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RocketJSquirrel
Nomad
Posts: 251
Registered: 8-3-2019
Member Is Offline
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Thanks. Helpful to know the story.
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Whale-ista
Super Nomad
Posts: 2009
Registered: 2-18-2013
Location: San Diego
Member Is Offline
Mood: Sunny with chance of whales
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I used Discover Baja for insurance in 2016 and they helped me get full reimbursement for medical bills- but my vehicle was fine.
After decades of travel SOB- It was the first and only time being in an accident in Baja: rear ended when stopped for the only signal light in Colonet
(also the only one Hwy 1 for about 60 miles in both directions).
Since it was on the federal highway, had to wait for federal police to come take the report.
It was cold, and raining, and the highway was slick and muddy. The driver behind me was late for work and had been tailgating me for miles. There was
no question about fault.
I had stopped (there was no one else around), looked in the mirror and knew there was no way the car would stop in time. I took my foot off the brake.
The impact shoved me across the intersection.
The other car went under my truck's bumper- the front end crumpled.
My truck was fine, except for the brakes which I finally had rebuilt. The other car was probably a total loss.
I was able to drive the truck back to San Diego, but not without neck/back pain and mild whiplash. A friend recommended I wait a year, to file the
final medical claim and make sure I didn't have any long-term problems.
I had various physical therapy treatments during that time, and I'm glad I waited. I would feel fine- then wake up with a stiff neck or back spasms
and wind up back in the treatment room.
Discover Baja staff helped me with the initial claim, the paperwork and getting the full medical reimbursement. They communicated directly with the
insurance company on my behalf when I had questions about the forms.
I was very happy with their service.
\"Probably the airplanes will bring week-enders from Los Angeles before long, and the beautiful poor bedraggled old town will bloom with a
Floridian ugliness.\" (John Steinbeck, 1940, discussing the future of La Paz, BCS, Mexico)
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RocketJSquirrel
Nomad
Posts: 251
Registered: 8-3-2019
Member Is Offline
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Excellent! This is the kind of stuff I wanted to know.
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shari
Select Nomad
Posts: 13048
Registered: 3-10-2006
Location: bahia asuncion, baja sur
Member Is Offline
Mood: there is no reality except the one contained within us "Herman Hesse"
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Baja Bound has the best track record...which is what you want when you need action!
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RocketJSquirrel
Nomad
Posts: 251
Registered: 8-3-2019
Member Is Offline
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100% agreed. When you need help, you need help. No excuses.
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David K
Honored Nomad
Posts: 64855
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
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Plus, the Baja Bound owners regularly travel in Baja, have a place in Baja, sponsor this website (Baja Nomad), and are producing a new road guide and
interactive map to assist travelers. They also sponsor my book and my monthly travel and history articles... so, you have that , too! LOL  
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