weebray
Super Nomad
Posts: 1094
Registered: 7-19-2010
Location: La Paz
Member Is Offline
Mood: lleno
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Charles Schwab
One more reason to sign up with Chuck. We had occasion to have to wire $ in a hurry yesterday. Called Chuck, got a recording and had to wait the
usual +- 30 seconds for an agent. "No problem, you can do it online easily" she sez. "Oh, and by the way you get 3 free wire transfers every
quarter." sez she. "You mean free, like in free checking, free foreign transactions, no atm fees and the like?" sez I "Yes." she sez, "all
completely free." You think I'm a believer? Oh btw, the transaction had to be confirmed by phone which involved answering a few security questions.
The $ was there 15 min. later.
Every beautiful beach in the world needs a few condo towers - NOT.
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Hook
Elite Nomad
Posts: 9009
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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So, you wire transferred money from your US Schwab account to a Mexican bank for free?
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mrfatboy
Nomad
Posts: 478
Registered: 4-17-2008
Member Is Offline
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I have done free wire transfers to Spain and within the US using chuck. I have not tried Mexico.
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bill erhardt
Super Nomad
Posts: 1372
Registered: 4-2-2005
Location: Loreto, BCS
Member Is Offline
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A couple of months ago I made withdrawals with a Schwab debit card at Bancomer in Loreto of 10,000 pesos on seven successive days without a hiccup.
At the end of the month my Schwab account was credited $42 for charges by Bancomer.
It's good to know that a wire transfer is also possible without incurrring a ransom in fees.
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Justbozo
Nomad
Posts: 139
Registered: 11-20-2012
Location: Lake Michigan/Bahia Concepcion
Member Is Offline
Mood: Got my little stone hut on the bay
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SECURITY
My Gal has been here in Baja most of the winter and uses her Schwab card regularly. No problems.
Visiting in Florida, uses her card, not one minute later her phone is ringing. It's Chuck with security questions!
That may be part of why some people have so much trouble. Got to have things set up and updated properly.
Computers, garbage in, garbage out.
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weebray
Super Nomad
Posts: 1094
Registered: 7-19-2010
Location: La Paz
Member Is Offline
Mood: lleno
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Schwab IS very security conscious and we have to "work" with them when using our card in unexpected places. I don't blame them, it's their money
(they are responsible for fraudulent transactions) and it's a debit card. Unlike a credit card, it's instant access to cash. I have no problem with
their caution.
Every beautiful beach in the world needs a few condo towers - NOT.
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