Quote: | Originally posted by bajabound2005
Might be the type of acct you have with Wells Fargo -- |
Standard checking/savings????
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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