bajamigo
Super Nomad
Posts: 1218
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
Mood: hubimos llegado
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USAA pulling out of Baja
For those of us (perhaps) few, who have been covered by the USAA border policies, new arrangements will have to be made. USAA called this morning and
offered a number of alternatives for replacing the auto liability coverage they offered to Americans living within 100 miles of the border; those
policies are being discontinued due to low participation. Bottom line, I decided to purchase standard US liability coverage from them and maintain
"driver's license" insurance for Mexico. Of course, that leaves me on the hook for collision. Any ideas?
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Annual policy with Bajabound.....with the SENTRI discount
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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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| Quote: | Originally posted by bajaguy
Annual policy with Bajabound.....with the SENTRI discount |
ow that is a smart idea! Bundling with SENTRI in theory gets the insurer the cream of low-risk drivers. Nice job geoff.
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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Gaucho
Nomad
Posts: 405
Registered: 11-7-2008
Location: Laguna Beach/East Cape
Member Is Offline
Mood: Bohemia por favor...
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| Quote: | Originally posted by bajaguy
Annual policy with Bajabound.....with the SENTRI discount |
Good to know, thank you!
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bajamigo
Super Nomad
Posts: 1218
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
Mood: hubimos llegado
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| Quote: | Originally posted by bajaguy
Annual policy with Bajabound.....with the SENTRI discount |
But does that cover you on both sides of the border as the USAA Border Policy did?
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Nope, just south
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
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Bajamigo.....USAA has never provided the liability coverage aspect in Mexico, but they did cover comp/collision for your own vehicle 100 miles south
of the border.
Liability coverage must originate from a Mexican company or else it is a worthless piece of paper in the eyes of the authorities.
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bajamigo
Super Nomad
Posts: 1218
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
Mood: hubimos llegado
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You're probably right. My policy describes its collision coverage, but I always had the sense that USAA, while otherwise supremely competent, wasn't
sure about what they were offering in these border policies. That may be one of the reasons they're simply dropping the program.
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
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I wish USAA had a Mexican insurance division! Great service and a great company.
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Cypress
Elite Nomad
Posts: 7641
Registered: 3-12-2006
Location: on the bayou
Member Is Offline
Mood: undecided
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Pulling out of Baja isn't easy, but it's doable.
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