EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
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Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Link to IMSS (Instituto Mexicano del Seguro Social) health insurance in English
http://www.imss.gob.mx/english/Pages/default.aspx
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Nan&D
Nomad
Posts: 137
Registered: 2-28-2010
Location: Bahia Asuncion
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We have just completed all the steps in our IMSS applications. We started the process in Bahia Asuncion, went to G Negro admin office for further
paper work and payment, then completed back in BA. N
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Kgryfon
Senior Nomad
Posts: 624
Registered: 1-27-2009
Location: East Bay, CA
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Thanks!
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
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Mood: must be 5 O'clock somewhere in Baja
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Seguro Popular
Signed up for Seguro Popular in Ensenada about 3 weeks ago. Took about 15 minutes, no cost, no exams.
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Mulegena
Super Nomad
Posts: 2412
Registered: 11-7-2006
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Seguro Popular isn't Seguro Social (IMSS)
The coverage of Seguro Popular is, arguably, inferior to Seguro Social unfortunately.
Seguro Popular is Mexico's socialized medicine, one might say. It's available at no cost to anyone legally residing in Mexico. At the satellite
clinics in the smaller towns you'll be seeing a resident, not full-fledged licensed doctor. Coverage is limited. Medicines are scanty.
Seguro Social (IMSS) is a step up from Seguro Popular. It is offered to employees and their dependents of businesses and to others who can meet the
premiums, I believe. Coverage is better than Seguro Popular.
Perhaps someone with more direct experience than I can lend their voice, please.
[Edited on 11-22-2013 by Mulegena]
"Raise your words, not your voice. It's rain that grows flowers, not thunder." ~Rumi
"It's the mark of an educated mind to be able to entertain a thought without accepting it." ~ Aristotle
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bajaguy
Elite Nomad
Posts: 9247
Registered: 9-16-2003
Location: Carson City, NV/Ensenada - Baja Country Club
Member Is Offline
Mood: must be 5 O'clock somewhere in Baja
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Yup, but it is good as a back up and initial coverage here, before we go to San Diego for anything serious
| Quote: | Originally posted by Mulegena
Seguro Popular isn't Seguro Social (IMSS)
The coverage of Seguro Popular is, arguably, inferior to Seguro Social unfortunately.
Seguro Popular is Mexico's socialized medicine, I believe. It's available to anyone resid |
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Hook
Elite Nomad
Posts: 9009
Registered: 3-13-2004
Location: Sonora
Member Is Offline
Mood: Inquisitive
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I'd like to suggest that you go to the local hospitals that actually take these types of Mexican insurance and see if you REALLY want to go there.
Talk to other people who have gone there out of necessity and who are knowledgeable about health care. In our case, the answer is a definite NO.
But, if cost is your bottom line when it comes to insurance, have at it.............
Remember that contracting infections while be treated has become a major issue in hospitals everywhere. The IMSS and S.P. hospitals are abysmal in
this regard over here.
[Edited on 11-22-2013 by Hook]
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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One thread which gives you some good information and delves into the differences between IMSS and Seguro Popular is this thread:
http://forums.bajanomad.com/viewthread.php?tid=69315#pid8458...
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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I suggest you do a search for IMSS or Seguro Popular Mulegena on Baja Nomad. We have discussed the pros and cons in great detail of both health care
services and maybe one day Doug might decide to subdivide the topic in a Medical services and programs available in Mexico category.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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I don't agree with this. IMSS is overloaded with workers/patients from the general population. And I have seen many patients being refused at IMSS
because they are losing their jobs and then come to Seguro Popular. I have seen patients piled up in the ER, and heart attack patients waiting for a
bed in IMSS Ensenada. The doctors are good but the system is way overloaded. Coverage in IMSS for extraneros costs more than Seguro Popular, and
there are several restrictions as outlined in the other threads I linked above. The links are not that long to read and provide unbiased personal
experiences from both healthcare organization. | Quote: | Originally posted by Mulegena
Seguro Popular isn't Seguro Social (IMSS)
The coverage of Seguro Popular is, arguably, inferior to Seguro Social unfortunately.
Seguro Popular is Mexico's socialized medicine, one might say. It's available at no cost to anyone legally residing in Mexico. At the satellite
clinics in the smaller towns you'll be seeing a resident, not full-fledged licensed doctor. Coverage is limited. Medicines are scanty.
Seguro Social (IMSS) is a step up from Seguro Popular. It is offered to employees and their dependents of businesses and to others who can meet the
premiums, I believe. Coverage is better than Seguro Popular.
Perhaps someone with more direct experience than I can lend their voice, please.
[Edited on 11-22-2013 by Mulegena] |
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Yes I have worked in a clinical capacity at IMSS Ensenada. I personally attended to a patient in the ER that was having chest pain but had been left
on a gurney for 36 hours in the ER. Of course this happens in the US, but not usually with chest pain. The hospital was very run down and the EKG
equipment was full of gel that was stuck to the electrodes and was very dirty. I am spoiled though, I am used to working with state of the art
equipment in the US. | Quote: | Originally posted by lencho
| Quote: | Originally posted by EnsenadaDr
I don't agree with this. IMSS is overloaded with workers/patients from the general population. And I have seen many patients being refused at IMSS
because they are losing their jobs and then come to Seguro Popular. |
Have you actually worked in an IMSS clinic or hospital? I'm curious what happens if one is away from one's home clinic and needs medical care...
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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as long as if they go to an IMSS facility yes. Obviously you are not covered outside of Mexico. We had many patients from Sonora come with an IMSS
membership card to Baja Norte and they were accepted in the system, even though the card looked different.
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Where are you right now? Do you expect to be away from your "home" hospital? I don't think changing home hospitals or clinics for non-emergencies
would be a problem, but rules vary in different parts of Mexico, at least with charges for Seguro Popular. Baja Sur charges for signing up with
Seguro Popular while Ensenada does not. Why not take the time if you are in the area and talk to the membership department at your local IMSS and
find out? | Quote: | Originally posted by lencho
| Quote: | Originally posted by EnsenadaDr
as long as if they go to an IMSS facility yes. |
Thanks. I heard somewhere that non-emergency stuff requires that one be "home", you ever run into that? |
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EnsenadaDr
Banned
Posts: 5027
Registered: 9-12-2011
Location: Baja California
Member Is Offline
Mood: Move on. It is just a chapter in the past, but don't close the book- just turn the page
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Only because the rules change so much from place to place and from person to person. Better to get it from the horses mouth. Nothing is 100% sure in
healthcare in Mexico!!
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