| Pages:
1
2 |
Don Alley
Super Nomad
Posts: 1997
Registered: 12-4-2003
Location: Loreto
Member Is Offline
|
|
OK, so for an American owned, Baja-based car, is there a convenient web-based insurer that can write short policies to cover several days in the USA?
To avoid the cost of an annual US policy?
|
|
|
vandenberg
Elite Nomad
Posts: 5118
Registered: 6-21-2005
Location: Nopolo
Member Is Offline
Mood: mellow
|
|
| Quote: | Originally posted by Don Alley
OK, so for an American owned, Baja-based car, is there a convenient web-based insurer that can write short policies to cover several days in the USA?
To avoid the cost of an annual US policy? |
No, at least we couldn't find one.
This spring, Comitan referred me to an insurer in Ensenada. After we signed on for a week in California, prepaid, found out that it's only for Baja
plated vehicles. Took 6 months and a kazillion calls to get the money back. Found a Farmers agent in San Diego, who was willing to write a week's
policy.
Expensive, but convenient. Likely need a Ca. drivers licence though.
|
|
|
BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
|
|
Hello Vandenberg,
We recommend that if you have an FM-3 you should also have a "Resident Use" policy.
In regards to a short-term policy for the states, I don't think there is anything out there for U.S. plated vehicles. I am doing some research on how
useful a "Lay-Up" endorsement might work in this situation. In this situation, your U.S. policy would carry the bare minimum amount of coverage while
your vehicle is in Mexico. When you plan to come up to the U.S. you would contact your insurer to get the policy limits raised to your regular
coverage for the period of time you need. I am not sure of the costs involved, or what companies can do it, but it is worth looking into. I will let
you know what I find out!
|
|
|
David K
Honored Nomad
Posts: 64859
Registered: 8-30-2002
Location: San Diego County
Member Is Offline
Mood: Have Baja Fever
|
|
| Quote: | Originally posted by BajaGeoff
Actually David, we do sell "Resident Use" policies for those that will be living full time in Mexico, or leaving a US plated car there permanently.
Genworth Seguros (formerly GE Seguros) offers "Resident Use" policies at the same price as the "Tourist Use" policies, which is a nice feature, as
many companies tack on an additional surcharge for the "Resident Use".
We also offer "Business Use" policies as well, for people who travel into Mexico for work. |
I figured as much Geoff... that's why I said "the kind you usually sell (to folks like us)"... Glad you popped in and verified you offer the other
kinds, as well!!
|
|
|
Russ
Elite Nomad
Posts: 6742
Registered: 7-4-2004
Location: Punta Chivato
Member Is Offline
|
|
Thanks Geoff, Nice to have an answerman handy. Will look for you in April when my policy ends.
|
|
|
| Pages:
1
2 |
![[*]](images/xmbforum/default_icon.gif){kind=icon}
