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Author: Subject: What New Health Care Ruling Means For Ex-Pat Californianos
Hook
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[*] posted on 7-1-2012 at 08:02 AM


My insurance DOES cover accidents like you describe in the US. And we do travel the US a couple times a year. I just cant go to the US for treatment of something discovered. Well, I could get insurance that allows me to do that from the company I'm with but it would be too expensive.

There are lots of insurance companies that write policies that exclude getting treated in the US because it's so expensive to be treated there. The company doesnt want to pay for the treatment and the insured cant afford the premium.

Maybe this will qualify for coverage in the US and exempt us from the 1% tax in 2014.




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Santiago
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[*] posted on 7-1-2012 at 08:29 AM


In any large and difficult omnibus legislation, the way the program ends up is far different from the the way it was first enacted; the ACA will be no exception if it survives the first few years. It will get tweeked as things that don't work well are removed and those that do are pushed to the forefront. I don't think a year goes by that SS, Medicare, Farm Bill etc gets modified in some way.
I suspect in putting the bill together, no one thought of Hook's particular situation, it must be a small subset of Americans. I think Hook has covered his bases and agree that he shouldn't be subject to the fee/penalty/premuim/tax, whatever you want to call it. I will go weed-diving today and see if I can come up with something.
Do Canadians ever have these discussions?????
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Santiago
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[*] posted on 7-1-2012 at 08:35 AM


Ridge, really, you've just wiped out everyone's monitor. Again.
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DavidE
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Mood: 'At home we demand facts and get them. In Mexico one subsists on rumor and never demands anything.' Charles Flandrau,

[*] posted on 7-1-2012 at 09:39 AM


"Paid By Someone Else" Like me $103,000+ in federal taxes 1981 alone.

Like me, 1991, $645,000 in liquidated assets to pay hospital bill because insurance said I had "moved from Nevada to California" disqualifying me".

Like me, paying $200,000+ since then until Medicare kicked in.

Got neeewwwsss for you. Had I not had Medicare + supplemental insurance a year ago, a hospital would have set my broken arm / hand and NOT had to have to install a titanium plate or reconstruct surgery. Unless of course you would like to argue this with the California health care system to see what is and what isn't covered by a "Get in an accident and it's all free" medical treatment. The hospital releases you when it can be proven in a court of law that by doing so, it has not put your life in danger. People that go to the emergency room with sniffles, are shunted OUT, quickly, and the public hospital charges full-bore as a write-off. The FIRST thing they ask is DO YOU HAVE INSURANCE? This determines the level of treatment. Want to go after a fight? Go after a constitutional amendment that repeals the notion that a child of undocumented residents AUTOMATICALLY gains US citizenship which shields the family from deportation. Hundreds of babies are born every day at public expense, and the undocumented know the citizenship law by heart. They count on it. They pray over it. The women get pregnant with a vengeance over it. But, the effort will never go there. It will remain rooted like a hog in slop over a piddly-ass issue of sharing health care expense. I do not know how many of you were alive and worked in the 50's and 60's when the USA had REAL income taxes? I cannot believe how spoiled and self-centered young people have gotten. We old farts worked our ass off, got taxed all to hell, the infrastructure got built, like freeways and hospitals, and the next generation comes and says, "Oh hell no! There is no way we are going to do the same thing as the generation before us and think about the elderly!"

Health care is a quagmire, because politicians run it. Oh hell yes, let's all pay attention to the fire and forget about the arsonist.

The system, like the standard of living is being BLED TO DEATH by elements that suck all the money out without contributing a damned thing. Of course you wouldn't THINK about how many tens of billions of dollars our congressional royalty enjoys in unique, and gold-plated federal health care programs they enjoy, now would you? You can't get it, only they have it. And they decide what works for their constituents. No! Oh hell no! Let's argue about health care for us!

Sonny, it's all about hypothesis and taxes until you need it. Health care that is.




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