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rhintransit
Super Nomad
Posts: 1588
Registered: 9-4-2006
Location: Loreto
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Headed to South Dakota, insurance question...
Time to get a new (state) drivers license and car registration/plates, so am putting a road trip to South Dakota on the summer road trip schedule.
Only thing I haven't figured out is US car insurance. State Farm, my insurers for /0+ years says no street/home address in SD, no car insurance.
I need to drive there, gets plates and DL, and leave...driving my car with some sort of insurance. What companies will insure in this scenario?
reality\'s never been of much use out here...
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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SD Info
Udo did this dance several years ago. Hopefully he will chime in
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mtgoat666
Select Nomad
Posts: 18400
Registered: 9-16-2006
Location: San Diego
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Mood: Hot n spicy
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Self insure!
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Ricky
Junior Nomad
Posts: 56
Registered: 4-7-2014
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Geico works, look up some of the mail forwarders on the old interwebs, some have names of brokers. It's odd place. Stay at a hotel for the night,
bring the bill, it will prove you're a resident 😜
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chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
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Mood: Weary
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I use Liberty Mutual. I have SD plates, a Colorado DL with my Daughters address (she handles my mail), and a Kansas residence. Works fine with no
running about creating phoney addresses or such..All real addresses....for real purposes...
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bill erhardt
Super Nomad
Posts: 1372
Registered: 4-2-2005
Location: Loreto, BCS
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Quote: Originally posted by rhintransit  | | Time to get a new (state) drivers license and car registration/plates, so am putting a road trip to South Dakota on the summer road trip schedule.
Only thing I haven't figured out is US car insurance...... |
You may have another problem with your plan in addition to insurance. I went through a similar drill last summer when I flew to SD, bought a new car,
registered it there, and got a SD drivers license. I'm pretty sure that to get the SD drivers license requires a SD address. Armed with SD
registration and license, I got U S insurance through Progressive, a six month policy with monthly payments that i cancelled after the first month
when the new car was safely across the border in Mexico.
I have a South Dakota address through My Home Address, Inc. that I used to get a drivers license and insurance.
[Edited on 6-10-2016 by bill erhardt]
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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Here is the link that Udo posted
http://forums.bajanomad.com/viewthread.php?tid=69509#pid8475...
As always, YMMV
| Quote: Originally posted by rhintransit | Time to get a new (state) drivers license and car registration/plates, so am putting a road trip to South Dakota on the summer road trip schedule.
Only thing I haven't figured out is US car insurance. State Farm, my insurers for /0+ years says no street/home address in SD, no car insurance.
I need to drive there, gets plates and DL, and leave...driving my car with some sort of insurance. What companies will insure in this scenario?
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SFandH
Elite Nomad
Posts: 7084
Registered: 8-5-2011
Member Is Offline
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America's Mailbox has an insurance agent
South Dakota business
http://www.americas-mailbox.com/home/insurance
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rhintransit
Super Nomad
Posts: 1588
Registered: 9-4-2006
Location: Loreto
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thanks! I knew it had been covered but couldn't figure out the search thingie
| Quote: Originally posted by bajaguy | Here is the link that Udo posted
http://forums.bajanomad.com/viewthread.php?tid=69509#pid8475...
As always, YMMV
| Quote: Originally posted by rhintransit | Time to get a new (state) drivers license and car registration/plates, so am putting a road trip to South Dakota on the summer road trip schedule.
Only thing I haven't figured out is US car insurance. State Farm, my insurers for /0+ years says no street/home address in SD, no car insurance.
I need to drive there, gets plates and DL, and leave...driving my car with some sort of insurance. What companies will insure in this scenario?
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reality\'s never been of much use out here...
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meme
Senior Nomad
Posts: 756
Registered: 8-20-2003
Location: San Felipe,BC
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Geico Insurrance will cover you with South Dakota Registration & Plates and a Ca. mailing address. I have an Az, DL.
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rogbag
Nomad
Posts: 124
Registered: 8-27-2008
Location: Los Barriles, BCS
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I used Coast Insurance out of Capitola, CA for a 1 month insurance policy 2 years ago when I went NOB. I have a CA drivers license, South Dakota
plated car, and a South Dakota mailing address - which is a mail forwarding service which brings me my mail once a week here in Los Barriles. No
problems at all.
Coast Auto Insurance
831-479-1990
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
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can't you just buy a short term U.S. policy here in mexico? why do you need a SD DL?
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rhintransit
Super Nomad
Posts: 1588
Registered: 9-4-2006
Location: Loreto
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MY AZ license is expiring soon. according to the state tax board applying to renew a license implies residency. They were okay with my using the old
one til it expires. I don't want to get into the 'why haven't you been paying income tax for x years" dance. Some other considerations I won't go
into here. Bottom line, I want a US DL and US plates and SD is easy, cheap, and no state income tax. Am going to road trip it for the summer and
want US insurance. Buying a policy here, withou the new plates and DL doesn't compute.
reality\'s never been of much use out here...
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chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
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Mood: Weary
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Go for it....
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Ricky
Junior Nomad
Posts: 56
Registered: 4-7-2014
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Look at these guys, seem to be one stop shopping for all your needs: http://www.mydakotaaddress.com/
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Fernweh
Nomad
Posts: 444
Registered: 2-24-2011
Location: Centenario, BCS
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In order to get your SD drivers license, you need to show your original Social Security card - a copy is not accepted!
I did not have mine with me, just a beautiful copy.....did not work for me.
My accountant emailed me a filled out 1099 tax form, which was finally accepted by the SD DMV clerk.
I have my SD drivers license now, and insurance from Allied Ins
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DaliDali
Super Nomad
Posts: 1132
Registered: 4-21-2010
Location: BCS
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What do other full time MX residents use for USA coverage when traveling NOB?...
Geico recently cancelled my full coverage policy after somehow sniffing out I was in MX.....
They said "fraud prevention"......
Even with proof that I had a valid and "in force" MX full coverage policy brokered by Lewis and Lewis.....
No yak yak.....we don't care......your cancelled.
Any clues on how an insurance company NOB can sniff out a policy holder is in MX?
The visa card reader at the ready lane zap an alert to them?
Monitor my bank account activity that shows ATM use in MX?
Spy on my TelCel phone use?
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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
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Mood: Everchangin'
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When you cross south your license plate (and what else?) are photographed. I bet the insurance companies have access to this info. My "any 90 days in
Mexico during a year" policy leads me to believe this. How would they know how many days you were SOB otherwise?
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DaliDali
Super Nomad
Posts: 1132
Registered: 4-21-2010
Location: BCS
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Beats me Wood man.
I will let the great government conspiracy theorists figure that one out.
Do you happen to know if that seguros place just north of San Q still sells daily policies for NOB?.....It's just north of the Jersey cow sign on the
east side.
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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
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Mood: Everchangin'
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no clue.
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