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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Beachbummer..........
Check your u2u
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beachbum1A
Nomad
Posts: 442
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
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You're right about contacting your bank and letting them know you'll be using your card in Baja to withdraw funds. They raised my limit to $500. per
day and noted my useage in Baja. Good idea!
Just do it!
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bajalera
Super Nomad
Posts: 1875
Registered: 10-15-2003
Location: Santa Maria CA
Member Is Offline
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And how about Wells Farco debit? Somebody back there said there's no if used at Santander--do you have to get approval in advance, or something?
[Edited on 2-17-2007 by bajalera]
\"Very few things happen at the right time, and the rest never happen at all. The conscientious historian will correct these defects.\" -
Mark Twain
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Bob H
Elite Nomad
Posts: 5867
Registered: 8-19-2003
Location: San Diego
Member Is Offline
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| Quote: | Originally posted by roundtuit
I was told to keep it to 4 digits as some don' reconize more than that |
Yep, four digit pins are recommended as some will not take more than four.
Bob H
The SAME boiling water that softens the potato hardens the egg. It's about what you are made of NOT the circumstance.
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oxxo
Banned
Posts: 2347
Registered: 5-17-2006
Location: Wherever I am, I'm there
Member Is Offline
Mood: If I was feeling any better, I'd be twins!
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I just signed up for a checking account at Bank of America yesterday here in SoCal. There is no charge for the account since we have set up a direct
deposit once a month and there is no minimum balance required. This could be your Social Security check. Now we can withdraw funds from any
Santander bank (ATM machine - no standing in line) in Mexico with no transaction fees. Our limit is $500 USD per day....each. We put a note on our
account that we will be using the ATM card in Mexico so no problems there. We also have overdraft protection since we signed up for the no fee credit
card. They gave us a $50 promotional credit for the credit card. We can check our account and transfer money from one bank to another via the
internet at no charge. We have 100% fraud protection even in Mexico at no charge
The cost to use this account both in the US and Mexico (other than overdrafts) is nothing! We are delighted. We're already $50 ahead.
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Barry A.
Select Nomad
Posts: 10007
Registered: 11-30-2003
Location: Redding, Northern CA
Member Is Offline
Mood: optimistic
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Oxxo------
That is a GREAT deal, I agree. You gotta love it!!!!
Barry
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marla
Nomad
Posts: 287
Registered: 10-29-2003
Location: Long Beach
Member Is Offline
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Be aware of scams involving ATMS, my friend was using one in Rosarito and a fellow came in and offered to "help" him, I can't remember the details but
it involved his ATM card getting stuck in the machine, these guys had rigged the machine so it would get stuck, and then they later extracted it and
took out a bunch of money.
Also be aware that some banks charge hefty transaction fees. I thought I was avoiding a commission by using the ATM but then I got home and discovered
my bank had socked a $4-5 "foreign transaction fee" on every ATM withdrawal.
If a man walks in the woods for love of them half of each day, he is in danger of being regarded as a loafer. But if he spends his days as a
speculator, shearing off those woods and making the earth bald before her time, he is deemed an industrious and enterprising citizen. Henry David
Thoreau
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Pappy Jon
Nomad
Posts: 494
Registered: 8-27-2003
Location: Wrong side of the Continental divide.
Member Is Offline
Mood: Temp rising.
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I've seen this discussion before, but have never tried it. I bank with Wells Fargo, so where is a Bancomer in San Felipe?
Historically I've purchased Pesos from Wells Fargo online before I leave and the exchange rate sucks.
Currently Wells Fargo exchange at 10.16MXN/USD while several online sources put it about 11.15MXN/USD.
[Edited on 2-27-2007 by Pappy Jon]
"The association of flowers and warm-blooded love is more than a romantic convention; it is based upon one of the great advances in the evolution
of life." Ed Abbey
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oldjack
Nomad
Posts: 350
Registered: 1-26-2006
Location: Los Barriles
Member Is Offline
Mood: retired
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Make certain to look the machine over VERY CAREFULLY... here in Los Barriles the crooks have taken THOUSANDS of dollars from accounts by capturing
card/pin info...
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rogerj1
Nomad
Posts: 265
Registered: 4-29-2004
Location: Gig Harbor, WA
Member Is Offline
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I've been getting hit with huge charges when I use my credit card in Mexico. It's called a foreign transaction fee. Heinous.
[Edited on 2-28-2007 by rogerj1]
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marla
Nomad
Posts: 287
Registered: 10-29-2003
Location: Long Beach
Member Is Offline
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yes my Visa account with my credit union has started charging me "foreign transaction fees" too, I just recently noticed. Not too ridiculously high
though it's irritating considering they are ALREADY making a good commission on the sale.
If a man walks in the woods for love of them half of each day, he is in danger of being regarded as a loafer. But if he spends his days as a
speculator, shearing off those woods and making the earth bald before her time, he is deemed an industrious and enterprising citizen. Henry David
Thoreau
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