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bajaguy
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Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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Car Insurance Required
We can all feel a little bit safer now............
Insurance required in Baja in New Year
Written by George Gale
Friday, 30 December 2011 10:31
Beginning New Years Day 2012, motorists in Baja California will have to get insurance on their vehicles. Officials say as soon as the law goes into
affect, all vehicles, new and used, will have to have liability insurance.
They say the cost to drivers will be about 860 pesos, with a minimum third party coverage of 260,000 pesos. The state recently initiated a law
requiring vehicles to pass smog checks.
http://kxoradio.com/news/local/2566-insurance-required-in-ba...
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durrelllrobert
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I believe that the driver's license insurance that most of us gringo's down here have meets the requirement. However, somebody mentioned that it may
only be good for tourists (FMM) and not residents (FM3/ FM2). Anyone know anything about this?
Bob Durrell
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DENNIS
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| Quote: | Originally posted by durrelllrobert
I believe that the driver's license insurance that most of us gringo's down here have meets the requirement. However, somebody mentioned that it may
only be good for tourists (FMM) and not residents (FM3/ FM2). Anyone know anything about this? |
It's good for anyone with a stateside license and address.
Mexican Nationals that don't have those won't qualify and must buy a liability policy which is expensive, which is why they won't buy it, which is why
nothing will change other than an additional reason for a cop to get in your wallet if you don't have one.
It's a non-specific nationality requirement....just for you and me.
The national sport of "hit 'n run" will retain it's overwhelming popularity.
I've often said, partly in jest, that when the police start crying for a raise, the city merely puts in more stop signs and other driver requirements.
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akshadow
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Insurance ? doubtful
My insurance agent in San Felipe said they were not going to write the coverage because too many problems and figure almost no one is going to bother
to get it. the poor Mexicans cannot afford it and it is too poor of a coverage for an American to want it.
So seemed to think it will only be paid for in small increments, to the individual policeman who stops someone.
Ron San Felipe Oct, Nov. Feb. Mar. April. remainder in Juneau Ak
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sancho
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As I remember reading some 90%+ of Baja registered
vehicles do not have insurance. Smog requirements?
Sure. In San Felipe there always have been many
old beaters from the US, with plates from various
states. I assume there is an unofficial agreement
that these bombers were to be driven only in town
not out on the Hwy
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captkw
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smog reg's in baja
O.K. yes,, I used to do smog's and today,, still prep car's for speacial custermer's for smog test's...I have been waiting/watching for this to hit
the baja,,and in MY opinon,it's a little early yet !! the boy's,,that study are just begining to grasp,,feul injection and electrical systems,,,what
ever happend to the burro's..lol
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Alm
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There are several ways to go around smogging, I pulled one trick here up North when my old car didn't pass - got OK to go for another year. (To clear
my consciousness, I traded car in for a few hundred next year, and dealer threw it to junk yard).
They'd better banned 2-stroke carburetor outboard engines like the civilized world had done. Any place with boat access is littered with discarded oil
canisters, and God knows how much of this they spilled while refueling on water!
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beachbum1A
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Location: Punta Banda, BC
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really!
Mandatory liability insurance! That's a"pie in the sky" when most Nationals can't afford to replace a bad brake light bulb or a headlight lamp.
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captkw
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ALM
HOLA,banning two stroke motor's????I dont know where you live,,but in calif..the only lake..repeat,,the only lake that has banned two strokes is lake
tahoe,,yes,, a FEW of the small munci pond's/res have banned them,,so what ! and the fact that the discarded container's you have seen ( I have
picked up 100s) has nothing to do with a light weight,realible,torqee motor...but the problem is in the cultral upbringing of a nation !! and
also,,,some of the new two stoker's run quiter,and sip feul better that some 4stroke's...so I'm sorry to knok you off your apple cart,,but you missed
the boat on this one !! K&T and most of the world ,as we know
it,,depend's on 2 stroke's as of today,,HAPPY NEW YEAR !!!
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Pescador
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This is a requirement only for Baja California, meaning the Northern part of the state and is not required for Baja California Sur.
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durrelllrobert
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The state recently initiated a law requiring vehicles to pass smog checks.
________________________________________________
I can't find anything on this other than the above statement. 
Bob Durrell
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Alm
Ultra Nomad
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Registered: 5-10-2011
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| Quote: | Originally posted by captkw
HOLA,banning two stroke motor's????I dont know where you live,,but in calif..the only lake..repeat,,the only lake that has banned two strokes is lake
tahoe...: |
They are not sold anymore by dealers in North America and most of Europe. Still legal to own and operate, yes, but you can't get a new one, amigo.
Note that I said "carburetor 2 stroke". Those larger ones with direct injection are being manufactured and sold, no problem.
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captkw
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wrong !!
HOLA,THe only place in the world !! that you can not sell,,,,,Remember that word !! the only place in the world,,that you can not today,, sale a 2
stroke,, that is not,,CARB,,approved,,is calif,,and this will hopefully change,,,very soon..sit down,,what the hell,,do you,,,do for living.. I am
..so tryed Of...people ,,that dont know..but in calif..the dealer's ..can not,,under law,,sell you a 2 stroke.. and all the old 2 stroker's are,,grand
fatherd in...this is not a old fight to me,,IT's folk's that have been dealing with dealer's in calif. that have them,,running ,telling them They cant
run a 2 srtoke any more in ca.. Im,,so over this foolish,,good night....out
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captkw
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bump
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captkw
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captkw
Ultra Nomad
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yahoo
| Quote: | Originally posted by captkw
HOLA,THe only place in the world !! that you can not sell,,,,,Remember that word !! the only place in the world,,that you can not today,, sale a 2
stroke,, that is not,,CARB,,approved,,is calif,,and this will hopefully change,,,very soon..sit down,,what the hell,,do you,,,do for living.. I am
..so tryed Of...people ,,that dont know..but in calif..the dealer's ..can not,,under law,,sell you a 2 stroke.. and all the old 2 stroker's are,,grand
fatherd in...this is not a old fight to me,,IT's folk's that have been dealing with dealer's in calif. that have them,,running ,telling them They cant
run a 2 srtoke any more in ca.. Im,,so over this foolish,,good night....out |
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Bajajorge
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In my limitd knowlege of Mexican insurance laws, I believe having Mexican drivers license insurance allows you to drive any legally registered gringo
plated vehicle. The key word is "legally". It is strictly liability insurance for $126USD with an option of liability with legal assistance for
$177USD.
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MitchMan
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Drivers' license insurance? What's that?
I have a state side home and drivers license as well a US plated truck in Baja and I have an FM3. Can I get that cheap drivers' license insurance you
all are talking about? Who offers it?
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Alm
Ultra Nomad
Posts: 2747
Registered: 5-10-2011
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| Quote: | Originally posted by captkw
HOLA,... |
Wrong, yes - what? 
Agreed, it's hard to read when it's typed like this, takes a bit of effort, though eventually most of it makes sense.
Dealers are wrong if they say that one can't run 2-stroke carburetor anymore, correct that dealers can't sell a new carburetor 2-stroke in Calif, or
in any other state, for that matter, because it comes from EPA. New emission standards rule out these outboards. Right now manufacturers and
distributors don't even have any of these listed in their product lines. Used outboards of this type are still legal to operate and re-sell.
May be - may be - if, and when, at some time in future, manufacturers come up with lower emission carburetor 2-strokes, we'll see it in stores again,
if EPA won't make rules stricter yet by then.
[Edited on 1-2-2012 by Alm]
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Bajajorge
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Mitch Man, The insurance is called Turista Seguro. The company is Seguros Atlas. I get the insurance through a local Mexican insurance agent in San
Felipe, but there are probably insurance agents in just about any large town in Baja. I know many gringos around San Felipe that carry this insurance
for years and are happy with it.
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