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slimshady
Nomad
Posts: 291
Registered: 9-3-2008
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Auto Insurance
I wanted to buy auto insurance for my truck which I will keep in Mexico. I heard Lewis and Lewis are good. Are there others?
I want an insurance policy that will actually do what it says and with good customer support should I need it.
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
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If you do a search on here, you will find way more information than you can possibly use. This issue has been dealt with a lot.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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Just raise your eyes up toward the top of the page. BajaBound
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slimshady
Nomad
Posts: 291
Registered: 9-3-2008
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HOW ABOUT OTHER CARRIERS THAT DON'T ADVERTISE WITH BAJA NOMAD?
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whalemeat
Banned
Posts: 21
Registered: 9-1-2008
Location: Spartanburg, SC
Member Is Offline
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| Quote: | Originally posted by DENNIS
Just raise your eyes up toward the top of the page. BajaBound |
Care to elaborate Dennis, Bajabound?
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BajaWarrior
Super Nomad
Posts: 2307
Registered: 9-27-2006
Location: Mission Bay, San Diego. Playa Hermosa, San Felipe.
Member Is Offline
Mood: Anxious to get south
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discoverbaja.com
Haven't had a bad trip yet....
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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I use Bajabound.......and they are great, in addition to supporting this board, they support the charity golf event, and Geoff is a regular poster
here.
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Tom Montana
Banned
Posts: 10
Registered: 8-5-2004
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Whomever you insure with, be sure to tell them your truck will stay in Baja and not just be there with you for vacations. It will require a different
type of policy for a vehicle that is based in Baja, and a tourist-type liability policy may not cover you.
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David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Tom is correct... the kind of insurance that BajaBound, Discover Baja and Lewis & Lewis usually sell is for tourists on vacation... NOT those who
leave property in Mexico because they live there part time or otherwise (FM-3 visa holders).
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Don Alley
Super Nomad
Posts: 1997
Registered: 12-4-2003
Location: Loreto
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I've used several, but can't say too much about reliability as I have never had to file a claim.
The latest one I used was BajaBound. I just renewed with them. They save your info on their site and make renewing easy. It's a Genworth Seguros
policy. Avoid AIG.
They sell tourist and resident policies. All done over the web, print out you policy on your computer.
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
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Actually David, we do sell "Resident Use" policies for those that will be living full time in Mexico, or leaving a US plated car there permanently.
Genworth Seguros (formerly GE Seguros) offers "Resident Use" policies at the same price as the "Tourist Use" policies, which is a nice feature, as
many companies tack on an additional surcharge for the "Resident Use".
We also offer "Business Use" policies as well, for people who travel into Mexico for work.
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Keri
Super Nomad
Posts: 1393
Registered: 10-31-2002
Location: La Mision, Baja Norte
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Mood: muy contento
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Hi Geoff, do your "resident use "policies require an in force american policy in order to be valid , This was a problem I ran into with another
policy, the answer might be of interest to some people that have their cars registered in South Dakota or other places that don't require proof of
insurance.Thanks mucho for your input.k 
[Edited on 9-19-2008 by Keri]
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CaboRon
Ultra Nomad
Posts: 3401
Registered: 3-24-2007
Location: The Valley of the Moon
Member Is Offline
Mood: Peacefull
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| Quote: | Originally posted by BajaGeoff
Actually David, we do sell "Resident Use" policies for those that will be living full time in Mexico, or leaving a US plated car there permanently.
Genworth Seguros (formerly GE Seguros) offers "Resident Use" policies at the same price as the "Tourist Use" policies, which is a nice feature, as
many companies tack on an additional surcharge for the "Resident Use".
We also offer "Business Use" policies as well, for people who travel into Mexico for work. |
Just went to your website and did not see a quote for a simple driver's liscense policy ... Do you offer one ?
CaboRon
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Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
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I think there are hundreds of us that would like a policy to cover both sides of the boarder at a reasonable rate. And many of those won't drive
farther that Orange County.
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Don Alley
Super Nomad
Posts: 1997
Registered: 12-4-2003
Location: Loreto
Member Is Offline
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| Quote: | Originally posted by Russ
I think there are hundreds of us that would like a policy to cover both sides of the boarder at a reasonable rate. And many of those won't drive
farther that Orange County. |
Yes, I'll second that.
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vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
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| Quote: | Originally posted by Don Alley
Avoid AIG. |
Why ??
They have the US government behind them.
Almost like getting to pay your own claim.
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Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
Member Is Offline
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Just spoke with Lewis & Lewis. He tells me that as long as I have not imported my car nor have Mexican Citizenship I'm covered. From the horses
mouth so to speak. However the next one to talk to them could ask the same questions and confirm this. I was under the impression if you have an
inmigrado visa the policy was no longer valid.
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
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Thanks for the questions!
Keri, with a "Resident Use" policy, you do not need to have an active U.S. policy in force.
CaboRon, when you go to our homepage, the first field you click on to start a quote allows you to select "auto" "motorcycle" "drivers license" etc. We
offer them!
Russ, I wish a single policy existed that would cover on both sides of the border. It would be a great product to offer. Unfortunately, it would be
extremely difficult to get a U.S. underwriter and a Mexican underwriter to come to an agreement that would allow this to happen. I would like to see
it someday though!
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vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
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Geoff,
Does having inmigrado status any bearing on what insurance you carry ?
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SkyMedBarbara
Junior Nomad
Posts: 77
Registered: 9-17-2007
Location: Loreto
Member Is Offline
Mood: Happy
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Just received and e-mail from Lewis N Lewis...As long as you are Non Mexican Nationals and the car is not registered in Mexico you are considered a
"tourist".
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