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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
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Mood: Everchangin'
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for once i agree with a guy (or girl!) named Sancho....
but DK said it was so.....
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BajaBlanca
Select Nomad
Posts: 13237
Registered: 10-28-2008
Location: La Bocana, BCS
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I also have no idea if it is true ornot, BUT logic would say that if you are in a country "illegally" ie without the proper docs, then the insurance
wd be considered invalid.
That being said (told you I like that expression), does anyone have some real life experiences to back this up one way or another ???
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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
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Mood: Everchangin'
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i do. i bite hook, line and sinker...... seguros, fmt, lisencia, not to mention i go home +/- 10,000 pesos lighter for the privilege of spending 2
weeks SOB.......
everytime!
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by BajaBlanca
That being said (told you I like that expression), does anyone have some real life experiences to back this up one way or another ???
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I have a neighbor who had a drivers license liability policy when he had an injury free head-on with another car. MAPFRE paid for the damage to the
other car and not a word was said about immigration status to either one of them.
I can only imagine that if it were policy, it would have come up then.
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Bajahowodd
Elite Nomad
Posts: 9274
Registered: 12-15-2008
Location: Disneyland Adjacent and anywhere in Baja
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So. Where's BajaGeoff right now??
However, as was consistently ratified by many posters on this thread, if you get the proper paperwork, you don't have to worry about having an
insurance company wave an exclusion at you.
My own personal opinion is that by and large Mexico is way too lenient on scofflaws from NOB. Obviously there are two majors reasons for that. The
forst being that they so desperately need the revenue from tourists, and the second being that they know they live in a glass house.
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sancho
Ultra Nomad
Posts: 2524
Registered: 10-6-2004
Location: OC So Cal
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| Quote: | Originally posted by woody with a view
for once i agree with a guy named Sancho....
but DK said it was so..... |
It's taken this long for you to agree with me?
I feel like I've ARRIVED
(all in fun Woody)
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by sancho
It's taken this long for you to agree with me?
I feel like I've ARRIVED
(all in fun Woody) |
Yes....it is a milestone. Mark this day....somewhere. 
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Bajahowodd
Elite Nomad
Posts: 9274
Registered: 12-15-2008
Location: Disneyland Adjacent and anywhere in Baja
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Whilst Woody and sancho engage in a lovefest (good for them), simple fact is that this lengthy thread actually boils down to what Blanca stated at the
very beginning. Get your friggin papers and be legal.
It reallly seems to me that given the posts on this thread, there are way too many scofflaws who still seem to hold Baja as special. Prove it dudes
and dudettes, by geting your friggin Visas, or whatever they call them.
I really cannot understand how it is that folks will disrespect a foreign nation that they regularly visit. And, the US issue with foreign immigration
really ought not to be involved. Two wrongs do not make a right, as my latematernal grandma said to me.
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David K
Honored Nomad
Posts: 65278
Registered: 8-30-2002
Location: San Diego County
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Mood: Have Baja Fever
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| Quote: | Originally posted by sancho
| Quote: | Originally posted by David K
If your insurance was purchased at BajaBound.com or Discover Baja, the lack of a tourist card has been clearly stated by both agencies as having NO
affect on the policy being honored. |
Let me get this straight, both SD Mex Ins Brokers state this
info according to DK's post,
and the Ace Policy they both sell state the EXACT OPPOSITE, not saying
this exclusion would ever be used by the Mex Ins Co to deny,
but it obviously COULD be. Logic tells me that if it ever
came to push and shove, the final decision would not come
from the SD Mex Ins Brokers, but from the Mex Ins Co's
headquarters in Mex. What a surprise, grey area and contradiction in Mex |
Umm, Discover Baja sells policies from TWO companies... HDI and Ace... BajaBound sells HDI as well... I have HDI. The Ace policy is less expensive,
and I have NEVER used it.
In looking at my HDI book and policy, I do not see any exclusion based on being in Mexico without a tourist card.
So, get HDI and not Ace if you think you might stay in Baja longer than 72 hours and not have a tourist card.
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EdZeranski
Nomad
Posts: 290
Registered: 11-4-2008
Location: Ocean Beach/Borrego Springs
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Mood: Si! Como no???
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Papers por favor
| Quote: | Originally posted by BajaBlanca
I am confused, the discover baja site says the visa is PRE-PAID .... is this not true ?????????????????? |
You pay at the Discover Baja office, they are authorized to collect the fees by the Mexican Govt, then they give you the original paperwork with a
receipt. Immigration in Mexico still has to stamp the visa and enter the length of validity....after you give them the receipt of course. We get 180
days. Bonnie and I just use the trolley ride as another adventure. You could just go to the Immigration when you drive across but because Immigration
is open 24 hours a day...except during the hours of?.....we take the extra bit on the trolley.
EdZ KG6UTS
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Roberto
Banned
Posts: 2162
Registered: 9-5-2003
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| Quote: | Originally posted by BajaBlanca
I also have no idea if it is true ornot, BUT logic would say |
Excuse me for pointing this out, but since when do things in mexico follow LOGIC?
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mojo_norte
Senior Nomad
Posts: 725
Registered: 2-14-2006
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| Quote: | Originally posted by Hook
| Quote: | Originally posted by mojo_norte
| Quote: | Originally posted by Marc
Why this discussion? Just get the visa! Is that so hard? |
Sometimes not that easy. There's been a few times (3) when I haven't been able to into the far lane - traffic - then what? In the past you could get
and FMT in Ensenada or even GN without a fine which was nice. |
What a pathetic excuse. What...... the border "sneaks" up on you and you cant get over, after all your trips to La Gringa and parts south?
What........you cant force your way over, yet you can drive Hwy 1?
I have gotten into the Migra/Aduana area from the two lanes to the left of the declaracion line many times towing boats, before I knew the dance.
Dont lie to us.........lie to them, if you feel you must. You chose to avoid them, plain and simple. |
Are you one of those negative posters on this site?!
Me ..
Liar - No
Scofflaw - No
Pushy aggressive driver - No
Stay positive my friend ..
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Roberto
Banned
Posts: 2162
Registered: 9-5-2003
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You obviously have no idea about Hook, who he is, and what he's contributed over the years. Strange, since you registered in 2006. Maybe you haven't
been paying attention.
Signed,
The Negative Poster.
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Ateo
Elite Nomad
Posts: 5917
Registered: 7-18-2011
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Went thru Guerrero Saturday at 2pm and they weren't checking anything. Just the bug spray....
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Bajatripper
Ultra Nomad
Posts: 3151
Registered: 3-20-2010
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| Quote: | Originally posted by Don Jorge
am both capable of and happy to use the pay as you go civil services of Mexico should the need be presented.
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Assuming I understand your meaning, my sentiments, too. Viva Mexico, where almost anyone can enjoy the benefits of corruption, not just the filthy
rich as is the case in our country.
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