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wessongroup
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Can only say, thanks for all the shared information on Baja Real Estate... simply an outstanding thread ...
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ramuma53
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Wooosh
The federal zone is according to the law:
{When the coast has a beach and the solid ground beside the beach has a natural slope of less than 30 degrees, a Federal zone will be measured
starting on the first solid ground and measuring 20 meters inland.}
That is the law, but let’s now interpret it.
That mean that Federal Zone exist only where the coast has a beach.
That mean that the Federal zone exist only if the solid ground beside the beach has a less than 30 degree slope.
The Federal Zone will be measured starting from the highest ocean water´s level, measured on NORMAL CONDITIONS (That mean not during a storm or
extreme high tide)
Those are two conditions that the law has so the Federal Zone exists and that mean that if those conditions does not exist, the Federal Zone will not
be measured and established.
In your case the coast has a beach and the slope has less than 30 degrees, so a Federal Zone must exist starting from the highest water level during
normal conditions.
Technically, when the Federal Zone is measured, it is measured by an official team, usually a very efficient team (usually because in North Baja the
work is spotless but in South Baja it was a sloppy work that sometimes goes 60 mts. inland.).
Then official markers are put in the ground but very usually those markers are destroyed by extreme waves or vandalism, but where they exist in North
Baja, they are exact to the millimeter and used normally by the professional topographical teams to establish official position and that mean that you
can reference a land lot in any place measuring its position related to those markers.
That mean, that the Federal Zone, once measured and published on official maps, becomes a mathematical reference and you can find the position of any
official marker with a precision of 3 millimeters.
That mean in your case that the Federal Zone, exist as a theoretical line, that is a legal limit to that Federal Zone, but that line was established
and measured in 1976 when the official plans for the Federal Zone in that area were published by the Federal Government.
Now a practical problem comes in to play, in 1976, the coastal line was different, the CFE breakwater has modified the coastal line while the
Theoretical line has not moved at all to reflect the new limits for the coastal line.
The law has not changed and it keeps defining the Federal zone in that area the same way (in 1992 the law changed and the Federal Zone does not exist
beside cliffs because they have a slope of more than 30 degrees) and now we have a disagreement between the Zone measured in 1976 and the Zone that is
inside the theoretical line limit for the Federal Zone in 1976.
Your concession was granted only a few years back while the Cadastral limits were established long time ago and measured according to the 1976
theoretical Federal Zone.
That mean that the building was built according to the theoretical Federal Zone limits while your concession was granted according to the actual
limits and there is a disagreement between those two lines that is being exploited by the building to allow it to exist there while the local Federal
Zone does not want to see the disagreement.
What to do? There are official procedures to modify the theoretical lines and make them agree with reality and that mean that the Federal Zone
authorities must modify the Federal Zone works and publish the results so everyone know where the real coastal line is to 3 mm in rescission.
That is known as Ground invaded by the sea modifications, but as you know, to modify all those plans on a regular basis, is an endless job and a very
costly job for the government, so they do not do it, unless somebody ask for them.
That is your case, you must ask for that theoretical line to be modified and put where it agree with reality and that will put the building inside the
ocean and on Marine Zone, not Federal zone and you cannot build in Marine Zone.
[Edited on 9-7-2011 by ramuma53]
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Woooosh
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Thanks Raphael. What is the process to request the theoretical line to be moved to create a real line? Logic would say the request would be
automatic- when someone requests a concession for the Federal Zone, so the actual line could be determined for the title being considered. We did
request by way of a signed photo showing water in the street, for the line to be moved- and that line is reflected in the concession we were granted.
But if that is not a "real" line, what do we file to make it one- a denuncia for the condo tower?
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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ramuma53
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When you request the concesion, they must survey the site, but obviously they went the easy way and just measured it, without correcting the official
and public ZFMT boundaries according to the law and present coastal line.
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Woooosh
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I can't be the first person since 1976 to ask for a survey for the FMZ line to be moved in central Rosarito Beach east towards land and then back 20
meters to establish the true Federal Zone. In all of Rosarito, I am the first one? Can't be.
Maybe the survey teams are busy? 
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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Woooosh
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http://rosaritoenlanoticia.blogspot.com/2011/09/palco-de-pre...
By Gilberto Lavenant
Yesterday, Wednesday September 7, something happened that big surely benefit the inhabitants of the municipality of Playas de Rosarito, Presiding
Javier Aguirre Robles. This was in the Riviera Cultural Center of Ensenada.
In the plenary session of the Twentieth Legislature, chaired by Mr. Carlos Murgía Mejia presented a Point of Agreement, to integrate an Investigating
Committee that investigates all that is necessary to check the irregularities, abuses and crimes committed unscrupulous individuals who hold as owners
of Playas de Rosarito. Yes, although they Surprisingly, using legalistic tricks, surprising unsuspecting, and taking advantage of good faith, in some
cases, and buying intentions, in other two groups vivales have been engaged in robbing the rosaritenses and residents south of Tijuana. This is an
area of more than 19,000 acres, whose title was issued on July 30, 1879 by President Porfirio Diaz, on behalf of "Joaquin Machado, brothers and heirs
of Manuel Machado." The only true owner of the property, which sits almost the entire town of Playas de Rosarito and a part of Tijuana, died in
November 1910. Since then, cases have been reported in three trials to win intestamentarios Rosario, and fourth in 2000, for 9 people Machado Valdez
surname, so gruesome and irregular. Those who have observed the actions of the dossier on these sequences accumulated detected with ease the many
irregularities that were incurred, as the present Rosarito Beach as a vacant property, a 19.300 acre desert ranch, with a plan certified by Mario
Zepeda Herrera, being official cadastre Beaches Rosarito, who incidentally is currently serving as Director of Cadastre XX City of Tijuana, and an
appraisal on El Rosario, or Rosarito Beach, which states that no buildings of any kind. The expert in all this was a certain Cecilio Pintado, in case
you know, cuéntenselo who will have more confidence. It's dangerous. This issue is not new, many people have been robbed by these vivales taking
advantage of the ignorance on the subject have many rosaritenses. The "negotiations" begin demanding 50% of the land, deceive them by inviting them to
joint venture contracts and finally stripped of all its properties. It is aware Governor Jose Guadalupe Osuna Millan, and has not done anything about
it. He knows too Francisco Blake Mora, Secretary of the Interior, and has not done anything. The former mayor of Rosarito, Hugo Torres, had extensive
knowledge of it, but apparently "negotiated" not messing with the thugs in exchange that does not affect its properties. Two former mayor, José
Enrique Díaz Félix and Antonio Macias, are partners or employees of the robbers. There is evidence of it and that we will discuss in the next few
days. The issue was raised in recent days to the Deputy Julio Felipe García, coordinator of the parliamentary faction of the PRI in the state
congress, who, seeing the gravity of things, exposed him to fellow legislators Wednesday presented the corresponding Point of Agreement by the
Representative David Lozano. The approving vote was unanimous. In these schemes, which are not anything, because it speaks of amounts to several
million dollars in each case, involving two groups. On the one hand, the alleged heirs of Joaquin Machado and suspected his brothers, who accounted
for several damage Jaime Armando López Ferreiro. In the other group appears at the head Ramirez Pedro Campuzano, son of architect Pedro Ramirez
Vazquez, who takes refuge on a letterhead of a company called Moreno and Company. Among the lawyers in this group are Oscar Tellez Ulloa, Francisco
Contreras, Alfredo Alvarez Cárdenas, Alejandro Gonzalez Alcocer, and even Enrique Gómez Llanos, newly appointed member of the State Institute of
Access to Public Information. In the preamble, said Rep. Lozano that "... The question now exponemo, is of great importance to all residents of the
municipalities of Playas de Rosarito and Tijuana. In particular, we refer to the case of estate of more than 19 thousand 300 hectares known as "Rancho
El Rosario, or Rosarito" that covers the entire town of Playas de Rosarito and the southeast of Tijuana, which is building the knowledge that title
was granted on July 30, 1879 by President Porfirio Diaz in return for military services rendered by Manuel Machado, then died, and that the source of
the problem of land tenure, the expedition's starting point of that title. " The legislator said that this has resulted in addition of insecurity and
uncertainty in the land, that, 132 years away from issuing the Order of the Rosary, which committed a number of extortion , illegally obtaining
millions of dollars, by different people, under the premise of Joachim Machado said heirs or their supposed brothers. Something similar to what
happened in the case of ICSA, Real Californians, SA, a company that owns Tijuana said, having been awarded rights to the original owners of the Rancho
de Tia Juana. So many times has this type of robberies reported, which seemed all were involved in these crimes. PRI state legislators, seeing the
size of the irregularities, they decided to "take the bull by the horns." Yesterday he took the first step. gil_lavenants@hotmail.com
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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ramuma53
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Wooosh
It may sound funny to you, but yes, you are the first one to do it, most other people just take advantage and try to proffit from the irregularity,
most of all, the ZFMT employees.
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ramuma53
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Thank you Woooosh
Looks like the Estate Congress finally is deciding to acti against all those crooks that have defrauded the American real estate buyer and Mexican
pseudo owners.
It is the original source and it is in spanish, but I preffer you to have it in its original form and in case you have a question, make it here.
I put here the web link to the publication:
http://rosaritoenlanoticia.blogspot.com/2011/09/palco-de-pre...
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Por Gilberto Lavenant
El día de ayer, miércoles 7 de Septiembre, ocurrió algo que seguramente beneficiará en grande a los habitantes del Municipio de Playas de Rosarito,
que Preside Javier Robles Aguirre. Esto ocurrió en el Centro Cultural Riviera del puerto de Ensenada.
En la sesión del pleno de la XX Legislatura Estatal, que preside el Lic. Carlos Murgía Mejía, se presentó un Punto de Acuerdo, para integrar una
Comisión Investigadora, que indague todo lo que sea necesario para verificar las irregularidades, abusos y fechorías que cometen individuos sin
escrúpulos, que se ostentan como propietarios de Playas de Rosarito.
Si, aunque les parezca sorprendente, utilizando artimañas legaloides, sorprendiendo incautos, y aprovechándose de la buena fe, en algunos casos, y
comprándo voluntades, en otros, dos grupos de vivales se han dedicado a esquilmar a los rosaritenses y a residentes del sur de Tijuana. Se trata de un
predio de más de 19,000 hectáreas, cuyo título de propiedad fue expedido el 30 de julio de 1879 por el Presidente Porfirio Díaz, a nombre de “Joaquín
Machado, Hermanos y coherederos de Manuel Machado”.
El único propietario cierto de dicho predio, en el que está asentado casi la totalidad del poblado de Playas de Rosarito y una parte de Tijuana,
falleció en noviembre de 1910. Desde entonces, se han denunciado en tres ocasiones juicios intestamentarios para adjudicarse El Rosario, y una cuarta
en el 2000, a favor de 9 personas de apellidos Machado Valdez, de manera truculenta e irregular.
Quienes han observado las actuaciones del expediente relativo a dichas sucesiones acumuladas, han detectado con suma facilidad las múltiples
irregularidades en que se incurrió, como el presentar a Playas de Rosarito como un predio baldío, como un ranchito desierto de 19,300 hectáreas, con
un plano certificado por Mario Zepeda Herrera, siendo funcionario de Catastro de Playas de Rosarito, quien por cierto actualmente funge como Director
de Catastro del XX Ayuntamiento de Tijuana, así como un avaluo, relativo a El Rosario, o sea Playas de Rosarito, en el que se asevera que no presenta
construcciones de ningún tipo. El perito en todo esto lo fue un tal Cecilio Pintado, por si lo conocen, cuéntenselo a quien más confianza le tengan.
Es peligroso.
Este asunto no es nuevo, muchas personas han sido despojadas por estos vivales, aprovechando el desconocimiento que sobre el tema tienen muchos
rosaritenses. Las “negociaciones” empiezan exigiéndoles el 50 % de los predios, los engañan invitándolos a celebrar contratos de coinversión y
finalmente los despojan del total de sus propiedades.
De ello está enterado el Gobernador José Guadalupe Osuna Millán, y no ha hecho nada para evitarlo. Lo sabe también Francisco Blake Mora, Secretario de
Gobernación, y tampoco ha hecho nada. El exalcalde de Playas de Rosarito, Hugo Torres, tuvo amplio conocimiento de ello, pero al parecer “negoció”, no
metiéndose con los rufianes, a cambio de que no le afectaran sus propiedades. Dos exalcalde, José Enrique Díaz Félix y Antonio Macias, son socios o
empleados de los atracadores. Hay pruebas de ello y esto lo comentaremos en los próximos días.
El asunto fue planteado en días pasados al diputado Julio Felipe García, coordinador de la fracción parlamentaria del PRI en el Congreso del Estado,
quien viendo la gravedad de las cosas, lo expuso a sus compañeros legisladores y ayer miércoles se presentó el correspondiente Punto de Acuerdo por
parte del Diputado David Lozano. La votación aprobatoria, fue unánime.
En estas triquiñuelas, que no son cualquier cosa, pues se habla de montos de varios millones de dólares en cada caso, participan dos grupos. Por un
lado, los supuestos herederos de Joaquín Machado y de los presuntos hermanos de este, a quienes durante varios daños representó Jaime Armando López
Ferreiro.
En el otro grupo, aparece a la cabeza Pedro Ramírez Campuzano, hijo del Arq. Pedro Ramírez Vazquez, quien se escuda en un membrete de una empresa
denominada Moreno y Compañía. Entre los abogados de este grupo aparecen Oscar Tellez Ulloa, Francisco Contreras, Alfredo Alvarez Cárdenas, Alejandro
González Alcocer e incluso Enrique Gómez Llanos, recién designado integrante del Instituto Estatal de Acceso a la Información Pública.
En la exposición de motivos, el diputado Lozano manifestó que “…El asunto que hoy exponemo, resulta de gran importancia para todos los habitantes de
los municipios de Playas de Rosarito y Tijuana. En particular, nos referimos al caso del predio de más de 19 mil 300 hectáreas denominado “Rancho El
Rosario o Rosarito” que abarca la totalidad del poblado de Playas de Rosarito y la zona sureste de Tijuana, inmueble del cual se tiene conocimiento de
que el título de propiedad fue otorgado el 30 de Julio de 1879, por el Presidente Porfirio Díaz, en pago de servicios militares prestados por don
Manuel Machado, entonces fallecido, y que el origen de esta problemática de tenencia de la tierra, parte precisamente de la expedición de dicho
título”.
El legislador dijo que esto ha dado lugar, además de inseguridad e incertidumbre en la tenencia de la tierra, a que, a 132 años de distancia de la
expedición del título de El Rosario, que se cometan un sinnúmero de extorsiones, obteniendo ilícitamente millones de dólares, por parte personas
diversas, bajo la premisa de decirse herederos de Joaquín Machado o de sus supuestos hermanos. Algo similar a lo ocurrido en el caso de ICSA,
Inmuebles Californianos, S.A., empresa que se decía propietaria de Tijuana, al haberse adjudicado derechos de los propietarios originales del Rancho
de Tía Juana.
Tantas veces se ha denunciado este tipo de atracos, que parecía que todos estaban involucrados en estas fechorías. Los legisladores estatales
priístas, viendo el tamaño de las irregularidades, decidieron “tomar el toro por los cuernos”. Ayer se dió el primer paso.
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Woooosh
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We forwarded the History of El Rosario to the author: Gilbert Lavenants, who also wrote the article above. He must have been at your conference last
year. The corrections in red you made will be of interest to him. We will let you know if he responds with any questions. This looks to be part of a
series he is writing, with more tomorrow. We buried him with info about Rancho La Costa Azul and the Rosarito Malecon project. Very good timing.
[Edited on 9-8-2011 by Woooosh]
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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wessongroup
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Pretty impressive.. moving the direction of things.. to some degree, at this time.. it would appear... very interesting to follow... thanks as it all
helps...
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Woooosh
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apparently they are serious about it. They formed a committee to study El Rosario with the following members:
"La Comisión Investigadora de El Rosario, será presidida por la diputada Rosana Soto Agüero, representante del distrito electoral que corresponde a
Playas de Rosarito y parte del sureste de Tijuana, y la integrarán además los Diputados, David Lozano, quien presentó la propuesta del Punto de
Acuerdo, el Diputado Carlos Murguía, actual Presidente de la Legislatura, así como los Diputados Dado Alatorre y Fausto Zarate Zepeda."
http://www.rosaritoenlanoticia.info/2011/09/legisladores-ini...
What's your opinion of the team they put together?
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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Cypress
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Smoke and Mirrors. Unless you're a "high dollar" outfit with connections, when you buy south of the border real estate, you're on your own(?), you
think you own what you paid for. Untill, someone, maybe a cousin of the seller, decides that they didn't approve. Well! Now we're into a tangled legal
situation. Hire a lawyer! Etc. Etc.
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Woooosh
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I don't think so this time, but I certainly understand your cynicism.
With 70 unfinished projects in the TJ-Ensenada corridor, the Baja legislature decided to tackle who the true owners of El Rosario are (which is all of
Rosarito beach). They will say this is to help investor confidence (and it will) but it's really about Mexican families who got screwed by other
Mexican families trying to get some justice. The reporter above finds the fraud pretty sloppy and not hard to figure out. It says Mayor Torres
agreed to not interfere so long as his properties were not affected.
I really don't know what it means in practical terms to those of us in Rosarito. El Rosario covers our fraccionamiento and most all of Rosarito. Do
we all need to re-do our land titles from the new/real/legal owner- the whole city needs to do this? I really don't know what this looks like once
implemented. The new owner that surfaces will surely want something from everyone- in his cit,y on his land... it is Mexico after all.
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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wessongroup
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Assigning to a Committee somehow gives me chills... it is after all rather straight forward ......... IMHO... will require a lot more effort on yours
and others ... with questionable results...
Best of luck ... you are fighting the "Good Fight"....
Could be a significant positive step for Mexico on taking care of many front burner issues... and would long term help many folks... from both sides
of the border...
If it all works.. can I say I knew ya when... 
[Edited on 9-10-2011 by wessongroup]
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Woooosh
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| Quote: | Originally posted by wessongroup
If it all works.. can I say I knew ya when...
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Yeah, when I was alive. 
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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wessongroup
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Ya all ready know my thoughts on that ya crazy bastard..
May I suggest a new SUV for you and your family...
[Edited on 9-10-2011 by wessongroup]
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ramuma53
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Ok
As you say, he has title to the land and I am sure he doesn’t, at least a legal one; he may have one illegal registered and appear as legal, but it is
not.
The one behind all those frauds and the one who cover them up is Hugo Torres Chavert so do not trust him or any Rosarito major that must be related to
him and all of them are because that is why he pursue the political posts, to be able to control this part of the business.
The importance of the fact that they have no title, is because they are over a national land declaration, 1952 global national land declaration
published November 7, 1952 on the official newspaper; that mean that that land is National land and in a legal consequence, you have been the victim
of Federal fraud together with the nation and because of that, the federal police and federal courts have jurisdiction; that mean you have to file a
federal criminal case against those people arguing that the nation is also a victim on this fraud.
Please before you file it, send me copy of the writing your attorney is going to make to give you last minute suggestions and or directions and
suggestions.
The Federal Police is a different animal to deal with, it will not be that easy for him to avoid them and when they catch him, he will not be able to
go out, because it is a heavy federal crime and at this time it is becoming a national priority to deal with all those crooks exactly as with the
drugs because all those developments have been built with drug money.
The New Regional director for the Federal Police is a friend of mine and he made the investigation to that kind of frauds starting 4 years ago, also
I provided the Federal Police and Military Federal Police with all the elements to be able to prosecute this kind of cases and you will find that they
know a lot about that kind of problems.
On the business side, since it is national land, you can own it only through a fideicomiso and a Mexican must own that land first, so get a Mexican
national who enjoy your confidence and make a claim to the whole property on his name ( I can tell you how, don’t worry), making a contract with him
to obligate him give you the land in fideicomiso after he get the national land title; that way, you will get the highest right over the whole lot and
even if you spend more money, you will be making a legal business that will give you a big return on your investment. This will be in a short time the
way to correct all the Rosarito land problems.
If you do not do this, you can be sure, you will lose your money after going in to big expenses in trying to get your money back the way you are doing
it, because the crooks dominate the whole local legal process, to catch them, it is only possible on the federal level.
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I’ll try to sum this up the best I can….
We were sold ocean front lots in Esmeralda back in Feb of 2006.
Gibbs our real estate agent lured us by giving us false information.
The developers, Forteleza, (legal representative, Alessandro Bellomusto), do have title to the property
but never had the permits to build nor divide the lots as Gibbs said.
Our monies were quickly deposited in a US bank then wire transferred to another.
The same day that Forteleza registered the property, Jan. 2007, a lien was slapped on it for 1.8 million.
We think it was self-inflicted because the lien holder, Jamie Castro Parra is connected with Alessandro.
Three of us had filed criminal law suits and did have convictions, but were over turned because the courts based the statute of limitations on the
date of the contract signing, and not on when the land was promised to us. (18 months later)
When we brought all this to the attention of Mayor Hugo Torres, he agreed this was fraudulent and filed a criminal suit against these parties on
behalf of the City of Rosarito.
That was last July and the suit has sat stagnant with the criminals doing business as usual.
When the new Mayor took office, we had another meeting when he stated that the case would be pursued. It appears it isn’t.
The reason we have been trying to work with the city is that Alessandro has listed false addresses and cannot be served.
The office address, next to Dianne Gibbs office has been boarded up for years.
We have since gotten permission from the courts to serve him personally but we only get a short window of time with the court clerks.
They go to the Dental office he owns in TJ and he runs inside and hides and the clerks can’t pursue.
Our goal is to serve and get a lien on the property. We have listed other properties he owns on our law suits but he is a master
At not registering them-perhaps with help from the notarios.
We had 2 previous attorneys, one corrupt and one inept and now we have someone we really trust who is working on contingency and
Basic expenses. She is new but is partners with someone who has been in business for 20 yrs. and advises her.
What do you think?
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ramuma53
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Woooosh
Your new SUV looks nice
Do not worry, nobody would even think on harming you at this time, the whole army would land in Rosarito to catch them and they know it, Baja is
trying to clean up its act and the last thing they would do is to harm the people moving the gears to do their job and that guy is you.
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ramuma53
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Registered: 2-27-2003
Location: Mulege B.C.S. Mexico
Member Is Offline
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Concerning the congress investigation
They are very ignorant on the legal facts, at this time we can say that you know more than them after reading this thread.
They are arguing over several groups that have been trying to get the Rancho El Rosarito property, using legal maneuvers. In other words trying to
convince a local judge to proclaim them as legal owners, grounding the right on the 1879 title
But the main issues here are:
The Rancho El Rosarito 1879 title was issued for 19,300 Has. An area that make it an illegal title.
The Rancho El Rosarito 1879 title was issued to a foreigner, because Joaquin Machado Valdes was born in San Diego California and an American citizen.
The Rancho El Rosarito 1879 title was sold in 1916 by the Machado family to a foreigner, and as a legal consequence, returned to national property by
the 1917 presidential decree.
The Rancho El Rosarito 1879 title was declared national land in 1952 and 1986.
As a unavoidable consequence, any person who is claiming to be a relative to Joaquin Machado Valdes, brothers and relatives, absolutely has no right
to Rancho El Rosarito.
Also, any person who is trying to convince a local judge to give him a property right over Rancho El Rosarito, is trying to make him commit a legal
mistake, because no local authority can give property rights over national land and as consequence he is trying to steal from the national property,
using a local judge, committing a Fraud against the nation and lying to a local judge.
Case closed and an easy one for Congress if they really want to do something.
Concerning Hugo Torres Chavert, since all his proclaimed properties are over Rancho El Rosarito and national Land in consequence, clearly he is
affected by the investigation and he has been the main actor in the cover up and financing of all those illegal procedures to try to steal from
national property.
Just lets try to provide those congresman with the very public information for their investigation and see if they are honest on their intentions,
because if not, we will know that they are not really trying to correct the problem that is turning away all the American buyers.
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Woooosh
Banned
Posts: 5240
Registered: 1-28-2007
Location: Rosarito Beach
Member Is Offline
Mood: Luminescent Waves at Rosarito Beach
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Welcome back Raphael. The information you provided to the claimant on Esmeralda is important. I do feel bad for this person because it is so easy
for the crooks to take your money, but so hard to get it back. If they follow your advice and strategy their attorney (on contingency) and the
plaintiff will both be rewarded. Wouldn't it be nice if the victims win one? It does seem like a very complicated process- but that's what attorneys
are for. Great contribution to this topic!
\"The only thing necessary for the triumph of evil is for good men to do nothing\"
1961- JFK to Canadian parliament (Edmund Burke)
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