Udo
Elite Nomad
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Registered: 4-26-2008
Location: Black Hills, SD/Ensenada/San Felipe
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Mood: TEQUILA!
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ATM FEES in ENSENADA
Nomads recently had a recent post about excessive ATM fees when withdrawing money at Mexican ATM's.
We used the a BANAMEX ATM in Ensenada this past weekend and all the fees we were charged were two separate $20.00 MN fees, which came out to a little
over $3.00 U.S. This is (about the same) as any U.S. bank charges for a non-depositor fee.
I personally consider the fees very reasonable, especially considering that we were in a forein country.
ALSO, at this ATM, the screen directions were in both Spanish and English.
Udo
Youth is wasted on the young!
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jeremias
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Banamex is one of two banks that Bank of America had informed me to use that I would not incur large fees. The other one is Serfin Santander, but I
think Banamex had the lower fee.
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BAJA.DESERT.RAT
Senior Nomad
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Location: BAJA SUR
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Hola, a friend of mine has a bofa account and is not charged any fees at scotia bank in san jose but it's a hundred mile round trip !
BIEN SALUD, DA RAT
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bajasammy
Nomad
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Location: OC/Estero Beach
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We use the Commercial Mexicana Serfin ATM in Ensenada and don't incur any fees from BofA...
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durrelllrobert
Elite Nomad
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| Quote: | Originally posted by udowinkler
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ALSO, at this ATM, the screen directions were in both Spanish and English. |
Did you know that the HSBC ATM in the Office Depot/ Soriana plaza gives you choice of pesos or US dollars for withdrawls
Bob Durrell
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noproblemo2
Super Nomad
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Many banks will not charge fees at all or waive them if you have "XXX" amount in your accounts. Wells Fargo is one of them.
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bajasammy
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Registered: 11-21-2006
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That could be handy DurrellRobert, thanks for the tip! I'm usually in need of pesos, but I like to have a 'mix' depending on what's being asked for
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longlegsinlapaz
Super Nomad
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Registered: 11-18-2005
Location: La Paz
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| Quote: | Originally posted by durrelllrobert
| Quote: | Originally posted by udowinkler
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ALSO, at this ATM, the screen directions were in both Spanish and English. |
Did you know that the HSBC ATM in the Office Depot/ Soriana plaza gives you choice of pesos or US dollars for withdrawls |
All the ATM's I've used for the past 11 years in the La Paz area give you a choice between USD or pesos....but BEWARE....the fees you get
hit with to get USD are astronomical!!!
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lasalinagary
Newbie
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Registered: 8-28-2009
Location: La Salina
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I've been drawing money out of ATM's in Baja for Years. At first there was no indicated charge for the withdrawals on my bank statement. Then they
started to break the fees down and were charging me just under 1%
of the total as a fee with no breakdown as to which bank received how much. After reading your posts the atm now shows the amount the ATM is charging
BUT the total on my bank statement is still the same with no increase. I think that they are just documenting the fees better than in the past. I
always check the peso to dollar rate I receive when withdrawing and all appears to be the same as before. 
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bajalou
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| Quote: | Originally posted by noproblemo2
Many banks will not charge fees at all or waive them if you have "XXX" amount in your accounts. Wells Fargo is one of them. |
I think you have to add a few more "X"s to get to the no-fee threshold.
No Bad Days
\"Never argue with an idiot. People watching may not be able to tell the difference\"
\"The trouble with doing nothing is - how do I know when I\'m done?\"
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And in the San Felipe area - check out Valle Chico area |
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schwlind
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| Quote: | Originally posted by durrelllrobert
| Quote: | Originally posted by udowinkler
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ALSO, at this ATM, the screen directions were in both Spanish and English. |
Did you know that the HSBC ATM in the Office Depot/ Soriana plaza gives you choice of pesos or US dollars for withdrawls |
That HSBC facility is no longer there. The closest one I've found to that location is the HSBC in the Home Depot/Walmart Center in Ensenada... But
the fees are 27.75 pesos plus an 11% IVA tax to boot! They also offer withdrawals in local currency or US $.
I also learned that some banks (Banamex for sure) will not accept US dollars for deposit. Deposits of cash must be in local currency. Also that they
are now taxing deposits in excess of a certain amount per month with an IVA tax. Between Telcel and the banks... it's really becoming a challenge...
And just wait a minute... as it will likely change and odds are, it will get worse!
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durrelllrobert
Elite Nomad
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Registered: 11-22-2007
Location: Punta Banda BC
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| Quote: | | That HSBC facility is no longer there. |
i must be on glue. i withdrew money there YESTERDAY. it is in between office
depot and soriana
Bob Durrell
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DENNIS
Platinum Nomad
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Location: Punta Banda
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I use HSBC ATM at Calimax, Maneadero for the convenience and recently noticed a charge by HSBC for the transaction....18.70 Pesos [around a dollar
fifty today]. It's the same whether I withdraw 3000, 4000 Pesos or whatever. This charge comes up right on the screen and has nothing to do with
what my bank in the states charges.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by schwlind
That HSBC facility is no longer there. |
| Quote: | Originally posted by durrelllrobert
i must be on glue. i withdrew money there YESTERDAY. it is in between office
depot and soriana |
Is one of you talking about a bank and the other a machine?
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