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Fred
Senior Nomad
Posts: 500
Registered: 3-15-2007
Location: Las Vegas
Member Is Offline
Mood: Laid Back
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SkyMed
Does anyone have SkyMed insurance? I would like the pros and cons? Thanks in advance for your help.
Fred
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SkyMedBarbara
Junior Nomad
Posts: 77
Registered: 9-17-2007
Location: Loreto
Member Is Offline
Mood: Happy
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I am a SkyMed Rep in Loreto, Baja. I would be happy to answer any questions you may have about air evacuation in Baja So far I have had NO Cons,
everything has been great about SkyMed including the costs. In the past we have disscussed this on Nomad so I don't want repeat everything again so
just e-mail me at skymedloreto@gmail or go to my website www.skymed.com/Loreto. I know personally of 5 people who have been air eveacuated out of Loreto and are very happy with the service they
received...it just doesn't get any better. I also know that a friend of ours last July was air evacuated out without SkyMed and it cost her $27,000
to get home to Sacramento...she is now a member of SkyMed. The price is very inexpensive for all the services you get...
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SkyMedBarbara
Junior Nomad
Posts: 77
Registered: 9-17-2007
Location: Loreto
Member Is Offline
Mood: Happy
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Fred, SkyMed has 2 programs, one for less than 6 months out of US and Canada, and one for more than 6 months out of the US and Canada. That is the
important question...... in price.....
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
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| Quote: | Originally posted by SkyMedBarbara
I also know that a friend of ours last July was air evacuated out without SkyMed and it cost her $27,000 to get home to Sacramento...
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I guess when people are desperate, you can charge just about anything. This price is banditry. What would have happened had they not had the 27 Gs?
Would she have died on the tarmac? Given the black-hearted bedside manner of these lifesavers, I would guess yes.
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turtleandtoad
Senior Nomad
Posts: 730
Registered: 1-20-2005
Location: Wherever I park. See sig for current location.
Member Is Offline
Mood: Good if fishing
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Too bad they won't cover people with existing conditions. I was turned down because of 3 stents in my heart and Type II diabetes. Both have been under
control since 2000 with meds and exercise.
The Good Sam program accepted me.
[Edited on 12-31-2007 by turtleandtoad]
Mike & Robin; Full-Time RV\'ers
37\' Georgetown w/3 slides & 275 Watts of Solar Power
06 Taco TRD
www.turtleandtoad.com
I am here
To paraphrase Frank Lloyd Wright; I\'m all in favor of keeping dangerous weapons out of the hands of fools. Let\'s start with keyboards. --
Mike Dean |
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bajamigo
Super Nomad
Posts: 1218
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
Mood: hubimos llegado
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What's the "Good Sam" program? I'd be interested, since I have an array of "pre-exisitng conditions," i.e., good reasons to be rejected.
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capn.sharky
Senior Nomad
Posts: 686
Registered: 9-4-2003
Member Is Offline
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I have Skymed and I don't remember anything when I signed up about not covering pre-existing conditions. Maybe SkymedBarbara could shed some light on
this for us. Never had to use it (thank God) but nice to have in your back pocket. It takes a call from a Doctor to let Skymed know what you will be
needing. Very reasonable premium and I understand that get there fast in a Jet with paramedics on board.
If there is no fishing in heaven, I am not going
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Skeet/Loreto
Ultra Nomad
Posts: 4709
Registered: 9-2-2003
Member Is Offline
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In the Past there were Problems with different Companies "Brokering" the Med Flights to the Cheapest they could find, while the Victum lay on the
Tarmac awaiting the Results of the "Brokering".
It is my understanding that SkyMed has done a much better Job.
Living the many years in Loreto , my wife and I became familiar with the very Good Medical Service in Constitution and La Paz.
There is very Good Medical in both Places. Good Doctors and Care. Now they may not have all the Fancy new Equpt that is in the States but they take
good care of you.
If I had a Problem there I would not Hesitate to go go either of the Hospitals in both places.
Dr. Gustavo Morillia and his wife are Excellent Doctors as well as others.
Of Course each of us has to make the Decision in a Given Situtation.
If you are a Resident in those areas ,go down and take a look, talk to the different Doctors, inspect the Places, You will feel better when making
that Decision.
Happy New Year
Skeet/Loreto
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turtleandtoad
Senior Nomad
Posts: 730
Registered: 1-20-2005
Location: Wherever I park. See sig for current location.
Member Is Offline
Mood: Good if fishing
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| Quote: | Originally posted by bajamigo
What's the "Good Sam" program? I'd be interested, since I have an array of "pre-exisitng conditions," i.e., good reasons to be rejected.
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It's called EA+, (Emergency Assistance +). You can find more info on the Good Sam website at Good Sam EA+.
When I applied for Sky Med, their application had a couple of health history questions, which I answered truthfully. I sent the app, a letter
expanding on my health condition, and my check in, and got my check back with a letter stating that they had to reject me because of my pre-existing
conditions.
Even though I haven't had any problems with either condition. In fact, I have a Nuclear Stress Test (among other tests) once a year and always get the
same question, "are you sure you've had a heart attack?".
As to my Diabetes, my blood sugar is firmly under control and seldom gets out of the 100-140 range.
I guess their policy is to hedge their bets and only cover people that are perfectly healthy. 
Mike & Robin; Full-Time RV\'ers
37\' Georgetown w/3 slides & 275 Watts of Solar Power
06 Taco TRD
www.turtleandtoad.com
I am here
To paraphrase Frank Lloyd Wright; I\'m all in favor of keeping dangerous weapons out of the hands of fools. Let\'s start with keyboards. --
Mike Dean |
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bajamigo
Super Nomad
Posts: 1218
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
Mood: hubimos llegado
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Thanks for the info, TnT. I think in the insurance business they call that "one-way underwriting:" you pay me a premium but I accept no risk. I'll
look into Good Sam.
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Fred
Senior Nomad
Posts: 500
Registered: 3-15-2007
Location: Las Vegas
Member Is Offline
Mood: Laid Back
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Thank you all for the info. I also have MANY pre-existing conditions. I found someone to tow me back from Punta Bunta this summer, but that was just
lucky.
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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How does the Bi-National Emergency Medical sevice run by Celia Diaz interact with Sky Med or any evac service?
Is payment to both needed to get the best service?
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SkyMedBarbara
Junior Nomad
Posts: 77
Registered: 9-17-2007
Location: Loreto
Member Is Offline
Mood: Happy
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SkyMed transports its members home to their hospital and their personal medical care providers. Paid for by SkyMed. Everything you need will be
provided for in a critical illness or injury situation. $180.00 per single or $360.00 per family. Bi-National Emergency Medical service gets you
help in many ways....you have to pay for everything....$30.00 per person per year.
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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What are the limits of air evac service? Only International airports, paved airports, any open airport runway?
There was someone we all knew who had Bi-National coverage, at a paved airport, and no help was sent. In the 'old days' the U.S. Coast Gaurd would fly
in a helicopter to rescue a serious injured American in Baja.
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SkyMedBarbara
Junior Nomad
Posts: 77
Registered: 9-17-2007
Location: Loreto
Member Is Offline
Mood: Happy
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Here is a quote from SKyMed..Appropriate Airport.....A place where fixed-wing aircraft selected by the air ambulance carrier can land, takeoff, and
have the safe use of needed maintenance and ground service facilities. SkyMed also states to me that they only guarantee transportation out of "Gov't"
regulated airports, like Loreto, Cabo, La Paz, San Felipe, etc. but they have sent a prop plane to Guerro Negro, but no one can bank on it.
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Cap
Nomad
Posts: 202
Registered: 4-20-2007
Member Is Offline
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| Quote: | Originally posted by SkyMedBarbara
Here is a quote from SKyMed..Appropriate Airport.....A place where fixed-wing aircraft selected by the air ambulance carrier can land, takeoff, and
have the safe use of needed maintenance and ground service facilities. SkyMed also states to me that they only guarantee transportation out of "Gov't"
regulated airports, like Loreto, Cabo, La Paz, San Felipe, etc. but they have sent a prop plane to Guerro Negro, but no one can bank on it.
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If Guerro Negro is questionable than I think you should consider these services only if you are close to the above mentioned cities. GN is paved and
long. I would venture a guess that they are covering their bases by only using airports that have a published Instrument Approach Procedures. That is,
that you can get in when the skies are cloudy. This is understandable if you are going to be relied upon for air transport in an emergency. They are
only trying to promise what they can deliver consistently. Read you policy, I would be interested to know what caveats exist for emergencies that
occur during bad weather.
Not trying to knock what sounds like an otherwise good service, just thought I could lend a small amount of perspective.
Fly low, land on roads.
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Skeet/Loreto
Ultra Nomad
Posts: 4709
Registered: 9-2-2003
Member Is Offline
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SkymedBarbara:
I would be interested in your Background and History.
I would like to Apply for a Job as Follows; Skymed Service from all Areas!!
I will purchase a 170B with a 180 Lyc. Constant Speed Prop- Large Tires and Double Tailwheel.
Will go in to nearly any Area in Baja Sur including the Beaches and transfer to the Paved Airports. any of the Sick or Injured.
I am Appalled at the lack of interest and Knowledge of the Good Medical Care in most Areas around Loreto{Loreto has always been behind the Curve} but
that is another Case of Mexican Politics.
1992 I took my Wife to The General Hospital in Constitution with a Leaking Append. She had 4 Hours to live. She was operated on Sunday, released the
following week.
I know of several incidents of People going to the Soldiers and Sailors Hospital in La Paz. Good Quality Care .
What is wrong with People!!!!
Lay on the Tarmac for several hours taking a Chance to get Worse or Die when Good Medical Care is so Near.???
Go to the General Hospital around 6 Am every morning and just watch the Number of Children that are being taken care of all day long.
Get out of your Boxes!! It might save your Life!!!
Skeet/Loreto
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Cap
Nomad
Posts: 202
Registered: 4-20-2007
Member Is Offline
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| Quote: | Originally posted by Skeet/Loreto
SkymedBarbara:
I would be interested in your Background and History.
I would like to Apply for a Job as Follows; Skymed Service from all Areas!!
I will purchase a 170B with a 180 Lyc. Constant Speed Prop- Large Tires and Double Tailwheel.
Will go in to nearly any Area in Baja Sur including the Beaches and transfer to the Paved Airports. any of the Sick or Injured.
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I think you would need a larger plane for medical evac. It would be hard to get a stretcher in a 170. Have you seen the Sherpa?
Fly low, land on roads.
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Barbara
Is Ensenada on the "fly to" list???
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Ensenada is an international airport now, so I would sure hope so.
Too bad that as long as Baja is, that they can only fly out of International airports...
If memory serves, they include: Tijuana, Mexicali, Ensenada, San Felipe, Loreto, La Paz, Los Cabos.
From Ensenada (or San Felipe) to Loreto is a long stretch to bring a an injured or sick person to one end or another.
Paved runways between those points include San Quintin military, Rancho Santa Ynez, Bahia de los Angeles, Punta Prieta, Guerrero Negro, San Ignacio,
Santa Rosalia/ Mulege (Palo Verde). Punta San Francisquito had a paved runway, but the parallel dirt one is smoother now. Gonzaga Bay has a mile long
well groomed dirt runway (Rancho Grande) too.
Anyway, the point is in daylight, good weather, air evac should be able to go to the other paved strips in Baja... and the maintained dirt ones, as
well.... to save a life.
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