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skippermike
Nomad
Posts: 108
Registered: 3-27-2009
Location: San Diego
Member Is Offline
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BofA International Trans Fee
Yup - Got boinked for $13+ for withdrawing 6000 pesos from a Santander ATM while down for the Baja 1000.
Went into my branch to get fee refunded, and the couple at the next "officer's" desk was complaining about the same thing. My "officer" -
20-something airhead - said that "there must be a lot of San Diego people going to Baja" --- Duh!!
In any case, no refund - for a 20+ year customer.
It was very ho-hum, don't give a good sh&t.
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MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
Member Is Offline
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After working with both Wells Fargo and B of A professionally for twenty years for some very high balance clients, I can tell you that neither BofA
nor Wells Fargo care one whit for small peon people like us. My experience has been that for us small clients those banks will make us cross every
"T" and dot every "I", charge us every fee they can.
For their high roller clients, they will bend over backwards to accommodate them, break their own internal control rules and policies left and right,
all day long, bend over backwards to give prompt accommodating service at every opportunity and on call, and even go to the high rollers' places of
business to do mundane service things and keep up their PR efforts.
This is also a ramification of The Free Market At Work and the result of the "wisdom" of BofA/Wells Fargo business decisions. When
you recite "Viva Capitalism" you are also reciting that to the circumstance I described hereinabove.
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comitan
Ultra Nomad
Posts: 4177
Registered: 3-27-2004
Location: La Paz
Member Is Offline
Mood: mellow
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Petition::
https://www.change.org/petitions/bank-of-america-eliminate-t...
Strive For The Ideal, But Deal With What\'s Real.
Every day is a new day, better than the day before.(from some song)
Lord, Keep your arm around my shoulder and your hand over my mouth.
“The sincere pursuit of truth requires you to entertain the possibility that everything you believe to be true may in fact be false”
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Lee
Ultra Nomad
Posts: 3495
Registered: 10-2-2006
Location: High in the Colorado Rockies
Member Is Offline
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Keep a small balance and use BofA as a backup card. Activated my CS card last week. Used it at a BofA ATM, withdrew $800, and was charged $3.00
by BofA. CS is refunding the fee. I like that.
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monoloco
Elite Nomad
Posts: 6667
Registered: 7-13-2009
Location: Pescadero BCS
Member Is Offline
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| Quote: | Originally posted by MitchMan
After working with both Wells Fargo and B of A professionally for twenty years for some very high balance clients, I can tell you that neither BofA
nor Wells Fargo care one whit for small peon people like us. My experience has been that for us small clients those banks will make us cross every
"T" and dot every "I", charge us every fee they can.
For their high roller clients, they will bend over backwards to accommodate them, break their own internal control rules and policies left and right,
all day long, bend over backwards to give prompt accommodating service at every opportunity and on call, and even go to the high rollers' places of
business to do mundane service things and keep up their PR efforts.
This is also a ramification of The Free Market At Work and the result of the "wisdom" of BofA/Wells Fargo business decisions. When
you recite "Viva Capitalism" you are also reciting that to the circumstance I described hereinabove. |
I
would argue that what is going on is anti-capitalism, because the lack of competition that allows them to have that attitude is directly attributable
to government legislation and federal reserve policy that has enabled and ensured the virtual monopoly that they now enjoy.
"The future ain't what it used to be"
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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I don't know what all the hand wringing is about. If you don't like BofA, dump them. It is apparent BofA does not care about the individual, only the
corporations.
My suggestion is to open accounts at your local/employer Credit Union in the US. Have your money work locally. At least you can walk in or call up and
talk to the CEO or the Chairman of the Board........then transfer what you need to your Schwab account and withdraw till you smile
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philodog
Nomad
Posts: 163
Registered: 10-9-2010
Member Is Offline
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Fidelity charges no fee for ATM withdrawals in Baja, reimburses you for all other bank`s fees and only charges 1% for CC purchases. And best customer
service ever.
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Pompano
Elite Nomad
Posts: 8194
Registered: 11-14-2004
Location: Bay of Conception and Up North
Member Is Offline
Mood: Optimistic
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Hah! I misread the title of this thread. Thought 'B A'...Bahia Asuncion.. was under attack!
On Bank of America...I have tried them and others over the years for managing money to Baja. My old credit union is still the best. Personal service
means a lot. They recognize my voice when I call.
I do what the voices in my tackle box tell me.
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