| Pages:
1
2 |
MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
Member Is Offline
|
|
| Quote: | Originally posted by chuckie
How do you know that what the Sheriff said isnt "codified law"? You must be a lawyer.... |
That's the point, Chuckie...you don't know.
It appears that verbal info is good enough for you, fine. But, if certainty is what you really want, then you need to know what the law really says,
especially in the case of a serious accident, right?
Pescador, since you were a Colorado ins agent, do you know with certainty if Colorado has the same requirement as Calif and other states that if you
are a Colorado resident with a Colorado physical residence and you have a current Colorado drivers license that any vehicle that you drive while on
Colorado streets must be a Colorado plated vehicle in order to be driving legally in Colorado?
|
|
|
chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
|
|
Since none of this current discussion has anything to do with my getting insurance, I'll drop out...As I said, neither of the insurance agents have a
problem with the way the truck is licenced, I dont either....Snow Thursday the man says......
|
|
|
Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
|
|
| Quote: | Originally posted by MitchMan
| Quote: | Originally posted by chuckie
How do you know that what the Sheriff said isnt "codified law"? You must be a lawyer.... |
That's the point, Chuckie...you don't know.
It appears that verbal info is good enough for you, fine. But, if certainty is what you really want, then you need to know what the law really says,
especially in the case of a serious accident, right?
Pescador, since you were a Colorado ins agent, do you know with certainty if Colorado has the same requirement as Calif and other states that if you
are a Colorado resident with a Colorado physical residence and you have a current Colorado drivers license that any vehicle that you drive while on
Colorado streets must be a Colorado plated vehicle in order to be driving legally in Colorado? |
See, here is the problem, it has nothing to do with insurance and instead has to do with licensing requirements which is a whole different agency.
Colorado gives you 30 days to bring up your vehicle to local registration, but again, that has nothing at all to do with insuring a vehicle. Also, if
you have a reason to have SD plates because you have business there, then they have a tendency to not do too much about it. That is the
responsibility of the Colorado State Patrol and Chuckies original question had to do with Vehicle insurance and I thought it a novel idea to keep on
topic.
|
|
|
chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
|
|
Spot on dude....Very novel idea..stay on topic.....Be back down in December.....Seeya
|
|
|
MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
Member Is Offline
|
|
Helpful answer, Pescador. It sounds like you are saying that that states' ability to control licensing and the ability of insurers to contractually
insure are separate in that the status of one doesn't have any impact/affect on the other. You said that, in this thread, we should 'get off the
South Dakota stuff' but in Chuckie's first post he saw fit to mention it himself...if it didn't matter to him, why mention it? Also, a couple of
other posts addressed the issue of SD plates as a possible factor.
In what little research that I have done, your take that licensing and insuring are separate and in a sense mutually exclusive seems to be the
majority of what I have read. But I have also read that in some instance insurers can and have successfully denied claims where the claimant driver
did not have proper registration pursuant to the letter of the law of the state where the accident occurred and therefore wasn't legally permitted to
be driving the vehicle in the first place.
The thing to keep in mind, however, is that while the states have separate agencies to administer facets of government (i.e., Dpt of Ins, DMV), those
separate agencies are not at all limits to the reach of the law. In this case, contract law (an ins policy is a contract) and its
enforceability...not at all limited in any way by separation of agencies.
While it is clear that Chuckie's first post was limited to his asking for help in getting reasonable insurance in his situation, I think that whether
or not the insurance itself, once obtained, is enforceable is quite to the point and very pertinent.
BTW, not at all unusual, but more often than not, threads on this forum frequently explore pertinent tangential aspects of the main thread...we all
know that.
[Edited on 4-2-2014 by MitchMan]
|
|
|
chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
|
|
Gotta be a lawyer....
|
|
|
MitchMan
Super Nomad
Posts: 1856
Registered: 3-9-2009
Member Is Offline
|
|
No, Chuckie, not a lawyer. Just someone who pays attention to detail and tries to get the facts straight. What will hurt you is what you don't know.
|
|
|
DavidE
Ultra Nomad
Posts: 3814
Registered: 12-1-2003
Location: Baja California México
Member Is Offline
Mood: 'At home we demand facts and get them. In Mexico one subsists on rumor and never demands anything.' Charles Flandrau,
|
|
Try GEICO Chucky. That way you won't need an AMPARO nor the SUPREMES to have coverage.
A Lot To See And A Lot To Do
|
|
|
chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
|
|
Good advice, GEICO, from a couple of folks...Thanks....We are talking.....
|
|
|
chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
|
|
Local agent bound coverage at less than 50% of what i was quoted...Nada mas problemas....Thanks to all.....FYI: This agent also said they didnt care
where the vehicle was licenced as long as the "home" address was correct.
|
|
|
| Pages:
1
2 |
![[*]](images/xmbforum/default_icon.gif){kind=icon}
