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BajaBad
Nomad
Posts: 115
Registered: 1-30-2007
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Help out with Bank locations in towns
If you are in a good mood   and don't mind giving a little assistance, I would love your help with one of my last tasks in finishing this a bit overwhelming of a
project (94 pages, 34,000 words... time to go to the beach)
If you can give info on banks in your town (no addresses or any other info, just if you have this one or that one) I would appreciate it!
Mexican Banks in Baja and Types of Accounts
Banks: There are five major financial institutions in Baja: BBVA- Bancomer, Banorte, Serfin-Santander, HSBC and Banamex. They are located in the
following towns;
BBVA – Bancomer (merged with BBVA in June of 2000):
Banorte (formerly named Bancen):
Serfin-Santander:
HSBC (Hong Kong & Shanghai Banking Corp):
Banamex (Banco Nacional de Mexico):
Cheers, BajaBad
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bajabound2005
Ultra Nomad
Posts: 2760
Registered: 10-15-2005
Location: Punta Banda, BCN
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Mood: words cannot describe...
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The actual banks or ATMs? Ensenada has all of the above banks and there are ATMs for all of these banks if many location (grocery stores, for
example). There is also Scotia Bank in Ensenada.
Maneadero has a Bancomer branch.
Friends don't let friends drink white zinfandel.
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bajajudy
Elite Nomad
Posts: 6886
Registered: 10-4-2004
Location: San Jose del Cabo,BCS
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All of the above here(San Jose) and/or in San Lucas. Scotia too.
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oxxo
Banned
Posts: 2347
Registered: 5-17-2006
Location: Wherever I am, I'm there
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Mood: If I was feeling any better, I'd be twins!
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| Quote: | Originally posted by lenchoLa Paz has them all. Multiple branches of most, perhaps all. (Anybody know that about Serfin?)
--Larry |
Yes, Serfin in La Pa' too.
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bajalou
Ultra Nomad
Posts: 4459
Registered: 3-11-2004
Location: South of the broder
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Bancomer and Banamex in San Felipe
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
Nomad Baja Interactive map
And in the San Felipe area - check out Valle Chico area |
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Cypress
Elite Nomad
Posts: 7641
Registered: 3-12-2006
Location: on the bayou
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Mood: undecided
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Banco? 
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BajaBad
Nomad
Posts: 115
Registered: 1-30-2007
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Thanks Cypress, I was getting concerned with no smart a. in the crowd!
A much improved list (was the first empty... oops!) and credited to the folks from BajaNomads (not edited yet... and not sure about the Santa
Rosalia, have to confirm... )and more to add but some I did not know about - thanks a ton!
If you have any to add please do and MUCH appreciated, BajaBad
------------------ eBook ----------------------
Mexican Banks in Baja and Types of Accounts
Banks: There are five major financial institutions in Baja: BBVA- Bancomer, Banorte, Serfin-Santander, HSBC, Banamex and Scotia Bank. They are
located in the following towns.
Note - listings due in part or almost total to the great folks at BajaNomads, one of the many listservs that is full of those who have ‘Gone Baja’.
To join for free, click here: http://www.bajanomad.com
BBVA – Bancomer (merged with BBVA in June of 2000): Tijuana, Playas de Rosarito, Ensenada, San Felipe, Vizcaino, Guerrero Negro, Santa Rosalía,
Mulege, Loreto, La Paz, San Jose del Cabo & Cabo San Lucas. Maneadero
Banorte (formerly named Bancen): Tijuana, Ensenada, La Paz, San Jose del Cabo,
Serfin-Santander: Tijuana, Ensenada, La Paz, San Jose del Cabo,
HSBC (Hong Kong & Shanghai Banking Corp): Tijuana, Ensenada, La Paz, San Jose del Cabo
Banamex (Banco Nacional de Mexico): Tijuana, Ensenada, San Felipe, Guerrero Negro, Santa Rosalía, La Paz, San Jose del Cabo
Scotia Bank: Ensenada,
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BajaBad
Nomad
Posts: 115
Registered: 1-30-2007
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Should say at the BajaNomad online forum --- hate it when I enter in bajanomads ... sorry, time to sign-off and get back to work!
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BajaBad
Nomad
Posts: 115
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Just a thought here is the rest of text if anyone has anything to add - and appreciate the 'only ATM' comment -- not something I had thought of...
----------------
Bank Accounts: The two types of basic accounts available are... no surprise: checking and savings. Savings accounts are now available in pesos or
in dollars. Now that dollar accounts are available, you don’t have to worry about losing money due to fluctuating exchange rates. Put dollars into
your account, and it is dollars you can withdraw at any time. However, you can not have ATM access with a dollar account, for obvious reasons.
Checking and savings accounts may or may not charge monthly fees. Bancomer requires a minimum balance of 1000 pesos ($100 U.S.) in order to avoid a
monthly fee. They will charge your account $7 U.S. any month that your balance is under 1000 pesos ($100 U.S.).
Investor accounts are also available. These include interest bearing accounts in pesos and certificates of deposit. A minimum deposit of $500 to
$1000 U.S. dollars may be required to open either of these accounts. Certificates of deposit are in pesos only. They are guaranteed by the issuing
bank.
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BajaBad
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by Cypress
Banco? |
He's taking a nap. Don't wake him up.
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villadelfin
Nomad
Posts: 273
Registered: 4-8-2006
Location: La Paz
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Mood: toasted and buttered
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| Quote: | | Put dollars into your account, and it is dollars you can withdraw at any time. However, you can not have ATM access with a dollar account, for
obvious reasons. |
Bancomer now has a dollar account called Libreton that gives you a visa debit card/atm.
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villadelfin
Nomad
Posts: 273
Registered: 4-8-2006
Location: La Paz
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Mood: toasted and buttered
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Peso CD accounts can be for 28 days, 90 days or longer. 1/2 percent of the interest automatically goes to taxes.
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fdt
Ultra Nomad
Posts: 4059
Registered: 9-7-2003
Location: Tijuana, Baja California
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Mood: Yeah, what if it all goes right
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Branches to all of the banks you mentioned are available here in Tijuana, regrettably they are all on the free road 
A well informed Baja California traveler is a smart Baja California traveler!
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Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
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Bancomer and Banamex in Santa Rosalia
Bahia Concepcion where life starts...given a chance!
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backninedan
Senior Nomad
Posts: 865
Registered: 3-8-2003
Location: Loreto
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Loreto has Bancomer and will soon have a Banamex
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Al G
Ultra Nomad
Posts: 2647
Registered: 12-19-2004
Location: Todos Santos/Full time for now...
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Mood: Wondering what is next???
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Todos Santos has a Banorte...I think and I think a bancomer is going in...help...people of TS. I know there is a new ATM (Bancomer?)Have not been
there since May...
Albert G
Remember, if you haven\'t got a smile on your face and laughter in your heart, then you are just a sour old fart!....
The most precious thing we have is life, yet it has absolutely no trade-in value.
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Baja&Back
Senior Nomad
Posts: 549
Registered: 9-10-2004
Location: Vancouver, Canada / todo de Baja
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Mood: Rarin' to go South!
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Scotiabank Inverlat has branches in Cabo, San Jose, La Paz, Ensenada, that I know of.
I applied with them last year & was told no account without owning land in Mexico or having a FM3. Tried several branches. Even had a glowing
letter from my local Scotia manager.
Oh well, guess Mexico doan wan my moola.
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bajajudy
Elite Nomad
Posts: 6886
Registered: 10-4-2004
Location: San Jose del Cabo,BCS
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| Quote: | Originally posted by BajaBad
Now that dollar accounts are available, you don’t have to worry about losing money due to fluctuating exchange rates. Put dollars into your account,
and it is dollars you can withdraw at any time. |
Oh yes you can still lose money....the dollar has been losing against the peso for a week. If you pay your bills here in Baja, of course, in
pesos....you can still lose because the dollars that you put in that account were worth more when deposited...i. e. it will take more dollars to buy
the same amount pesos.
[Edited on 10-1-2007 by bajajudy]
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bajabound2005
Ultra Nomad
Posts: 2760
Registered: 10-15-2005
Location: Punta Banda, BCN
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Banamex, I believe, is owned by Citibank, which might be worth mentioning.
Friends don't let friends drink white zinfandel.
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BajaBad
Nomad
Posts: 115
Registered: 1-30-2007
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Thanks very much. Online Thursday at www.vivalabaja.com
When these newbies come your way Be Nice!
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