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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Drivers License policy
From Geoff at Bajabound:
http://www.bajabound.com/info/policies/driverslicense.php
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durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
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Mood: thriving in Baja
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| Quote: | Originally posted by Bajajorge
Mitch Man, The insurance is called Turista Seguro. The company is Seguros Atlas. I get the insurance through a local Mexican insurance agent in San
Felipe, but there are probably insurance agents in just about any large town in Baja. I know many gringos around San Felipe that carry this insurance
for years and are happy with it. |
The DL insurance covers the driver whose name is on policy while operating any US plated auto or truck anywhere in Mexico. Many insurance companies
down here offer it for the prices stated above. Mapfre is probably the biggest and for an additional $20/year you can add up to an additional 4 names
(supposedly living with you) to that policy so that they will also be covered.
Bob Durrell
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by durrelllrobert
and for an additional $20/year you can add up to an additional 4 names (supposedly living with you) to that policy so that they will also be covered.
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Living with you in the states, that is. It isn't for residents in Mexico. That's why you have to give a US mailing address.
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Eugenio
Nomad
Posts: 206
Registered: 4-23-2008
Location: Navojoa, Son.
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With all due respect - this thread should be removed to the Baja Humor topic section.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by Eugenio
With all due respect - this thread should be removed to the Baja Humor topic section. |
Do you have time to tell us why?
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Eugenio
Nomad
Posts: 206
Registered: 4-23-2008
Location: Navojoa, Son.
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Sure didn't mean to dis anybody here Dennis - there's plenty of good information on how to get insurance in this thread.
It's just that financial responsibilty (which effectively means liability auto insurance) has been federal mexican law for like forever - It's just
that nobody ever checked unless you were involved in an accident.
As for smog checks - The DF is the gold standrd for emissions regulation - you can buy a "Pass" there for about $20. BC or BCS won't be any different.
I can't imagine that these new laws would be used for anything other than another excuse to shake people down. I guess that could be humorous - or not
- depending on the circumstances.
There are people in Mexico thinking about how to circumvent the new laws and make money in the process as we speak.
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DENNIS
Platinum Nomad
Posts: 29510
Registered: 9-2-2006
Location: Punta Banda
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| Quote: | Originally posted by Eugenio
Sure didn't mean to dis anybody here Dennis -
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Nah....you didn't. Thanks.
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It's just that financial responsibilty (which effectively means liability auto insurance) has been federal mexican law for like forever
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I've always been under the impression that insurance is not required....only suggested.
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As for smog checks - The DF is the gold standrd for emissions regulation - you can buy a "Pass" there for about $20. BC or BCS won't be any different.
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DF is a lost cause. Birds can't even live in that air.
Baja, on the other hand, doesn't have a smog problem outside of Mexicali. Even there, I'm not sure how bad it gets...if at all bad.
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I can't imagine that these new laws would be used for anything other than another excuse to shake people down.
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That was my initial observation in this thread.
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There are people in Mexico thinking about how to circumvent the new laws and make money in the process as we speak. |
Agree with that. Slimey lawyers, no doubt Thanks again.
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Eugenio
Nomad
Posts: 206
Registered: 4-23-2008
Location: Navojoa, Son.
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fwiw - Having financial liability has been federal law. For most people this means carrying auto liability insurance from an mexican insurance
company. If I'm not too lazy maybe tonight I'll find a link to the specific statute.
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Dave
Elite Nomad
Posts: 6005
Registered: 11-5-2002
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| Quote: | Originally posted by Eugenio
fwiw - Having financial liability has been federal law. For most people this means carrying auto liability insurance from an mexican insurance
company. If I'm not too lazy maybe tonight I'll find a link to the specific statute. |
The difference is that now you have to prove it to title or register your vehicle. Get caught driving without it now and you'll have your
vehicle confiscated or pay a hefty bribe
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captkw
Ultra Nomad
Posts: 3850
Registered: 10-19-2010
Location: el charro b.c.s.
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Mood: new dog/missing the old 1
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ALM
hola,happy NY..you can buy a two stoke outboard,just not in calif..... and ,,it's not due to the EPA,,rather,,it's due to CARB..just to share
the,,happyness.. I, myself,, have drove now twice ,north to get a total of three, two stroker's,,for my own vessel's....2stroke's are not dead !!
its hard to kill one !! Keith & lil tasha
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Mengano
Banned
Posts: 1238
Registered: 9-26-2011
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At the last minute, the Baja California legislature changed the requirements for a proof of insurance to renew your car registration. Now owners of
car models 2008 and newer have to show a proof of insurance to renew their license plates. Older cars do not have to show proof of insurance. The new
law requiring cars to carry liability insurance as of January 1, 2012 has not changed, it is just that they will not require any proof of insurance on
2007 and older models to renew the car registration each year.
http://www.ensenada.net/noticias/nota.php?id=23085
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Riom
Nomad
Posts: 492
Registered: 12-17-2004
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| Quote: | Originally posted by Mengano
it is just that they will not require any proof of insurance on 2007 and older models to renew the car registration each year.
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Renewed my BC plates in San Felipe today, and wasn't asked for any proof of insurance, probably because my car is a 2006 model. I was wondering why I
didn't need to show the policy.
I do have insurance anyway of course, a Mexican-issued policy (for Mexican registered vehicles only) that gives me full coverage in Mexico, USA and
Canada, including liability in each country.
For vehicles like mine that don't pay tenencia (privately owned, too cheap), the total amount payable to renew plates is now 914 pesos a year ($66),
last year it was 625 pesos.
[Edited on 2012-1-5 by Riom]
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