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maroonedagain
Newbie
Posts: 9
Registered: 8-17-2017
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Mexican Auto Insurance on-line
I am planning to purchase 6 months to a year of Mexican Auto insurance. I see that it is offered on-line.
Is that the least expensive way to purchase it?
What is the downside to purchasing insurance on-line (if any).
Are there any companies or websites to avoid? Any to seek out?
Thank you for your help.
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Sandlefoot
Nomad
Posts: 220
Registered: 10-31-2011
Location: La Paz
Member Is Offline
Mood: Home
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Top of the page...Baja Bound...is the place to buy. easy and well done!!
" Don't find fault, find a remedy; anyone can complain." Henry Ford
If you are not living on the edge...you are taking up to much space!
Just because it may not be a good idea does not mean it will not be fun!!!
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BAJA.DESERT.RAT
Senior Nomad
Posts: 980
Registered: 11-5-2009
Location: BAJA SUR
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Hola maroonedagain,
welcome to nomad.
my son and i have separately used bajabound for many years and have been totally satisfied with their service in providing their policies. you can do
it online or as we do, we call them and do everything over the phone and with very courteous and knowledgeable staff.
however, the most important part of insurance is the service when you need to use it.
i have not, fortunately, used their service after an incident but have read where others have and received excellent service and advice. the company
owner is said to very " hands on " and will follow up in the event of need.
just buy what you need and if you have to do any extensions, you can do it anywhere there is computer service.
pulling a trailer, just add it to your policy.
BIEN SALUD, DA RAT
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
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I'd suggest you buy from one of the fine mexican brokers, I see no reason to buy a mexican product from an american. jmho
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Bajabound
I needed their services with a claim and received excellent customer service
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JZ
Select Nomad
Posts: 10583
Registered: 10-3-2003
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Baja Bound website is super efficient.
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elgatoloco
Ultra Nomad
Posts: 4332
Registered: 11-19-2002
Location: Yes
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Bajabound - online. I bought a 6 month policy this morning prior to heading down for the day. Took just a few minutes to purchase and print. Easy
Peasy. Even got a Sentri discount.
Traffic was not bad at SY border SB at 10:00 AM. Had a few tacos at Yaqui and then took care of business. Hit the NB line at 4:18 across at 4:22. 
MAGA
Making Attorneys Get Attorneys
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SFandH
Elite Nomad
Posts: 7084
Registered: 8-5-2011
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Quote: Originally posted by willardguy  | | I'd suggest you buy from one of the fine mexican brokers, I see no reason to buy a mexican product from an american. jmho |
I understand this point of view but Bajabound provides excellent service. I always buy my insurance there and have no doubt that if I need to make a
claim they will be there if I need help. Plus their online process works great. Tough to beat what they do no matter where you go.
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
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| Quote: Originally posted by SFandH | | Quote: Originally posted by willardguy | | I'd suggest you buy from one of the fine mexican brokers, I see no reason to buy a mexican product from an american. jmho |
I understand this point of view but Bajabound provides excellent service. I always buy my insurance there and have no doubt that if I need to make a
claim they will be there if I need help. Plus their online process works great. Tough to beat what they do no matter where you go.
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I've used bajabound and there's no question geoff's a cool guy and we love to keep him on new KTM's but the OP questioned something maybe a little less expensive....I save about$50 a year using a mexican broker but
more important I keep $$ in mexico. now when it comes to filing a claim I'll go with a local that I believe probably knows their way around the
mexican insurance system maybe better than our northerly friend???
bajabound is great, but there are alternatives. I think that's what the OP is after.
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JZ
Select Nomad
Posts: 10583
Registered: 10-3-2003
Member Is Offline
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You'd be a fool to use anything other than BajaBound.
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bajabuddha
Banned
Posts: 4024
Registered: 4-12-2013
Location: Baja New Mexico
Member Is Offline
Mood: Always cranky unless medicated
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Just buy a whole years' worth and be done with it. That way if the addiction hits you're covered, and no worries. Open and shut case. Regardless of
which company you buy it through it's pretty much the same underwriters, so find the cheapest and sign up. Baja Bound is the go-to on this site
because it's funded, no malice intended.... so don't quibble for a few cents...... buy and go. Cover all your toys, get the papers, get the fun.
I don't have a BUCKET LIST, but I do have a F***- IT LIST a mile long!
86 - 45*
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TecateRay
Nomad
Posts: 346
Registered: 9-6-2006
Location: La Mesa, CA
Member Is Offline
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Cheap insurance is fine as long as you don't need it. If the unfortunate happens and you do need it you will wish you had bought your policy from
BajaBound.
I have had the occasion to need their help and they were there for me. Who will you talk to when you need help with your cheap policy?
BajaBound WILL be there for you, be smart.
...and no, they don't pay me and I don't work for them.
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sancho
Ultra Nomad
Posts: 2524
Registered: 10-6-2004
Location: OC So Cal
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| Quote: Originally posted by willardguy |
I save about$50 a year using a mexican broker but more important I keep $$ in mexico. now when it comes to filing a claim I'll go with a local that I
believe probably knows their way around the mexican insurance system maybe better than our northerly friend???
bajabound is great, but there are alternatives. I think that's what the OP is after. |
That is an interesting theory, we here are somewhat conditioned
to the 3 or so most used US Mex Ins brokers. Does a Mex
Ins Broker inside the country have a smoother working
relationship with Mex Ins Co's? Personally not sure how much $50 play into my decision.
I've seen maybe 10 Mex Ins Co's listed. There
appears only 2 are used by the San Diego brokers,
HDI and ACE, to me the response of the Mex Ins to a
claim is more important than the broker, I hear nothing
but good about HDI, but there may be others that are
just as good, maybe cheaper, that don't
have the US Tourist advertising behind them, they just
don't have the familiarity to us Gringos
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David K
Honored Nomad
Posts: 64857
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Another point is that if you wait to get your insurance from an agent in Mexico then you are driving in Mexico uninsured until you get to the agent.
You also would need to arrive when the office is open, etc.
Buying and printing your policy, at home, before you leave, is a no-brainer, IMO.
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del mar
Banned
Posts: 1057
Registered: 7-23-2016
Location: the cantina of course
Member Is Offline
Mood: lil' fuzzy
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bajabound definitely sounds like the choice among nomads....personally I don't know a soul that doesn't use a mexican broker, as long as you get it
and you're comfortable, you're good!
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Kell-Baja
Nomad
Posts: 360
Registered: 1-18-2003
Location: San Diego
Member Is Offline
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 www.mexinsurancepro.com
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Lee
Ultra Nomad
Posts: 3508
Registered: 10-2-2006
Location: High in the Colorado Rockies
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I belong to Vagabundos and get Segueros insurance through them. https://www.vagabundos.com/clubinfo.htm.
They are a travel, RV and boat club, around since early '70s. I've never had a claim.
Compared rates last week with Baja Bound and BB was a lot higher. About $75 - $100 more.
I get annual full coverage and am RP, and have an RV in Baja all year. My rates will be different than some.
I've compared prices over the years -- I'm staying with Vagabundos.
US Marines: providing enemies of America an opportunity to die for their country since 1775.
What I say before any important decision.
F*ck it.
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BajaNomad
Super Administrator
Posts: 4999
Registered: 8-1-2002
Location: San Diego, CA
Member Is Offline
Mood: INTP-A
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This is incorrect.
Baja Bound uses ACE and HDI, two of the most reputable companies in this space. Know what you're getting into if you choose coverage through
Qualitas.
fyi
When I was young, I admired clever people. Now that I am old, I admire kind people.
– Rabbi Abraham Joshua Heschel
We know we must go back if we live, and we don`t know why.
– John Steinbeck, Log from the Sea of Cortez
https://www.regionalinternet.com
Affordable Domain Name Registration/Management & cPanel Web Hosting - since 1999 |
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Unlike most people who posted on this thread, I have had to file a claim against my insurance provider
I had HDI, purchased through Bajabound. Immediately after medical care at the scene, I contacted the HDI 24/7 claims number. We had an English
speaking adjuster show up at the scene within 30 minutes.
The next morning, I contacted Geoff..........from that call and for the complete repair service Geoff and the HDI adjuster were in contact with me
weekly. Even after the repair of my vehicle, I received several calls from Geoff and the HDI adjuster checking on my satisfaction with the repairs.
I am completely satisfied with HDI and Bajabound based on actual experience.
You can purchase Mexican insurance from a kiosk, a liquor store a travel club or a firm that deals with insurance. You can also find and purchase the
cheapest insurance around............However based on my experience I will always purchase from Bajabound.... may not be the cheapest, but in my case
they were there when I needed them and they took care of me.
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Lee
Ultra Nomad
Posts: 3508
Registered: 10-2-2006
Location: High in the Colorado Rockies
Member Is Offline
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| Quote: Originally posted by bajaguy | Unlike most people who posted on this thread, I have had to file a claim against my insurance provider
I had HDI, purchased through Bajabound. Immediately after medical care at the scene, I contacted the HDI 24/7 claims number. We had an English
speaking adjuster show up at the scene within 30 minutes.
The next morning, I contacted Geoff..........from that call and for the complete repair service Geoff and the HDI adjuster were in contact with me
weekly. Even after the repair of my vehicle, I received several calls from Geoff and the HDI adjuster checking on my satisfaction with the repairs.
I am completely satisfied with HDI and Bajabound based on actual experience.
You can purchase Mexican insurance from a kiosk, a liquor store a travel club or a firm that deals with insurance. You can also find and purchase the
cheapest insurance around............However based on my experience I will always purchase from Bajabound.... may not be the cheapest, but in my case
they were there when I needed them and they took care of me. |
Excellent first hand account of dealing with MX insurance. Glad things worked out so well.
US Marines: providing enemies of America an opportunity to die for their country since 1775.
What I say before any important decision.
F*ck it.
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