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coho
Junior Nomad
Posts: 43
Registered: 5-6-2009
Location: bahia concepcion
Member Is Offline
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Thanks BigWoo. They... Multinational... seem to be a good fit for me as well. LOTS cheaper than a US policy that doesn't cover me in Mexico. Now I am
zeroing in on a good plan for health care. If I can gain access to IMSS...I can use them for smaller problems as they have no deductibles. An
additional international plan for major emergency coverage wherever I am located worldwide, the States or Mexico. Total cost for both providers will
come in at about 35% of what I am currently paying in the States. Not bad. Hope they approve us at IMSS next week after the exam!
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BigWooo
Senior Nomad
Posts: 579
Registered: 1-2-2007
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Glad you can use it. I've spent countless hours researching insurance options trying to find a good policy we could afford. I found this link to
have a lot of options:
Expatriate Insurance
I've waded through just about all of them, and for us I think the link listed above works best, but it seems like there's something for just about
anyone somewhere on this page.
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cantinflas
Junior Nomad
Posts: 75
Registered: 2-4-2009
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My wife daughter and I all have IMSS ins. When we were in the trial period they tried everything they could to reject us. After many frustrating
dealings we finally had a sit down with the head Doc and administrator. Once they discovered the three of us were all Mexican citizens they explained.
Seems there were so many gringos (U.S. and Canada) applying for it in our area they were encouraged by higher ups to deny as many as possible. This
was mainly due to the fact most of these gringos were lying about pre existing problems an example being one said gringo must a forgot he had a
pacemaker. This was a year ago.
Thank God we were not denied as my wife has been the IMSS hospital here for a week now with pneumonia. It has'nt been the best medical experiance of
our lives but she is recovering.
[Edited on 5-8-2009 by cantinflas]
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bajabound2005
Ultra Nomad
Posts: 2762
Registered: 10-15-2005
Location: Punta Banda, BCN
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Mood: words cannot describe...
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Cantinflas -- where is "our area"? That would be helpful information.
Friends don't let friends drink white zinfandel.
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jorgie
Nomad
Posts: 430
Registered: 8-25-2006
Location: on another road,again
Member Is Offline
Mood: on the road....again,again
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an unabashed BUMP.......needs more info via input . much thanks to all .
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Keri
Super Nomad
Posts: 1393
Registered: 10-31-2002
Location: La Mision, Baja Norte
Member Is Offline
Mood: muy contento
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Coho, Did you ever get signed up. Please let us know how it went,k
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coho
Junior Nomad
Posts: 43
Registered: 5-6-2009
Location: bahia concepcion
Member Is Offline
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Keri, Second visit to IMSS office in Sta. Rosalia we found out that the whole procedure of registration only take a few hours from start to finish.
First the paperwork: gringos need a copy of FM3 and small photos for the card to be issued. After that, a brief visit with the doctor which does not
involve a blood test. Pre existing conditions will be discussed with the doctor. If the doctor accepts you and your partner....must be two involved,
the card is made up, after payment is received. Sound pretty straight forward. Because of time constraints, we decided to sign up in October upon our
return. In the States, I will sign up with Multinational or another of the several choices given here on the board. Upon acceptance of that health
plan, I will go ahead and cancel my stateside insurance. Will update as we move forward.
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BMG
Super Nomad
Posts: 1776
Registered: 6-10-2007
Location: La Paz / Bahia Asunci�n / Away from home
Member Is Offline
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| Quote: | Originally posted by coho
Keri, Second visit to IMSS office in Sta. Rosalia we found out that the whole procedure of registration only take a few hours from start to finish.
First the paperwork: gringos need a copy of FM3 and small photos for the card to be issued. After that, a brief visit with the doctor which does not
involve a blood test. Pre existing conditions will be discussed with the doctor. If the doctor accepts you and your partner....must be two involved,
the card is made up, after payment is received. Sound pretty straight forward. Because of time constraints, we decided to sign up in October upon our
return. In the States, I will sign up with Multinational or another of the several choices given here on the board. Upon acceptance of that health
plan, I will go ahead and cancel my stateside insurance. Will update as we move forward. |
Didn't quite work like that for us in La Paz.
Paperwork - I have FM3. Ana is a citizen. We supplied small photos for ID card.
Brief visit with nurse - She asked a few questions, wrote down our height and weight, took our blood pressure and did take a finger prick blood test.
Pre-existing and current medications - We had an appointment with a doctor and discussed these.
Issuing ID cards - When we went in to pay the premiums and get our cards, we were told that we had been turned down as explained in post above.
Everything went vary smoothly right up until we were told no.
I think the world is run by C- students.
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