| Pages:
1
2 |
wakemall
Nomad
Posts: 183
Registered: 7-17-2006
Member Is Offline
|
|
Ilikemex,
It is always good to have friends in high places.
|
|
|
ILikeMex
Nomad
Posts: 108
Registered: 2-22-2008
Member Is Offline
Mood: Whishing I was there
|
|
| Quote: | Originally posted by wakemall
Ilikemex,
It is always good to have friends in high places. |
Yes. It is not what you know, but who you know. My friends thought my Dad was a hero and had the connections. I kept that guys name and number in my
glovebox for 20 years after that - never had to use it thankfully.
Also, Hooks comment is so true - "Your policy says you are covered? So what. We can grind you down over time gringo."
These guys knew we had to get back sooner than later. All they had to do was wait and they thought we would poney up. They did not count on us being
poor college students - it would be lucky if we could of mustered $300 between us; and a lawer from a multi national company 
|
|
|
shari
Select Nomad
Posts: 13048
Registered: 3-10-2006
Location: bahia asuncion, baja sur
Member Is Offline
Mood: there is no reality except the one contained within us "Herman Hesse"
|
|
this is a very good topic...Geoff...perhaps you can respond to this issue of the problem with the adjusters in the area where you have an accident.
I personally know the wonderful lady in GN who is the local adjuster and she is always running around responding to claims...which is why she might
not be available the moment you want her to attend to you...there is only one woman as far as I know and she is one busy lady, but very honest,
intelligent and not corrupt. Keep in mind she also has to deal with other officials who may not be as efficient or prompt.
It is very important to be able to get someone who speaks english to help you and this is where Bajabound insurance would sure be handy.
It appears there is a real lack of adjusters around...any way to get a decent one to help you when you need em? Is tthere maybe a list of some sort of
good guys and the areas they work in?
|
|
|
Bajahowodd
Elite Nomad
Posts: 9274
Registered: 12-15-2008
Location: Disneyland Adjacent and anywhere in Baja
Member Is Offline
|
|
I wouldn't suppose to speak on behalf of Geoff, but from my own experience, chances are that in a sparsely populated area such as much of Baja,
individual insurance companies could not afford to keep full time employees on the payroll. So, I surmise that in your case, Shari, an adjuster who
shows up in Asuncion will be a self-employed independent who is available to many insurance companies. A potential problem of impartiality could arise
in the case of a disputed accident, inasmuch as an independent adjuster could feel beholden to the company that sends them the most business.
|
|
|
Pharmbouy
Newbie
Posts: 2
Registered: 10-12-2007
Location: Kamloops and Delta BC
Member Is Offline
|
|
Tecoman is on the Mainland of Mexico.
In our case, if we had liability only, the time spent waiting probably would have been the same.
|
|
|
Santiago
Ultra Nomad
Posts: 3511
Registered: 8-27-2003
Member Is Offline
|
|
| Quote: | Originally posted by Pharmbouy
Tecoman is on the Mainland of Mexico.
In our case, if we had liability only, the time spent waiting probably would have been the same. |
That was exactly what I was thinking: the reason you spent the time was not to get your stuff fixed - it was the Mexican citizen agreeing to a
settlement. This would have been the same if you had liablility only or full coverage.
I'm curious as to whether anyone has been in an accident with another visitor, no Mexican citizen involved. I suspect that the red tape would be a
lot less?
[Edited on 5-15-2009 by Santiago]
|
|
|
sourdough
Junior Nomad
Posts: 42
Registered: 11-14-2008
Member Is Offline
|
|
Just curious. Does anyone have knowledge of a tourist with Mexican insurance receiving compensation for the damage to THEIR vehicle?
|
|
|
tripledigitken
Ultra Nomad
Posts: 4848
Registered: 9-27-2006
Member Is Offline
|
|
Awhile back a Nomad had his truck and boat stolen in Ensenada. He eventually was compensated. It was coverage through Discover Baja.
It sounded like it was a pain in the burro as you might expect.
Ken
|
|
|
BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
|
|
Bajahowodd you are correct....most of the adjusters are independent contractors.
Sourdough...people get compensated all the time for damage to their vehicle (provided they bought full coverage). Our agency gets claims reports at
the end of every quarter that detail the nature of the loss and how much was paid out.
|
|
|
Hook
Elite Nomad
Posts: 9009
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
|
|
One other question I have about full coverage in Mexico...................why are you required to have full coverage for your vehicle in the States in
order to get it in Mexico?
|
|
|
BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
|
|
I think the two main reasons are to prevent fraud and for subrogation in the event of a loss.
However, you can get a full coverage "Resident Use" insurance policy if you are going to be in Mexico for longer than 6 months - no stateside
insurance required....but it can be more expensive depending on the underwriter you choose.
|
|
|
BajaNuts
Super Nomad
Posts: 1085
Registered: 5-11-2008
Location: eastern WA, the DRY side
Member Is Offline
Mood: no worry, no hurry....it's all good!
|
|
thanks Pharmbouy for the post and link. Welcome to the forum, also.
It's good to read of others' detailed experiences. Kinda confirms our attitude.........nothing moves fast, but if you stick to it, you can get out of
it.
|
|
|
| Pages:
1
2 |
![[*]](images/xmbforum/default_icon.gif){kind=icon}
