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LaPazGringo
Nomad
Posts: 237
Registered: 2-28-2012
Location: La Paz
Member Is Offline
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| Quote: | Originally posted by El Jefe
Why not try Citibank. They own Banamex. No fees if you use Banamex ATMs. We've been living on cash out of our Citibank checking account with the Citi
ATM card for over 8 years now and it works fine. |
Just tried an online chat with Citibank to find out more. Their response?
| Quote: | | Ashley: As you have reached Citibank US, we do not know how Mexico bank works. I would recommend you to contact Mexico Citibank. They love to serve
their customers. |
Then radio silence. Nothing after I explained I was an American citizen. They were gone.
Which account do you have?
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LaPazGringo
Nomad
Posts: 237
Registered: 2-28-2012
Location: La Paz
Member Is Offline
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Just tried applying online for the Schwab account and the best way to describe that experience is a comedy of errors.
To make a long story short, had to fill the application out twice, finally got to the very last step and they say they can't verify my identity and
that I need to download a .pdf of the application and mail it in. Click to download that document and repeatedly get "Network Error Failure."
Looks like I'm going to need to make a trip to California soon. 
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
Member Is Offline
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hmmmm, im confused. I was a long time citibank customer and switched to BofA when citibank couldnt offer me no international fees?? even at banamex?
el jefe, are you talking about atm fees and transaction fees?
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Bill Collector
Nomad
Posts: 374
Registered: 1-13-2004
Location: Buena Vista, BCS
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I withdrew 13,000 peso last week,Bank of America charged me $29.66 international fee.
This is nuts.
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LaPazGringo
Nomad
Posts: 237
Registered: 2-28-2012
Location: La Paz
Member Is Offline
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| Quote: | Originally posted by Bill Collector
I withdrew 13,000 peso last week,Bank of America charged me $29.66 international fee.
This is nuts. |
This has already cost us hundreds of dollars. 
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durrelllrobert
Elite Nomad
Posts: 7393
Registered: 11-22-2007
Location: Punta Banda BC
Member Is Offline
Mood: thriving in Baja
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| Quote: | Originally posted by Bill Collector
I withdrew 13,000 peso last week,Bank of America charged me $29.66 international fee.
This is nuts. |
My $12k Canadian hospital charge on my Citibank Visa card cost me $362 for international
fee. 
[Edited on 12-16-2013 by durrelllrobert]
Bob Durrell
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weebray
Super Nomad
Posts: 1094
Registered: 7-19-2010
Location: La Paz
Member Is Offline
Mood: lleno
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| Quote: | Originally posted by LaPazGringo
Just tried applying online for the Schwab account and the best way to describe that experience is a comedy of errors.
To make a long story short, had to fill the application out twice, finally got to the very last step and they say they can't verify my identity and
that I need to download a .pdf of the application and mail it in. Click to download that document and repeatedly get "Network Error Failure."
Looks like I'm going to need to make a trip to California soon.
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Don't blame Schwab for making the rules. In case you have been living under a flat rock, since the passing of the "PATRIOT" act, all the rules have
changed. Every financial institution is now required to verify your ID and have on file the appropriate butt print.
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oxxo
Banned
Posts: 2347
Registered: 5-17-2006
Location: Wherever I am, I'm there
Member Is Offline
Mood: If I was feeling any better, I'd be twins!
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| Quote: | Originally posted by LaPazGringo
Just tried applying online for the Schwab account and the best way to describe that experience is a comedy of errors.
To make a long story short, had to fill the application out twice, finally got to the very last step and they say they can't verify my identity and
that I need to download a .pdf of the application and mail it in. Click to download that document and repeatedly get "Network Error Failure."
Looks like I'm going to need to make a trip to California soon.
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We just completed our Schwab account set up. It took about two weeks to receive our account information. If you want a joint account, you cannot
sign up on line. You have to download the application (which we did with no problems), both parties sign it, and send it in. We needed no identity
verification other than DL # and SS #. It was really quite simple for us. If you are trying to sign up with a Mexican ISP address it may be a
problem.
suerte
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El Jefe
Super Nomad
Posts: 1027
Registered: 10-27-2003
Location: South East Cape
Member Is Offline
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| Quote: | Originally posted by willardguy
hmmmm, im confused. I was a long time citibank customer and switched to BofA when citibank couldnt offer me no international fees?? even at banamex?
el jefe, are you talking about atm fees and transaction fees?
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I'm talking about ATM fees. There are none listed on my statements when I use Banamex. And I do it a couple times a month. And have done so for years.
We use mostly cash. My retirement check automatically deposits into my Citi checking account in California and I withdraw down here in pesos.
Credit cards are another story. They charge foreign transaction fees. Although I do not use a Citi credit card, we do use the ATM card as a debit card
at the Mega store now and again. Not sure if we get charged foreign fees on that or not. Next time we go to town I'll try it and see.
Now, who knows if they are gouging me on the exchange rate or not? Or if they bury the "fee" in there. The rate has always seemed to be competitive,
but I gave up tracking it long ago.
I guess it is what it is. Too pretty a day to worry about it. But I can understand how seeing fees to withdraw my funds, especially fees based on a
percentage of funds withdrawn on any particular transaction would get my goat.
(Just checked, and no fee on debit card use at Mega grocery store.)
[Edited on 12-16-2013 by El Jefe]
No b-tchin\' in the Baja.
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LaPazGringo
Nomad
Posts: 237
Registered: 2-28-2012
Location: La Paz
Member Is Offline
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| Quote: | Originally posted by weebray
| Quote: | Originally posted by LaPazGringo
Just tried applying online for the Schwab account and the best way to describe that experience is a comedy of errors.
To make a long story short, had to fill the application out twice, finally got to the very last step and they say they can't verify my identity and
that I need to download a .pdf of the application and mail it in. Click to download that document and repeatedly get "Network Error Failure."
Looks like I'm going to need to make a trip to California soon.
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Don't blame Schwab for making the rules. In case you have been living under a flat rock, since the passing of the "PATRIOT" act, all the rules have
changed. Every financial institution is now required to verify your ID and have on file the appropriate butt print. |
I read your post twice and still have no idea what you're talking about. I blame Schwab for their website errors which made applying for an account
impossible. "Making the rules?"  Just how many times are you going to
use the phrase "living under a flat rock" in one thread?
I swear this is the prickliest bunch of people I have ever encountered anywhere. I've never witnessed a group that so consistently goes out of their
way to be obtuse and downright unfriendly for no apparent reason.
[Edited on 12-16-2013 by LaPazGringo]
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chuckie
Elite Nomad
Posts: 6082
Registered: 2-20-2012
Location: Kansas Prairies
Member Is Offline
Mood: Weary
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Maybe because you have been beating this dead horse for months? It is what it is, deal with it and stop whining.....
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
Member Is Offline
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| Quote: | Originally posted by LaPazGringo
| Quote: | Originally posted by weebray
| Quote: | Originally posted by LaPazGringo
Just tried applying online for the Schwab account and the best way to describe that experience is a comedy of errors.
To make a long story short, had to fill the application out twice, finally got to the very last step and they say they can't verify my identity and
that I need to download a .pdf of the application and mail it in. Click to download that document and repeatedly get "Network Error Failure."
Looks like I'm going to need to make a trip to California soon.
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Don't blame Schwab for making the rules. In case you have been living under a flat rock, since the passing of the "PATRIOT" act, all the rules have
changed. Every financial institution is now required to verify your ID and have on file the appropriate butt print. |
I read your post twice and still have no idea what you're talking about. I blame Schwab for their website errors which made applying for an account
impossible. "Making the rules?" Just how many times are you going to
use the phrase "living under a flat rock" in one thread?
I swear this is the prickliest bunch of people I have ever encountered anywhere. I've never witnessed a group that so consistently goes out of their
way to be obtuse and downright unfriendly for no apparent reason.
[Edited on 12-16-2013 by LaPazGringo] |
 I think it was bajabuddha that called em "gawd danged old women with testicles"! anyway I just opened a schwab account, seemed pretty straight
forward, I did use one of those virtual IP gizmos, dont know if was necessary?
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weebray
Super Nomad
Posts: 1094
Registered: 7-19-2010
Location: La Paz
Member Is Offline
Mood: lleno
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| Quote: | I read your post twice and still have no idea what you're talking about. I blame Schwab for their website errors which made applying for an account
impossible. "Making the rules?" Just how many times are you going to
use the phrase "living under a flat rock" in one thread?
I swear this is the prickliest bunch of people I have ever encountered anywhere. I've never witnessed a group that so consistently goes out of their
way to be obtuse and downright unfriendly for no apparent reason.
[Edited on 12-16-2013 by LaPazGringo] |
Touchy, touchy son. I was not taking a shot at you, merely commenting on what the problem might be. BTW, we also had no problem setting up a Schwab
bank account, without id verification when we caught wind of B of A's plans to change the rules. We did, however, already have a brokerage account.
We have never had any problems with Schwab's website, it is possible there was some sort of connection problem. Although we all know that Carlos Slim
tries his hardest, sometimes there is a slight dropout. When this happens, especially when using a high security connection, the whole process goes
south. PS Looks like you're living under the same flat rock (The Puerto de illusion) as us.
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beachbum1A
Nomad
Posts: 442
Registered: 6-17-2006
Location: Punta Banda, BC
Member Is Offline
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I too opened a Charles Schwab account. When my ISP indicated that I lived in Mexico they requested that I come to So Cal to provide positive
identification to complete the process.
Just do it!
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
Member Is Offline
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| Quote: | Originally posted by beachbum1A
I too opened a Charles Schwab account. When my ISP indicated that I lived in Mexico they requested that I come to So Cal to provide positive
identification to complete the process. |
I guess it was necessary to use a VIP. tunnelbear works fine 
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LaPazGringo
Nomad
Posts: 237
Registered: 2-28-2012
Location: La Paz
Member Is Offline
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Yes, use a VPN for sure. As reported, when I tries to apply online I was held up and assumed nothing went through. Well, I just got a call on my Skype
number here in La Paz and it was a Schwab rep following up with me to help me get the account set up. He said due to identity theft, applications from
outside the US are not acceptable and I need to mail it in. So he's emailing it to me and I'm going to have to figure out a way to mail it.
He did confirm to me NO INT'L FEES OF ANY KIND. No ATM or Transaction Fees of ANY KIND. If an ATM quotes a fee, proceed with the transaction and then
it's promptly refunded.
If you'd like to talk to this guy he gave me his direct number.
Richard @ 888-774-3755
[Edited on 12-17-2013 by LaPazGringo]
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
Member Is Offline
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the banking is tied with a brokerage account you must sign up for, correct? or did I F-up?
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weebray
Super Nomad
Posts: 1094
Registered: 7-19-2010
Location: La Paz
Member Is Offline
Mood: lleno
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I'm not sure if you can open a bank acct. without a brokerage acct. but I AM sure that if you call the number *LP gringo* just gave out, or if you go
to their website, you can talk to a rep. PROMPTLY. BTW we also use a proxy server. "Strong VPN" at about fifty bucks a year it just may be the best
coin I've spent all year. It opens up Hulu, Netflicks, BBC, 'Mercian TV etc. etc. But the real bonus is you eliminate all the Mexican search
results.
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willardguy
Elite Nomad
Posts: 6451
Registered: 9-19-2009
Member Is Offline
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But the real bonus is you eliminate all the Mexican search results.
certainly a plus on some of the "less savory sites"
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tjsue
Senior Nomad
Posts: 520
Registered: 4-12-2013
Location: San Diego
Member Is Offline
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| Quote: | Originally posted by LaPazGringo
Yes, use a VPN for sure. As reported, when I tries to apply online I was held up and assumed nothing went through. Well, I just got a call on my Skype
number here in La Paz and it was a Schwab rep following up with me to help me get the account set up. He said due to identity theft, applications from
outside the US are not acceptable and I need to mail it in. So he's emailing it to me and I'm going to have to figure out a way to mail it.
He did confirm to me NO INT'L FEES OF ANY KIND. No ATM or Transaction Fees of ANY KIND. If an ATM quotes a fee, proceed with the transaction and then
it's promptly refunded.
If you'd like to talk to this guy he gave me his direct number.
Richard @ 888-774-3755
[Edited on 12-17-2013 by LaPazGringo] |
If you can get it to me in Tijuana, I can mail it for you when I cross the border.
[Edited on 12-17-2013 by tjsue]
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