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Roberto
Banned
Posts: 2162
Registered: 9-5-2003
Member Is Offline
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Yeah, we all saw just how great Seguro Popular was during a recent incident. You have GOT to be kidding me.
Seguro Popular is a last resort option for those who have nothing else. Other than that ... well, we all make our choices, I guess.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Seguro Popular..
Ron for whatever reason didn't have it...Christina was in ICU in General Hospital Ensenada..I saw her, and she was released a few days later...so she
made it...so what exactly WAS the problem Roberto??? If Ron had it..he would have went to General Hospital and no money would have been needed...I
don't know why he went to Carmen...I was told he had private insurance, but hey who knows?? Next time you need an ICU cough up your credit card and
go to the nearest private hospital and pay your 20 grand...I certainly don't have it... | Quote: | Originally posted by Roberto
Yeah, we all saw just how great Seguro Popular was during a recent incident. You have GOT to be kidding me.
Seguro Popular is a last resort option for those who have nothing else. Other than that ... well, we all make our choices, I guess.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
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| Quote: | Originally posted by Roberto
Seguro Popular is a last resort option for those who have nothing else. |
You're confused, as usual, Robby....it's not an option. Try to expand your empathy level.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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the only option...
It is an option...if you can afford a private hospital and/or private ambulance service to the Border...how many Americans down here have that kind of
money??? | Quote: | Originally posted by DENNIS
| Quote: | Originally posted by Roberto
Seguro Popular is a last resort option for those who have nothing else. |
You're confused, as usual, Robby....it's not an option. Try to expand your empathy level. |
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
Member Is Offline
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| Quote: | Originally posted by EnsenadaDr
It is an option...if you can afford a private hospital and/or private ambulance service to the Border...how many Americans down here have that kind of
money??? |
Seguro Popular....IMSS....WHATEVER....it's all dog pound medicine, but if that's all ya got, that's all ya got.
Stay on good terms with your maker.
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MrBillM
Platinum Nomad
Posts: 21656
Registered: 8-20-2003
Location: Out and About
Member Is Offline
Mood: It's a Zip-a-Dee-Doo-Dah Day
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Getting what's Deserved
For Free.
On the Bright side, it's sure to be worth the cost.
They could even offer a "Double your Money-Back Guarantee".
With no negative impact on the budget.
[Edited on 1-1-2012 by MrBillM]
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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| Quote: | Originally posted by EnsenadaDr
It is an option...if you can afford a private hospital and/or private ambulance service to the Border...how many Americans down here have that kind of
money??? | Quote: |
Dinamed, a private ambulance service in Ensenada, basic transport service to the border from Ensenada is about $1,200-$1,500. Dinamed DOES NOT BILL
MEDICARE, US HEALTH INSURANCE or TAKE CHECKS. You need cash or a credit card......... |
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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Based on Megano's story and Dennis' knee jerk reaction, maybe you blokes dont have ANY decent health care over in northern Baja.
But I dont see anything tangible that reflects badly on Seguro Popular. It is insurance, not care. You guys are dissing care. GOOD insurance can still
yield bad care, if you go to the wrong place.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Negativity...
No, its just pure negativity and denial. No one likes to think about the eventuality of needing critical care. They would rather downplay or even
trash it rather than face it. Jerry lived to make it to the States, at least Mexico did that much for him and got him across the border. It might
not be perfect, but really its all you have and in the end it MIGHT just save your life. Shoot, even in the States they have operated on the wrong
leg....good insurance or not. | Quote: | Originally posted by Hook
Based on Megano's story and Dennis' knee jerk reaction, maybe you blokes dont have ANY decent health care over in northern Baja.
But I dont see anything tangible that reflects badly on Seguro Popular. It is insurance, not care. You guys are dissing care. GOOD insurance can still
yield bad care, if you go to the wrong place. |
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Thanks for the input
Very interesting account...I met Jerry a few months back at his restaurant Cafe Orleans and he casually mentioned his "heart attack" but I had NO idea
he went through all of this!!! Thanks for posting..
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Pescador
Ultra Nomad
Posts: 3587
Registered: 10-17-2002
Location: Baja California Sur
Member Is Offline
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Geez, why can we not make it free and wonderful. Seguros Popular is a low cost alternative that is offered. It is not intended to be equal to
private insurance and coverage in the United States. I spent my career helping people to make wise decisions about their coverage and insurance
options and it was a constantly shifting scene even under the best of circumstances. The worst care I ever saw and experienced was while working on
the Indian Reservation in my early years as a teacher and got to witness Public Health. Basically people were working off their obligation for
schooling and since the placement was only temporary, the level of care was beyond abyssmal. I know a lot of people feel that they get good care from
the Veterans Administration but there have always been problems in terms of treatment and available dollars. Same thing with Kaiser Permanente which
is a captive program meaning you go to their doctors and facilities and only in rare cases do you get a referral to "Super Specialists". The very
best care provided was also the most expensive and there were no restrictions as to what providers you chose to go to.
Now the same thing happens in Mexico. The government was under pressure to provide some level of coverage for everyone who "fell through the cracks"
and have done a pretty good job of providing that system through "Seguros Popular". But make no mistake, it is not going to be able to provide the
same level of coverage and expertise that is provided by Private Care or some of the major insurance covered Medical care that is available in Mexico.
I have a lot of Mexican friends who are covered with this and they know going in that they can have the lab, diagnostic, and general care provided,
but they also know that when Grandma has a heart attack that they need to get her to a private facility.
There are two or three general insurance companies in Mexico who provide good insurance, but they also have some limitations as to coverage since
there are not Preferred provider networks or the kinds of billing agreements that we see with healthcare in the United States.
Since I am retired, I am covered with Medicare and carry a high deductible plan for the supplemental section. Because I live in Mexico full time,
then I carry Seguros Popular for incidental medical procedures. This keeps everything within my budget constraints and I feel like I have covered
most of the things I might expect to run into. But I also took enough time to find out what is covered, where I can use the programs, and how I go
about getting services. The biggest problem encountered by a lot of people is that they think they are getting the same thing they had or could get
in the United States for almost no cost. But that is probably why there were so many people in favor of Obamacare in the beginning and now the
support has radically dwindled once everyone started to find out what it was really going to cost.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Thank you for sharing...
Thanks Pescador for putting it all into perspective. Another thing about Obama care, is that it would be essentially the same socialized medical
program as we have down here in Mexico, for those who "fall" between the cracks, but unlike private healthcare insurance, it would not provide the
quality of care available with private insurance carriers. And for the people who are on a guilt trip about spending government money when others
need it, private insurance would be paid for by the companies and partial premiums by the individuals covered. I guess the reasoning of thousands of
illegals in the US that come across the US border and use government US healthcare is that each American has a heck of alot more money than they ever
will so let them pay for it. I saw many patients in San Diego who were illegal, but under EMTALA laws in the States, we had to treat them until they
were stabilized and not ask any immigration questions or report them. Then the families from Mexico would come up demanding this and that...many
times I asked the families if they would get preferential and VIP treatment in IMSS...and they would say No but this is the US...for instance, they
would want their family member in a private room when in Clinica 8 IMSS Ensenada, there are generally 6 to a room..also why are people covered by the
VA and the taxpayers money in the US so against being funded by government money in Mexico? | Quote: | Originally posted by Pescador
Geez, why can we not make it free and wonderful. Seguros Popular is a low cost alternative that is offered. It is not intended to be equal to
private insurance and coverage in the United States. I spent my career helping people to make wise decisions about their coverage and insurance
options and it was a constantly shifting scene even under the best of circumstances. The worst care I ever saw and experienced was while working on
the Indian Reservation in my early years as a teacher and got to witness Public Health. Basically people were working off their obligation for
schooling and since the placement was only temporary, the level of care was beyond abyssmal. I know a lot of people feel that they get good care from
the Veterans Administration but there have always been problems in terms of treatment and available dollars. Same thing with Kaiser Permanente which
is a captive program meaning you go to their doctors and facilities and only in rare cases do you get a referral to "Super Specialists". The very
best care provided was also the most expensive and there were no restrictions as to what providers you chose to go to.
Now the same thing happens in Mexico. The government was under pressure to provide some level of coverage for everyone who "fell through the cracks"
and have done a pretty good job of providing that system through "Seguros Popular". But make no mistake, it is not going to be able to provide the
same level of coverage and expertise that is provided by Private Care or some of the major insurance covered Medical care that is available in Mexico.
I have a lot of Mexican friends who are covered with this and they know going in that they can have the lab, diagnostic, and general care provided,
but they also know that when Grandma has a heart attack that they need to get her to a private facility.
There are two or three general insurance companies in Mexico who provide good insurance, but they also have some limitations as to coverage since
there are not Preferred provider networks or the kinds of billing agreements that we see with healthcare in the United States.
Since I am retired, I am covered with Medicare and carry a high deductible plan for the supplemental section. Because I live in Mexico full time,
then I carry Seguros Popular for incidental medical procedures. This keeps everything within my budget constraints and I feel like I have covered
most of the things I might expect to run into. But I also took enough time to find out what is covered, where I can use the programs, and how I go
about getting services. The biggest problem encountered by a lot of people is that they think they are getting the same thing they had or could get
in the United States for almost no cost. But that is probably why there were so many people in favor of Obamacare in the beginning and now the
support has radically dwindled once everyone started to find out what it was really going to cost. |
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durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
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| Quote: | Originally posted by Pescador
There are two or three general insurance companies in Mexico who provide good insurance, but they also have some limitations as to coverage since
there are not Preferred provider networks or the kinds of billing agreements that we see with healthcare in the United States.
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When I broke my arm a couple of years ago I went to the military hospital in Ensenada. They did a
teriffic job of seting and casting it. Then I had 2 follow-up vists with doc and 3 weeks of daily physical therapy. The total cost was $3,200 (pesos).
I submitted bill to my US HMO (that shall remain anonymous) and was reimbursed for 80% less Rx drugs in US$ = $2,250. Of course a pointed out their
error
Bob Durrell
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Mengano
Banned
Posts: 1238
Registered: 9-26-2011
Member Is Offline
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| Quote: | Originally posted by EnsenadaDr
...also why are people covered by the VA and the taxpayers money in the US so against being funded by government money in Mexico?
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Because, my good doctor, VA coverage is not free government health care. It comes about as a contract between a person who joins the US military and
the federal government for what benefits that person will receive for serving. It works like this: you join the military for 4 years, and agree to be
on duty essentially 24/7 for those four years. You receive a salary that is way, way below the minimum wage for the hours worked. You so not get to
decide where you will be or what you will do, or even when you will eat or sleep. You get to leave your wife and kids behind and not see them for one
year at a time. Then you go to the most dangerous places on the planet and walk around looking for trouble.
For doing all that, the government says if you get hurt, they will pick up the medical bill for you for the rest of your life.
Now, let us contrast this with socialized medicine, like Seguro Popular. The only thing you have to do to get coverage is live in Mexico. That's it.
Do you see the distinction?
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MrBillM
Platinum Nomad
Posts: 21656
Registered: 8-20-2003
Location: Out and About
Member Is Offline
Mood: It's a Zip-a-Dee-Doo-Dah Day
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THEY Usually Don't
See THAT distinction. Or, at least, choose to not understand it.
We get the same over our retirement Health Care coverage provided by the Retirement Trust Funds. A contract for employment services rendered. Which
is also supplemented by our own premiums.
BTW, NOTHING is "FREE" If YOU are getting it FREE, Somebody Else is paying for it.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Yes..
I also see in my case, I have a contract with the Mexican government so I can get my titulo medico. I worked for free at the Military Hospital for a
year (granted, I got some good training as well), and now a year for Seguro popular. The Mexican students get paid $3000 pesos a month...I get
nada...SOOO....what is your opinion about this...maybe after I can get a job at Sanoviv (just joking!!) | Quote: | Originally posted by Mengano
| Quote: | Originally posted by EnsenadaDr
...also why are people covered by the VA and the taxpayers money in the US so against being funded by government money in Mexico?
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Because, my good doctor, VA coverage is not free government health care. It comes about as a contract between a person who joins the US military and
the federal government for what benefits that person will receive for serving. It works like this: you join the military for 4 years, and agree to be
on duty essentially 24/7 for those four years. You receive a salary that is way, way below the minimum wage for the hours worked. You so not get to
decide where you will be or what you will do, or even when you will eat or sleep. You get to leave your wife and kids behind and not see them for one
year at a time. Then you go to the most dangerous places on the planet and walk around looking for trouble.
For doing all that, the government says if you get hurt, they will pick up the medical bill for you for the rest of your life.
Now, let us contrast this with socialized medicine, like Seguro Popular. The only thing you have to do to get coverage is live in Mexico. That's it.
Do you see the distinction? |
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captkw
Ultra Nomad
Posts: 3850
Registered: 10-19-2010
Location: el charro b.c.s.
Member Is Offline
Mood: new dog/missing the old 1
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birth cer.
HOLA, what is apostiled ?? my birth cer has an inbossed stamp on it,does that do the trick?? I"m clueless, but good at catching fish, and making
beer vanish !! K&T
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Apostille..
Its a seal that certifies that the document is authentic from the state/country you were born in. You deal directly with the Secretary of State of
your state from the US...and send them the certified copy of your birth certificate by mail, should cost around $35 dollars American..read up on it
at: http://en.wikipedia.org/wiki/Apostille_convention
BTW I'll hold you to a fried fish dinner...where are you?? haha
| Quote: | Originally posted by captkw
HOLA, what is apostiled ?? my birth cer has an inbossed stamp on it,does that do the trick?? I"m clueless, but good at catching fish, and making
beer vanish !! K&T |
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Mengano
Banned
Posts: 1238
Registered: 9-26-2011
Member Is Offline
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| Quote: | Originally posted by EnsenadaDr
I also see in my case, I have a contract with the Mexican government so I can get my titulo medico. I worked for free at the Military Hospital for a
year (granted, I got some good training as well), and now a year for Seguro popular. The Mexican students get paid $3000 pesos a month...I get
nada...SOOO....what is your opinion about this...maybe after I can get a job at Sanoviv (just joking!!) |
You should have negotiated a better deal. I'm not sure what you plan to do with your titulo medico, other that work in Mexico. It sure isn't a license
to practice medicine in the US.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Fortunately my dear Mengano..
I think I have negotiated a good deal for myself. All I need to do is pass the USMLE step 1, 2 and 2cs, and I can practice in the US. You see, my
university Xochicalco, is approved for education in the United States, and as US citizens we are eligible to receive federal Stafford Loans and
private Sallie Mae loans to attend the school. This is no small feat, however. 16 of the 16 students that took the exam last year did not pass the
first time. This is because the school does not gear you to pass the exam in the US. I will be finishing up August 2012, and then going to UCSD for
a course every weekend for 6 months in San Diego, and there, the professor guarantees a 95% pass rate...hopefully!! | Quote: | Originally posted by Mengano
| Quote: | Originally posted by EnsenadaDr
I also see in my case, I have a contract with the Mexican government so I can get my titulo medico. I worked for free at the Military Hospital for a
year (granted, I got some good training as well), and now a year for Seguro popular. The Mexican students get paid $3000 pesos a month...I get
nada...SOOO....what is your opinion about this...maybe after I can get a job at Sanoviv (just joking!!) |
You should have negotiated a better deal. I'm not sure what you plan to do with your titulo medico, other that work in Mexico. It sure isn't a license
to practice medicine in the US. |
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