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bajatrailrider
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Location: Mexico
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All banks in Mexico
Just a warning for people having Mexican bank accounts. Sat in Mexico as my bank Santander told me. Its making hell on bank accounts blocking
accounts. They blocked mine 3 times to bank to clear this up . Over 3 week period as I dont live in Ensenada . Bank office people not giving correct
info. They want your passport your SS card all 2021 tax papers. Yes from states I have had this account 10 years. It is to be cleared up this week.
Talking to Mexican friends and Americans living here. Happening to all bank accounts even that I live here. I will pull out my cash no more deal with
banks here. I was told by bank Manager its causing problems at bank plus people are closing accounts. I also asked now that I gave you document
needed. after account unblocked can this happed again . Sadly he said yes its not the Bank its SAT. So Im done with banks here.
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John Harper
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Do you have a link for this information? Why are they blocking accounts? Did the bank give you any written reasons for what they are doing, or why?
Some more details would be appreciated.
I searched the internet, but can find nothing new about banks in Mexico.
John
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Don Pisto
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"So Im done with banks here."
yep!
there's only two things in life but I forget what they are........
John Hiatt
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bajatrailrider
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Yes here is why. all money deposited in Mexican bank accounts . Sat wants to know if taxes where paid on the money. They order bank block account
forward info. That taxes where paid in USA or Mexico. My anger then Santander should have asked for info .Before block account so with this info. I
would think go to your bank have this info on file.
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bajatrailrider
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This is happening all over as reported to me.
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John Harper
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Well, I guess that settles it.
John
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David K
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"Sadly he said yes its not the Bank its SAT."
For us non-Mexican-bank people, what is SAT?
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John Harper
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It's the IRS of Mexico.
John
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SFandH
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Here's some info.
https://konfio.mx/tips/noticias/sat-tendra-acceso-a-cuentas-...
[Edited on 9-27-2022 by SFandH]
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John Harper
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Sounds no different than what the IRS can do up here, Mexico is just allowing the same access for the SAT now.
John
[Edited on 9-27-2022 by John Harper]
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SFandH
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Quote: Originally posted by John Harper  |
Sounds no different than what the IRS can do up here, Mexico is just allowing the same access for the SAT now.
John
[Edited on 9-27-2022 by John Harper] |
Yes, it doesn't sound like a big deal to me. But, the OP says they want US documents implying the rules are different for foreigners than citizens,
who (I think) are required to provide CURP and RFC numbers to open an account.
I'm guessing that if you have a resident visa, CURP, and RFC you're in like Flint.
Maybe someone else will chime in.
[Edited on 9-27-2022 by SFandH]
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4x4abc
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the SAT rules changed Jan 1st 2022
natives and expats alike
most expats brushed it off
deadline was June 30 2022
if you filed on time you are OK now
if not, things are a lot more complicated
and that SAT or Hacienda or Mexican IRS is asking for US tax information did not grow on their tree
they are only collecting what the US IRS is demanding
so, complain to the US IRS not the MEX SAT
and it is an old Trump administration directive
not that you pin everything on Biden
but you are not listening anyway
Harald Pietschmann
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4x4abc
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Constancia de Situación Fiscal is the paper that everyone had to generate and provide to all businesses you work with including your bank(s).
In the future one more CFE accounts, no more Telmex, no more hospital etc without your Constancia.
https://www.sat.gob.mx/aplicacion/53027/genera-tu-constancia...
Harald Pietschmann
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bajatrailrider
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| Quote: Originally posted by SFandH | | Quote: Originally posted by John Harper |
Sounds no different than what the IRS can do up here, Mexico is just allowing the same access for the SAT now.
John
[Edited on 9-27-2022 by John Harper] |
Yes, it doesn't sound like a big deal to me. But, the OP says they want US documents implying the rules are different for foreigners than citizens,
who (I think) are required to provide CURP and RFC numbers to open an account.
I'm guessing that if you have a resident visa, CURP, and RFC you're in like Flint.
Maybe someone else will chime in.
[Edited on 9-27-2022 by SFandH] |
No its not like you say in like
flint. Besides Americans Mexicans are having this problem. Im already PR Im done with this no more banking Mexico. As I stated bank Manager did say
they are losing thousands of accounts. Because of this Mostly Mexican as far as if they cut my CEF I will put in Mexican name.
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surabi
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 | Quote: Originally posted by 4x4abc | the SAT rules changed Jan 1st 2022
natives and expats alike
most expats brushed it off
deadline was June 30 2022
if you filed on time you are OK now
if not, things are a lot more complicated
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The deadline was extended to Jan.1st 2023.
So not sure why banks would be closing accounts now.
The OP seems to have a rather hysterical knee jerk reaction. All you need to do is have or obtain an RFC number and provide the bank (CFE, etc.) with
a copy of the Constancia paper, which designates your tax status.
It's not unreasonable, IMO, for the Mexican tax dept. to want people registered and to have a tax number.
[Edited on 9-27-2022 by surabi]
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JDCanuck
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Sure complicates things for those of us that have a recent CURP and bank account but have not yet been able to book an appointment to obtain the RFC.
This might explain why the longer wait lists to get that RFC assignment appointment. Probably a rush of people trying to obtain them. One persson's
experience:
https://www.mexicoinsider.mx/rfc-mexico-for-foreigners/
[Edited on 9-27-2022 by JDCanuck]
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surabi
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Yes, the original deadline of June 30 was ill-thought out and not feasible for everyone who needed to get an RFC.
An accountant may be able to get you an appt. Mine just did today (for a different SAT matter, I already have an RFC). She found openings in my
nearest SAT office in P.V. for 2 days next week and said I'd better take one, becausevit's full for the rest of Oct. and Nov. And then of course
they'll be closed for a couple weeks in Dec. for Xmas holidays.
[Edited on 9-27-2022 by surabi]
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JDCanuck
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I do recognize that SAT office in La Paz as we always saw long lineups and wondered why everyone was lining up. At least it's close to our favourite
eateries.
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SFandH
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So this is in addition to Visa, CURP, and RFC requirements?
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Don Pisto
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Location: El Pescador
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| Quote: Originally posted by SFandH | | Quote: Originally posted by John Harper |
Sounds no different than what the IRS can do up here, Mexico is just allowing the same access for the SAT now.
John
[Edited on 9-27-2022 by John Harper] |
Yes, it doesn't sound like a big deal to me. But, the OP says they want US documents implying the rules are different for foreigners than citizens,
who (I think) are required to provide CURP and RFC numbers to open an account.
I'm guessing that if you have a resident visa, CURP, and RFC you're in like Flint.
Maybe someone else will chime in.
[Edited on 9-27-2022 by SFandH] |
sure... the saying is "in like Flynn" Errol was quite the lady's man.
there's only two things in life but I forget what they are........
John Hiatt
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