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Author: Subject: No FMM = Invalid Auto Insurance ???
David K
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[*] posted on 6-29-2016 at 08:58 AM


Quote: Originally posted by BajaMama  
Personally I love the whole Baja experience. I like stopping at the border to get my FMM stamped. The agents are so serious I make it my mission to get smiles out of them. I like the soldiers at the check points (I have been giving gifts of American chocolate candy - the only check that refuses the gift was San Ignacio). They are respectful and nice and always ask about my dog. It is especially funny because my father in law, who I follow when we drive home, always tells them something about me which I can't figure out. All I know is that they are always laughing and smiling when I drive up for inspection. In turn I respect Mexico and its' laws. So far I have never had trouble.


Perfect attitude! The best way to enjoy a Mexican vacation is to blend as much as you can with the way it is done there.




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sancho
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[*] posted on 6-29-2016 at 10:38 AM


Quote: Originally posted by UnoMas  
Even though your insurance company say your insurance is valid without a visa does anyone know about an accident with an injury or fatality. Even though you might get your car fixed how would being in Mexico illegally play with the laws in Mexico?









I'm highly sceptical of Ins Co's, Mex Ins Co's included. I see them looking for a way out, either thru fine print, which many
ploicy holders don't read. The adjusters that respond, are not
employees of a particular Ins Co, but work with many Co's.
The US brokers don't have the final say. the Mex Ins Co's do. Many Mex cops responding to an
incident, if given the chance. are not above soliciting mordida.
Never did understand the intentional avoidance of Mex regs,
laws
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mtgoat666
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[*] posted on 6-29-2016 at 12:39 PM


The thought of not carrying a valid visa while in mexico has never crossed my mind



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daveB
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[*] posted on 6-30-2016 at 10:49 AM


So, pedestrians heading for the TJ area are now made to buy the FMM? Is this new? We have crossed many times at El Algodones, and for some years past one could not readily figure out even if you were in Mexico yet. Quite a nice way to "greet" visitors to your country I thought. Leaving was a bit different, show your passport at US Customs after waiting in line, for us we never waited longer than two hours. We used to get on a bicycle rig that could carry four people up to the road entrance, where everyone needed to show their passports, including the Mexican driver, and we got off without going through a long line. They stopped doing the bicycle thing two or three years ago.
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sancho
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[*] posted on 6-30-2016 at 11:18 AM


Quote: Originally posted by daveB  
So, pedestrians heading for the TJ area are now made to buy the FMM? Is this new?










All peds entering TJ at the newer ped entrance into TJ, on the
east side of Hwy 5, on the east side of the US Customs bldg
will get the free 7 day fmm or the 180 fmm to enter TJ. Those
without passports escorted back to the US, they claim if the line coming in is overly long, they will let tourists in without the fmm. There are 6 desks where one gets an fmm. I understand one can walk into Mexicali for the day without an fmm, TJ appears to be the only crossing with such ped control. Vehicles into TJ are not
stopped, I assume due to lack of space and manpower to
enforce the newer fmm regs













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daveB
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[*] posted on 7-1-2016 at 10:11 AM


Sancho, gracias for the info!
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willardguy
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[*] posted on 7-1-2016 at 10:20 AM


kind of related....here's a nice video about the new west pedestrian northbound crossing, from our friends at talkbaja.....

https://www.youtube.com/watch?v=BhcGbzMY-4o&feature=shar...
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SFandH
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[*] posted on 7-1-2016 at 11:42 AM


thanks
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Babsy
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[*] posted on 7-2-2016 at 10:51 AM


It is my understanding that Mexican Auto Insurance for non Mx national cars are auto tourist policies. So, you must have a valid FMM o for be insured. Somewhere on your policy it should state this. If you buy Mx. insur and are not in the country legally you just wasted the money you spent on insurance and you are not covered.
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