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wlynch43
Newbie
Posts: 24
Registered: 10-2-2016
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ATM issues
hi all. Down here in Mulege. Darn ATM at banks very fussy about giving money to us. Many times says transaction not authorized, then all of a
sudden will work. Mostly though we are denied. Do we have to go into a teller or??? Even when in South America never had ANY issues there, even in
most remote areas. Even internet was better there....whats up here in baja anyway!!! Thxs
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rhintransit
Super Nomad
Posts: 1588
Registered: 9-4-2006
Location: Loreto
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you answered your own question...the ATM/internet...if bank can't connect to your bank, no dinero. surprised that it happens often?
[Edited on 10-23-2016 by rhintransit]
reality\'s never been of much use out here...
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shari
Select Nomad
Posts: 13048
Registered: 3-10-2006
Location: bahia asuncion, baja sur
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Mood: there is no reality except the one contained within us "Herman Hesse"
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yes it seems to be linked to our damaged and thus abysmal internet here in central baja. The connection drops in and out so you must try try and try
again until you get lucky and have enough time to complete a transaction before the signal goes off.
It really is a huge problem especially for businesses who order and receive payments via internet banking and everyone is peeed about it. So it's a
good idea to withdraw the maximum you can each time.
Seems it is less of a problem with local mexican bank cards so also wise to open a local bank account if possible. The internet seems to only
partially work much of the time so if you need to go to a third party site say on international transactions...it just wont go there
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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Try a different bank box.
"YOU CAN'T LITTER ALUMINUM"
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wlynch43
Newbie
Posts: 24
Registered: 10-2-2016
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thanks. just tried again, instantly denied, little icon didnt even spin around for a while before saying no. have been told three tries and machine
will take your card, banks closed today so will head up to santa rosalia and try. if no money we must come home today, down to our last 400 American.
Very very frustrating!!!! If we ever come back down this way even though I dont want to will bring all cash needed. thxs
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Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
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I don't use the ATM's but a friend recently had troubles both in Mulege and Santa Rosalia. 2nd try at the Lay store and she got a limited withdrawal.
Bahia Concepcion where life starts...given a chance!
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AKgringo
Elite Nomad
Posts: 6031
Registered: 9-20-2014
Location: Anchorage, AK (no mas!)
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Mood: Retireded
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Inside the Walmart in La Paz, there are ATM's from two different backs. I have been there a couple of times when one machine would work, but the
other didn't!
I wish I had kept track of which bank was more reliable.
If you are not living on the edge, you are taking up too much space!
"Could do better if he tried!" Report card comments from most of my grade school teachers. Sadly, still true!
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chippy
Super Nomad
Posts: 1722
Registered: 2-2-2010
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Quote: Originally posted by wlynch43  | | thanks. just tried again, instantly denied, little icon didnt even spin around for a while before saying no. have been told three tries and machine
will take your card, banks closed today so will head up to santa rosalia and try. if no money we must come home today, down to our last 400 American.
Very very frustrating!!!! If we ever come back down this way even though I dont want to will bring all cash needed. thxs |
Did you tell your bank you where going to Mexico? My bank (usaa) has a automatic block for Mexico built into the system. You must give them travel
notice. Very annoying.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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Last Wednesday I had the same problem exactly with the Bancomer box in Costco Ensenada. Went across the street to an HSBC box and hit a jackpot.
"YOU CAN'T LITTER ALUMINUM"
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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I have had USAA for over 40 years and have never had a problem with their service or practices. I do not find giving them my travel plans annoying,
they are just protection your (and their) interests......and money
| Quote: Originally posted by chippy | | Did you tell your bank you where going to Mexico? My bank (usaa) has a automatic block for Mexico built into the system. You must give them travel
notice. Very annoying. |
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David K
Honored Nomad
Posts: 64857
Registered: 8-30-2002
Location: San Diego County
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Mood: Have Baja Fever
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One of the vehicles in our group (last month) did not bring enough cash, they had thought the money exchange at the border could use their card to buy
pesos, I didn't hear of their problem until the second or third day.
When we got to the first town with a bank after San Felipe (which was Vizcaino), the Bancomer ATM worked just fine for them.
So, as you are northbound, the next town after San Ignacio (about 45 miles I think) is Vizcaino... the bank with like three ATMs in front is just
north of the Bahia Asuncion and Tortugas highway junction, on your right... You get into the parallel business access lane. It is next to the Pro One
auto parts store and a mechanic shop.
EDIT: Just read the last replies, and if you did not let your bank know you may be using the card in Mexico, then try to contact them. I am with
Chase, and they are alerted by me should I have an emergency and need to use my debit card. As a rule, I do not use plastic in Mexico.
[Edited on 10-23-2016 by David K]
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
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| Quote: Originally posted by chippy | | Quote: Originally posted by wlynch43 | | thanks. just tried again, instantly denied, little icon didnt even spin around for a while before saying no. have been told three tries and machine
will take your card, banks closed today so will head up to santa rosalia and try. if no money we must come home today, down to our last 400 American.
Very very frustrating!!!! If we ever come back down this way even though I dont want to will bring all cash needed. thxs |
Did you tell your bank you where going to Mexico? My bank (usaa) has a automatic block for Mexico built into the system. You must give them travel
notice. Very annoying. |
I wonder if where makes a difference, border towns maybe they don't block? never had a problem in rosarito/ensenada with CS or Cap1 cards?
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rts551
Elite Nomad
Posts: 6699
Registered: 9-5-2003
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| Quote: Originally posted by willardguy | | Quote: Originally posted by chippy | | Quote: Originally posted by wlynch43 | | thanks. just tried again, instantly denied, little icon didnt even spin around for a while before saying no. have been told three tries and machine
will take your card, banks closed today so will head up to santa rosalia and try. if no money we must come home today, down to our last 400 American.
Very very frustrating!!!! If we ever come back down this way even though I dont want to will bring all cash needed. thxs |
Did you tell your bank you where going to Mexico? My bank (usaa) has a automatic block for Mexico built into the system. You must give them travel
notice. Very annoying. |
I wonder if where makes a difference, border towns maybe they don't block? never had a problem in rosarito/ensenada with CS or Cap1 cards?
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Its the bank that does the block against foreign transactions...If you are down here all the time you can have the block lifted permanently (periodic
updates) or at least my bank does.
[Edited on 10-23-2016 by rts551]
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BajaBlanca
Select Nomad
Posts: 13197
Registered: 10-28-2008
Location: La Bocana, BCS
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not only that - every single bank here has a different amount that they OK. when in doubt, Les changes the amount down to see if that works and
sometimes it does. Even though his bank gives him a $500 limit.
but the absolute worst is when the machine tells you it has given out money and it hasn't. No fun at all and we have had to contact bank in US and
wait for a refund.
Wish you luck and remember that you can pay supermarkets and gas with a cc. Won't that enable you to stay longer?
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rts551
Elite Nomad
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Blanca, that is why it is nice to go to the bank in Vizcaino during business hours. They have people right there to help if there is a problem.
Machine did not dispense money one time and they corrected it on the spot.
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Rossman
Nomad
Posts: 205
Registered: 10-6-2013
Location: Bahia Asuncion
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After almost two years with virtually no issues with getting cash at the Bancomer in Vizcaino, I have also been having problems in the last month and
for me it appears to be specific to the Bancomer network. I have on two ocaisions now traveled on to GN when the Viz ATM failed me. The Bancomer ATM
at the Pemex station failed the same way by not authorizing my transaction. Drove up the street to Banamex and had no problems. When I called my
bank about the issue they indicated that they did not even see the attempts of the transactions on their network and would appear that Bancomer had a
network issue. Traveling 150 miles round trip to get cash in Vizcaino was bad enough but now I added another 100 miles to the task. Hope it get
fixed soon.
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BajaBlanca
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Posts: 13197
Registered: 10-28-2008
Location: La Bocana, BCS
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Ralph, Les only goes during business hours and the two times he has had issues, no one inside could help him sort it out, or so they said.
You have the magic touch!
I did not realize there is a bancomer at the Pemex in Viz.
Rossman - I feel for you and I feel for us. Bloody ridiculous.
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willardguy
Elite Nomad
Posts: 6451
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a good reason to have multiple debit cards, when the ATM is working stockpile some cash! 
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shari
Select Nomad
Posts: 13048
Registered: 3-10-2006
Location: bahia asuncion, baja sur
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Mood: there is no reality except the one contained within us "Herman Hesse"
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blanca....the Bancomer ATM machine is at the GN Pemex not Vizcaino. Ya gotta go in expecting frustration and try different machines, different amounts
etc and try a whack of times and ya might get lucky.
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Rossman
Nomad
Posts: 205
Registered: 10-6-2013
Location: Bahia Asuncion
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| Quote: Originally posted by shari | | blanca....the Bancomer ATM machine is at the GN Pemex not Vizcaino. Ya gotta go in expecting frustration and try different machines, different amounts
etc and try a whack of times and ya might get lucky. |
Yup, that's correct. Sorry my post was a little fuzzy on the location.
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