Pescador
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Be careful with ATM machines
Several posters have repeatedly stated that they would never open a bank account in Mexico even though they live here. I have always appreciated the
services and security that offers. Now, in Puerta Vallarta, they have discovered a reader on an ATM and it is becoming common for readers to get your
info and then make withdrawals. With a chip it is much more difficult but with the old magnetic stripe it is reportedly easier.
http://mexiconewsdaily.com/news/man-arrested-in-pv-card-skim...
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Udo
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Mil gracias, buddy!
Udo
Youth is wasted on the young!
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Croft
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We have had credit cards scanned a total of five times over the years but always in the US, never in Mexico although we have spent more time in
Mexico. Sad to hear it has spread to there.
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ncampion
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All of my cards are "chip" cards. Actually I insist on them and won't use a bank that still issues mag cards only. I think that most banks in the US
now offer chip cards, you just have to ask for them if you want one before your current card expires.
Living Large in Loreto. Off-grid and happy.
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AKgringo
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My new cards have the chip , but they also have a magnetic strip so they can be used in all card readers. I don't think that the chip is any
protection when using the old style readers.
If you are not living on the edge, you are taking up too much space!
"Could do better if he tried!" Report card comments from most of my grade school teachers. Sadly, still true!
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SFandH
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I think I have this right.
Skimmers on ATM machines are composed of two parts, a device that reads the magnetic info on the card and a camera that records your pin as you enter
it. With that info a fake card can be made that will work with your account if the system being used accepts "unchipped" cards.
I just received a new Bank of America debit card, it's chipped.
I haven't come across any chip enabled terminals yet.
[Edited on 7-24-2015 by SFandH]
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BajaRat
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Quote: Originally posted by ncampion  | | All of my cards are "chip" cards. Actually I insist on them and won't use a bank that still issues mag cards only. I think that most banks in the US
now offer chip cards, you just have to ask for them if you want one before your current card expires. |
In your experience do most Mexican banks have chip reader ATM's ?
Thanks, Lionel
[Edited on 7-24-2015 by BajaRat]
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ncampion
Super Nomad
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Hard to tell about the ATMs as they still take the card in as opposed to the store readers where they plug it into the end of the reader instead of
sliding it. I think every store reader in Baja that I've used has the chip reader type. I would hope that the ATMs also read the chip in addition to
the mag strip, but don't know for sure.
Living Large in Loreto. Off-grid and happy.
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SFandH
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How do chip cards work?
https://www.bankofamerica.com/privacy/accounts-cards/emv-chi...
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chuckie
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Recent BIG problem with "Skimmers" here in Kansas, in the major cities. Out here where I live, we are still swappin chickens for Whiskey
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ncampion
Super Nomad
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As I understand it the "chip" is un-powered so it can't "transmit" any data unless it is inserted in a reader. It is actually powered by the reader
and sends encrypted info back and forth to the reader. The encryption makes it very difficult (maybe impossible?) for a skimmer to get any meaningful
data from the card. Coupled with the need for a PIN, this should stay one step ahead of the bad guys. The US cards still have the mag strip on them,
since it will take a while for all the merchants to get the chip readers, but that will phase out in a year or so.
Living Large in Loreto. Off-grid and happy.
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Santiago
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| Quote: Originally posted by chuckie | | Recent BIG problem with "Skimmers" here in Kansas, in the major cities. Out here where I live, we are still swappin chickens for Whiskey |
Chuck: only a true Kansan would be able to answer this: what does "Larapin" mean?
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chuckie
Elite Nomad
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Kinda faster than a trot, but not a gallop.....or beating your cheesewiz
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Bajahowodd
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Don't know if it is any safer, but the only ATMs I ever use in Mexico are in a bank.
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SFandH
Elite Nomad
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That's a good precaution since the machines need to be tampered with to install skimmers. I've always been suspect of ATMs in convenience stores, I've
seen them on the Mex mainland, I don't know if baja OXXOs have them. I wouldn't use them.
A few years ago in the Dominican Republic I saw an ATM that had what looked like speaker wires coming out of the wall and into the machine. Um, no ,
let's go to another machine.
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Pescador
Ultra Nomad
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I have a Mexican Card and it is a chip. The article from Puerta Vallarta was in a bank and the idiot who was caught, was putting in a new battery
into the reader.
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Bob and Susan
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it wasn't even a Mexican...Europeans this time
http://krebsonsecurity.com/2015/07/spike-in-atm-skimming-in-...
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oladulce
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| Quote: |
In your experience do most Mexican banks have chip reader ATM's ? |
Banamex issued Chipped debit cards a few years ago and the Banamex ATMs I've been to from La Paz to Ensenada have all had chip readers.
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