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mcfez
Elite Nomad
Posts: 8678
Registered: 12-2-2009
Location: aka BN yankeeirishman
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EnsenadaDr
I must say thanks to your good replies here...and at other topics within the BN Forums. Never mind some these Off Topic "escapees" that are giving you
a hard time here :-)
Old people are like the old cars, made of some tough stuff. May show a little rust, but good as gold on the inside.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
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Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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No worries...
I like the offbeat comments...they make it fun...and like I read somewhere, as General George Patton said, "If we are all thinking alike, then no one
is thinking..."(Did I steal that from someone here?) | Quote: | Originally posted by mcfez
I must say thanks to your good replies here...and at other topics within the BN Forums. Never mind some these Off Topic "escapees" that are giving you
a hard time here :-) |
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Alm
Ultra Nomad
Posts: 2747
Registered: 5-10-2011
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A good eye-opener for those relying on free or low-cost Mexican care like Seguro. Note that
a) he was in very good position to begin with - in Ensenada and with a family to take care of things, though
b) didn't have private coverage in Baja.
In more details on A and B:
a) Evacuation. What if somebody lives hundreds miles to the South? The best coverage might not work without a good evacuation coverage that
says "...to a hospital of your choice". Very few evac plans are that good, Med Jet @$400-500 a year is one of them. Most other plans will take you to
the "nearest hospital capable of treatment", so somebody in Mulege might end up in a hospital in La Paz.
b) Private medical coverage. This is costly @ 1,800 and more a year, and most plans don't cover after 69 years or charge triple then. But this
worries me less than the very availability of good private care in South Baja. Do they really have good cardiologists and circulation specialists for
things like stroke in a small hospital of La Paz or Loreto? Do they have a good equipment? Do their nurses work or sleep on the ward? Discovering the
truth at the cost of my life is a grim perspective.
[Edited on 1-1-2012 by Alm]
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Iflyfish
Ultra Nomad
Posts: 3747
Registered: 10-17-2006
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Very interesting and useful post. Nice to hear the story from the perspective of the patient.
Iflyfish
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Roberto
Banned
Posts: 2162
Registered: 9-5-2003
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| Quote: | Originally posted by Hook
Based on Megano's story and Dennis' knee jerk reaction, maybe you blokes dont have ANY decent health care over in northern Baja.
But I dont see anything tangible that reflects badly on Seguro Popular. It is insurance, not care. You guys are dissing care. GOOD insurance can still
yield bad care, if you go to the wrong place. |
Actually, it is insurance that requires you to get care in specific places. And THAT is the problem.
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djh
Senior Nomad
Posts: 936
Registered: 1-2-2005
Location: Earth mostly. Loreto, N. ID, Big Island
Member Is Offline
Mood: Mellow fellow, plays a yellow cello...
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Lots of patients / patience
| Quote: | Originally posted by EnsenadaDr
I like the offbeat comments...they make it fun...and like I read somewhere, as General George Patton said, "If we are all thinking alike, then no one
is thinking..."(Did I steal that from someone here?) | Quote: | Originally posted by mcfez
I must say thanks to your good replies here...and at other topics within the BN Forums. Never mind some these Off Topic "escapees" that are giving you
a hard time here :-) |
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Likewise, E Doc..... thanks for your thoughtful thread and "patience"...
Humor and tolerance are two required staples for any diet including this Nomad board....
I wouldn't advise reciting this to one of your patients in dire striagts, but as my old friend and Baja introducer, Jack Corbin (RIP) used to say "No
point in taking life too seriously, as you'll never get put of it alive.". He proved himself right, I suppose...
Its all just stuff and some numbers.
A day spent sailing isn\'t deducted from one\'s life.
Peace, Love, and Music
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Alm
Ultra Nomad
Posts: 2747
Registered: 5-10-2011
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OK, not everybody lives in North Baja, so question is still the same - any good private hospital in South Baja. Stroke, heart attack, complicated
injuries etc.
Also, correct me if I'm wrong, "insurance that requires you to get care in specific places" is not very common. Even if evacuation plan limits your
choice to the nearest hospital that is technically "capable of", most private medical plans don't have such restrictions. There are some plans with
Preferred Provider, but even then you can go to another provider, losing 20% out of 100% coverage. I do, however, recall membership-type plans
covering outpatient visits like GP, diagnostics etc, tied to specific hospitals in North Baja - but those are not really "medical insurance".
Anyway, Bupa, Liaison, and many others don't force you to go to a specific places, at least I didn't find anything in their fine print.
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captkw
Ultra Nomad
Posts: 3850
Registered: 10-19-2010
Location: el charro b.c.s.
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Mood: new dog/missing the old 1
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la paz
I had a good doctor at fidee paz,, the purple place, south of wal-mart,,north of the old C.C.C. recommend highly...K&T
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Oso
Ultra Nomad
Posts: 2637
Registered: 8-29-2003
Location: on da border
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Mood: wait and see
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FEMA evacuation plan: Run, mother____er, run.
IMSS: Importa Madre Su Salud.
ISSSTE: Inutil Solicitar Servicios, Solo Tenemos Entierros.
All my childhood I wanted to be older. Now I\'m older and this chitn sucks.
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Alm
Ultra Nomad
Posts: 2747
Registered: 5-10-2011
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| Quote: | Originally posted by Oso
FEMA evacuation plan... |
 The talk was about private emergency ambulance (including air ambulance)
like Med Jet, DAN etc. Mostly MJ, because other plans don't offer choice of a hospital. They are all relatively inexpensive, especially when compared
to real cost of air ambulance, but they are just standalone evac plans - no treatment plan included.
Possible scenario of tsunami or hurricane in Baja with little or no chance of getting any air ambulance, be it private or not, is interesting, though
beyond the scope of this topic, I guess.
[Edited on 1-2-2012 by Alm]
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Islandbuilder
Senior Nomad
Posts: 555
Registered: 11-9-2011
Location: nob
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Mood: bewildered
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| Quote: | Originally posted by Alm
| Quote: | Originally posted by Oso
FEMA evacuation plan... |
The talk was about private emergency ambulance (including air ambulance)
like Med Jet, DAN etc. Mostly MJ, because other plans don't offer choice of a hospital. They are all relatively inexpensive, especially when compared
to real cost of air ambulance, but they are just standalone evac plans - no treatment plan included.
Possible scenario of tsunami or hurricane in Baja with little or no chance of getting any air ambulance, be it private or not, is interesting, though
beyond the scope of this topic, I guess.
[Edited on 1-2-2012 by Alm] |
I've heard that the private hospital in La Paz is excellent.
A friend who was on their boat in San Carlos had a GI bleed, very serious stuff, and want to the local clinic in Guaymas where the doc very quickly
decided that the problem was beyond their capability, and told my friend to get north.
They had DAN evacuation insurance, and they covered everything, air ambulance, ground ambulance to get the wife to Tucson, and then after surgery and
a couple of weeks in ICU, to fly her to Seattle where she was closer to home! Very impressive service!
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Islandbuilder
Senior Nomad
Posts: 555
Registered: 11-9-2011
Location: nob
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Mood: bewildered
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One observation, if there's a major tsunami event in Baja, it's very likely that there's been one NOB as well. We'll ALL be in the stone age for at
least a few days. We should all be trained and prepared to go it alone for a few days regardless of where we live.
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Hook
Elite Nomad
Posts: 9011
Registered: 3-13-2004
Location: Sonora
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Mood: Inquisitive
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| Quote: | Originally posted by Roberto
| Quote: | Originally posted by Hook
Based on Megano's story and Dennis' knee jerk reaction, maybe you blokes dont have ANY decent health care over in northern Baja.
But I dont see anything tangible that reflects badly on Seguro Popular. It is insurance, not care. You guys are dissing care. GOOD insurance can still
yield bad care, if you go to the wrong place. |
Actually, it is insurance that requires you to get care in specific places. And THAT is the problem. |
Even when I worked, I couldnt afford insurance that let me go WHEREVER I wanted. Even PPOs dictate who you're gonna see, although a larger pool.
Between HMOs and PPOs, that probably covers 80% of the people who have insurance in the US. Maybe Pescador knows what the exact percentage is.
In any event, the percentage continues to drop as more employers move the cost to employees and premiums continue to rise faster than the rate of
inflation.
So, I have a lot of company with people who cant go WHEREVER they want.
People who can go WHEREVER they want are usually having their health care paid for by someone else. The rest of us can just "suck eggs", I guess.
And if it's a government employee or a corporation, trust me, the costs are still being spread out over all of us. It's in our taxes, it's built into
the products we buy. It's just a more exclusive "group" of insured who get the benefits.
Shame on the rest of US for not having that cushy govt job or white collar job.
Anybody find a list of the hospitals that accept Seguro Popular yet? I'm calling my hospital of choice tomorrow.
[Edited on 1-3-2012 by Hook]
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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List of hospitals.
There is probably one hospital per city...in Ensenada its General Hospital... | Quote: | Originally posted by Hook
| Quote: | Originally posted by Roberto
| Quote: | Originally posted by Hook
Based on Megano's story and Dennis' knee jerk reaction, maybe you blokes dont have ANY decent health care over in northern Baja.
But I dont see anything tangible that reflects badly on Seguro Popular. It is insurance, not care. You guys are dissing care. GOOD insurance can still
yield bad care, if you go to the wrong place. |
Actually, it is insurance that requires you to get care in specific places. And THAT is the problem. |
Even when I worked, I couldnt afford insurance that let me go WHEREVER I wanted. Even PPOs dictate who you're gonna see, although a larger pool.
Between HMOs and PPOs, that probably covers 80% of the people who have insurance in the US. Maybe Pescador knows what the exact percentage is.
In any event, the percentage continues to drop as more employers move the cost to employees and premiums continue to rise faster than the rate of
inflation.
So, I have a lot of company with people who cant go WHEREVER they want.
People who can go WHEREVER they want are usually having their health care paid for by someone else. The rest of us can just "suck eggs", I guess.
And if it's a government employee or a corporation, trust me, the costs are still being spread out over all of us. It's in our taxes, it's built into
the products we buy. It's just a more exclusive "group" of insured who get the benefits.
Shame on the rest of US for not having that cushy govt job or white collar job.
Anybody find a list of the hospitals that accept Seguro Popular yet? I'm calling my hospital of choice tomorrow.
[Edited on 1-3-2012 by Hook] |
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durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
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| Quote: | Originally posted by EnsenadaDr
Pescador, I think you are talking about IMSS (Instituto Mexicano Seguro Social). I am talking about Seguro Popular. There will be a meeting tomorrow
at Las Parrillas Restaurant in Chapultepec to discuss CURP, Seguro Popular, Apostilles, and other insurance options at 10 a.m. tomorrow morning, as
there have been numerous questions asked on the Punta Banda Bulletin Board concerning this topic. |
Sorry I missed the meeting. Where exactly do you go in Maneadero to show your CUSP and sign up?
Bob Durrell
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Oso
Ultra Nomad
Posts: 2637
Registered: 8-29-2003
Location: on da border
Member Is Offline
Mood: wait and see
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| Quote: | Originally posted by Alm
| Quote: | Originally posted by Oso
The talk was about private emergency ambulance (including air ambulance)
like Med Jet, DAN etc. Mostly MJ, .
[Edited on 1-2-2012 by Alm] |
I know. The word evacuation just triggered the memory of this. It's something I saw on a tee shirt. |
All my childhood I wanted to be older. Now I\'m older and this chitn sucks.
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Alm
Ultra Nomad
Posts: 2747
Registered: 5-10-2011
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Oso, - no hard feelings... I've got your point about FEMA - some good "plan" they had indeed in the Govt... Living up here at PNW coast I wasn't
affected directly by this, though keeping my fingers crossed that no big sh-t hits the fan within my lifetime. Our disaster management plans and the
entire construction industry are in the stone age, compared to Japan, so I'm not expecting anything good. Back to the topic - the chance of having
heart attack or stroke at the same time with tsunami is not very high.
Yeah, DAN works as an evacuation insurance and it is VERY cheap, but it pays for ambulance only to the closest capable hospital. Technically, a place
like Ensenada General could be considered "capable", but I'd rather not go there.
EnsenadaDr - most expat plans or extended trip plans like Bupa don't place any restrictions on choice of a hospital. They are not cheap, and are paid
by the client himself, but I don't see such restrictions there. No affiliations, and read their fine print. Group plan in some US company is a
different story.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Clinic in Maneadero...
There is an office in the Maneadero clinic...from 8-3..as a matter of fact, I am there right now!! | Quote: | Originally posted by durrelllrobert
| Quote: | Originally posted by EnsenadaDr
Pescador, I think you are talking about IMSS (Instituto Mexicano Seguro Social). I am talking about Seguro Popular. There will be a meeting tomorrow
at Las Parrillas Restaurant in Chapultepec to discuss CURP, Seguro Popular, Apostilles, and other insurance options at 10 a.m. tomorrow morning, as
there have been numerous questions asked on the Punta Banda Bulletin Board concerning this topic. |
Sorry I missed the meeting. Where exactly do you go in Maneadero to show your CUSP and sign up? |
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