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Author: Subject: Headed to South Dakota, insurance question...
SFandH
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[*] posted on 6-13-2016 at 05:33 PM


Quote: Originally posted by DaliDali  


Any clues on how an insurance company NOB can sniff out a policy holder is in MX?


Are you accessing their website from Mexico and logging in? It's real easy for a webmaster to keep track of where people are when they log in. Your IP address, which is available on every page request, reveals your location.

[Edited on 6-14-2016 by SFandH]
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Bob and Susan
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[*] posted on 6-14-2016 at 02:32 PM


why would an insurance company care if the car is not NOB???

it seems to me that they would have a WAY better chance for you to NOT file a claim with them

as for canceling a policy after getting plates...well...California cancels the plates if you do that

there IS a "new industry"...cars driving around with "plate readers"...they sell info to companies telling them where cars are at certain times...Julie chen (big brother) is watching...




our website is:
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SFandH
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[*] posted on 6-15-2016 at 09:09 AM


U.S. Customs Tracks Millions Of License Plates And Has Shared Data With Insurance Firms

"It may come as little surprise that every time you cross the border, cameras capture your license plate number to record your car’s location. More disturbing, perhaps, is the fact that the government seems to share that automobile surveillance data with an unexpected third party: insurance companies."

http://www.forbes.com/sites/andygreenberg/2012/08/21/documen...

More info here:

https://www.google.com.mx/webhp?sourceid=chrome-instant&...

[Edited on 6-15-2016 by SFandH]
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BajaBlanca
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[*] posted on 6-15-2016 at 11:39 AM


Our solution was to Mexican plate our vehicles and get insurance here that covers us north of the border.




Come visit La Bocana


https://sites.google.com/view/bajabocanahotel/home

And always remember, life is not measured by the number of breaths we take, but by those moments that take our breath away.
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J.P.
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[*] posted on 6-15-2016 at 01:32 PM


Quote: Originally posted by Bob and Susan  
why would an insurance company care if the car is not NOB???

it seems to me that they would have a WAY better chance for you to NOT file a claim with them

as for canceling a policy after getting plates...well...California cancels the plates if you do that

there IS a "new industry"...cars driving around with "plate readers"...they sell info to companies telling them where cars are at certain times...Julie chen (big brother) is watching...















I let my passport expire,it had Ben expired for 3 mos. and I crossed the border several times and they looked at it and never said anything.
I applied for a new one and was hesitant to cross going north without a passport. So around the time the new one was supposed to arrive I armed myself with my Drivers lics. and Birth cert. and drove up to the booth prepared for the worst. The person at the booth said I don't need to see all that your new passport was mailed out (date) and should be in your box when you get there.
BIG BROTHER IS ALL KNOWING.



[Edited on 6-15-2016 by J.P.]
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SFandH
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[*] posted on 6-15-2016 at 02:43 PM


Quote: Originally posted by J.P.  

BIG BROTHER IS ALL KNOWING.
[Edited on 6-15-2016 by J.P.]


It is getting to the point where a tremendous amount of information is being gathered about each one of us by various organizations and then collected together and made available to the authorities and private organizations.

I've been reading about car insurance (the topic of this thread) and car insurance companies have available to them the license plate reader data collected by the law enforcement agencies so the companies can investigate stolen car and fraudulent claims. They also access your credit report and factor in your credit rating when determining premiums. They also keep a database of their own called CLUE that is available to all insurance companies. It contains prior claims data and even info about telephone conversations you may have had with an agent.

https://www.privacyrights.org/clue-and-you-how-insurers-size...

They come up with a number that is your insurance score to compute premiums, much like a credit score which is used to compute loan interest rates.

There are two main issues with all of this. Privacy and accuracy. The privacy issue is obvious. Data accuracy is less obvious. Inaccurate data may be causing you problems and you don't know it, but it's in your record following you around, available to more people than you think. And free form information on your record, such as a summary of a telephone conversation is scary.

And of course, public records that have always been available but a pain to access are becoming more and more accessible to everyone via their browser and a few clicks.

It's the information age and the information is about YOU.

P.S. Don't forget your cell phone when you go out so they know where you are and who you are talking to. :O

[Edited on 6-15-2016 by SFandH]
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Udo
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[*] posted on 6-15-2016 at 08:10 PM


You are right on the $, H!




Udo

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