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akshadow
Nomad
Posts: 287
Registered: 2-1-2007
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impoundment? of vehicle
I wonder if the idea of vehicle impound if more dependent on which police group is on hand. I was hit in Mexicalli about a year or two and a
municipal police officer came by. I could drive my vehicle and so could the other person, the Mexican stopped for a short time but was gone before
the police arrived. Adjuster came and did an evaluation.
HDI was insurance through Discover Baja. The policy was the type which allowed repair in the states. Had repair work done in Juneau Alaska, after
another adjuster in Juneau sent in another estimate. No problems with payment from the insurance company including replacement of special shock done
in California before we came home. Total cost repair was over $5K so not just a minor bill.
Ron San Felipe Oct, Nov. Feb. Mar. April. remainder in Juneau Ak
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Udo
Elite Nomad
Posts: 6343
Registered: 4-26-2008
Location: Black Hills, SD/Ensenada/San Felipe
Member Is Offline
Mood: TEQUILA!
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You are right about the tourists are the only ones who stop at 4 way stop intersections:
There was a motorcycle cop at the intersection who was watching me get hit by the bus (and this was a rental car). I thought she was going to write me
a ticket when I saw her looking at me the moments before the accident.
I still had to spend 8 hours at the police station even though all witnesses said it was not my fault, and the bus driver did not have a bus driver's
license. He got to leave with the bus company's lawyer.
Udo
Youth is wasted on the young!
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Whale-ista
Super Nomad
Posts: 2009
Registered: 2-18-2013
Location: San Diego
Member Is Offline
Mood: Sunny with chance of whales
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Quote: Originally posted by Hook  | Still need clarification on the liability of the responsible party. Did this person not have even liability? Were they hauled to jail?
What type of insurance did you have, Whale-ista? Simple Mexican liability? And that is what is covering your charges, NOB? If so, I guess I didnt
realize that simple Mexican liability would pay for some of your medical. |
The woman driver had no insurance. She was wiling to pay money on the spot for damages to the truck, but the police (fed/local) looked at it and
declared it sound- no harm, no foul.
She appeared to be off the hook for car damages so far as I know, but not sure if the insurance folks will seek other restitution or if she faces any
criminal liability for not having insurance.
I have full coverage with HDI Seguros to pay for theft, injury, vehicle damage, liability, medical, death of 3rd parties, legal/traveler aid, etc.
[Edited on 1-7-2016 by Whale-ista]
\"Probably the airplanes will bring week-enders from Los Angeles before long, and the beautiful poor bedraggled old town will bloom with a
Floridian ugliness.\" (John Steinbeck, 1940, discussing the future of La Paz, BCS, Mexico)
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BajaGeoff
Super Nomad
Posts: 1727
Registered: 1-11-2006
Location: San Diego and Campo Lopez
Member Is Offline
Mood: Heading To Baja!!!
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Hello Woody...The last page of every policy we sell is a "Helpful Information" sheet that advises on what needs to be done if you are involved in an
accident. The subject of vehicle impoundment is a complicated one that is highly dependent upon the situation and the authorities involved. As such,
we are really not able to advise on this. All we know is that if an investigation needs to take place, the vehicles might be impounded...but
again...we cannot say for sure. Auto insurance doesn't cover the cost of vehicle impoundment in Mexico (or the United States for that matter) so it's
also not a risk covered by your policy.
Hook...My understanding is that when Whale-ista signed off to not have an investigation (and thus not have her truck impounded) the other party was
released of all liability.
Whale-ista...Please PM the full name of the adjuster that you worked with after the accident...
Shari...yes it can be a very difficult situation to go through, especially if the accident is more severe and there are injuries involved. Hopefully
the conversations exchanged here can help everyone in the future.
Have a nice weekend Nomads!
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BornFisher
Super Nomad
Posts: 2107
Registered: 1-11-2005
Location: K-38 Santa Martha/Encinitas
Member Is Offline
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That was a great read. Of course it was all I could think about driving up Blvd. 2000 to the border this morning. I put the FJ in 4 wheel high just to
be extra safe with wet roads, debris fields and mud flows. Was really checking the cars behind me, but was scared only a few times by the usual
maniacs trying to save a few seconds. Impounding my ride would be a disaster!! No Bueno!!!
"When you catch a fish, you open the door of happiness."
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Whale-ista
Super Nomad
Posts: 2009
Registered: 2-18-2013
Location: San Diego
Member Is Offline
Mood: Sunny with chance of whales
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Geoff- pls check your U2U. Thanks.
\"Probably the airplanes will bring week-enders from Los Angeles before long, and the beautiful poor bedraggled old town will bloom with a
Floridian ugliness.\" (John Steinbeck, 1940, discussing the future of La Paz, BCS, Mexico)
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woody with a view
PITA Nomad
Posts: 15939
Registered: 11-8-2004
Location: Looking at the Coronado Islands
Member Is Offline
Mood: Everchangin'
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Geoff, thanks for the update. i was wondering, if i bought a policy that included legal representation as well as all of the other bells and whistles
it would seem that covering impound fees would be included.
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TMW
Select Nomad
Posts: 10659
Registered: 9-1-2003
Location: Bakersfield, CA
Member Is Offline
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In 1993 my truck was stolen at Rene's restaurant in Rosarito. A week later it was found on a street in TJ. I went down with my insurance agent from TJ
and he took me to the police station where I had to pay a $7.50 ticket for illegal parking. It was found parked in a red zone and the agent said they
did not pay for tickets. We then went to the impound yard for the truck and he paid them and I drove home.
The insurance was purchased thru Discover Baja but I don't remember who the company was.
Crossing the border in a truck that had been stolen and reported to the San Diego police and CA Highway Patrol was an interesting experience.
The truck was a 1991 chevy K1500 and I can see now how it could be stolen in 60 seconds. Break the plastic on the steering column and break one rod
and pull the other rod or something like that. No key needed.
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