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Author: Subject: Credit Card fraud
El Camote
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[*] posted on 12-17-2008 at 10:00 AM


I received a letter from a hotel I had stayed in several years ago. Their credit card files had been hacked and they were being proactive by warning everyone who'd been on the list. You've got to appreciate a merchant who takes that extra step - can't do anything to help their bottom line.

Checked with the credit card company and there had been no unusual charges but played it safe and cancelled the card anyway. My info. could be floating around for many years before it was utilized.




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Bajahowodd
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[*] posted on 12-17-2008 at 11:03 AM


Thanks for the contact info, fdt. I will follow up.

I realize that this sort of thing happens worldwide. I suppose my wanting to share this particular situation arises from my disappointment, inasmuch as I have always tended to deal with family-owned long-standing reputable businesses, such as the ones I mentioned in my initial post.

Many of the posts help to confirm to me that the transaction had to have happened at Rey Sol, because that was the only place where the credit card left my sight, let alone, the room. Really hard for someone to swipe your card into a illicit reader while you're standing there watching.
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[*] posted on 12-17-2008 at 11:05 AM


Good, I'll pass on the info.



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C-Urchin
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[*] posted on 12-17-2008 at 11:25 AM
Credit Card Fraud


Reminds me of Jamaica!
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[*] posted on 12-17-2008 at 11:34 AM


If I use a card anywhere (and I travel internationally for scuba), I ALWAYS and only use American Expess or cash. Amex answers the phone anywhere in the world and they fix your problem on the spot. I got a card replaced once in Singapore in 2 hours delivered at my hotel!

Of course good old pesos are they way to go!
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[*] posted on 12-20-2008 at 12:14 PM


Wanted to follow up. Thanks to fellow Nomad Fernando, and Juan Saldana, I received an e-mail from Jean Loup Bitterlin, owner of El Rey Sol. He requested additional information, as well as sharing the he, himself has been victimized by credit card fraud. I learned something in the process of sharing the additional information. Sr. Bitterlin advised me that they usually use wireless card sliders and process the transaction at the diners' table, but their machine was broken. Hence they had to swipe the card away from the dining room. Having saved my receipt, when I retrieved it to provide info to Bitterlin, I noticed that unlike most receipts I recall, this one contained my complete credit card number, and of course, my name. My experience has been that the number on receipts is a series of X's with only the last four digits showing. Don't know if it's of any consequence, but for me, in the future, if I ever receive a receipt with the complete number on it, I will immediately confiscate both copies and demand the transaction be voided.
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[*] posted on 12-20-2008 at 12:30 PM


Quote:
Originally posted by karenintx
We are part-timers in Cabo and use our cards everywhere. So far no problem but then that could change at anytime.


We are full timers in Los Cabos and rarely use a credit card even though we have the Capital One card. We just pay cash (pesos) and sleep better at night.
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[*] posted on 12-21-2008 at 12:53 PM


I think a lot of this fraud continues because credit card companies deal with it simply as a "cost of doing business." More reasons for big fees!

A number of years back I returned my rental car at the El Paso TX airport, inspected it as I always did before turning the keys in, and a week later received a letter from the car rental company with a photo and a claim for damage.

Called the CC company and they told me not to worry as I was covered because I had used my CC to rent the car. I protested that it was fraud and the rep. said "happens all the time. No big deal." To my knowledge, no action was taken with the authorities.
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fdt
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[*] posted on 12-21-2008 at 06:43 PM


Bajahowodd;
While I'm sorry you whent thru this bad experience, I am glad to hear that you are getting a response from the Rey Sol and hopefuly it does not discurrage youre future visits to Baja California.
BTW would you like to help the toy drive :saint:

http://forums.bajanomad.com/viewthread.php?tid=35415




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Bajahowodd
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[*] posted on 12-21-2008 at 08:54 PM


Fernando-
No way. Been traveling there since 1985. Must say, however, kinda thought I 'd get an offer of a free dinner!! lol
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[*] posted on 12-21-2008 at 10:37 PM


Hey, free tamales and Rosca de reyes on Jan 4th. Got Toys?



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Bajahowodd
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[*] posted on 12-24-2008 at 06:06 PM


Just wanted to make certain everyone knows that Sr. Bitterlin, owner of El Rey Sol has been very gracious during this matter. He has turned over the information about the ID of the perpetrator to the local authorities. He also researched the receipts and sent copies to me. By the way, the woman caught in Nordstrom in Orange County pled guilty.
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[*] posted on 12-24-2008 at 06:42 PM


Great, Merry Christmas.



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Bajahowodd
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[*] posted on 1-10-2009 at 12:25 PM


Thought you might get a chuckle out of this. Have completed forms with the card issuer. Got greater detail. The Ensenada woman was using a clone credit card that actually had my name on it. My name is Howard- don't think anyone could confuse that as female. According to the records, she was able to purchase two separate gift cards at Westminster Mall for $1500 apiece. Later, she goes to Nordstrom and tries to make a $40 purchase. That's where she gets caught by security and I get a phone call. Crazy how she can get away with $3,000 without anyone blinking an eye, but gets caught over $40.
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